{"id":10141,"date":"2020-11-03T03:49:08","date_gmt":"2020-11-03T03:49:08","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=10141"},"modified":"2024-06-04T17:04:17","modified_gmt":"2024-06-04T10:04:17","slug":"xu-huong-digital-banking-tai-viet-nam-nam-2020","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/xu-huong-digital-banking-tai-viet-nam-nam-2020\/","title":{"rendered":"Xu h\u01b0\u1edbng digital banking t\u1ea1i Vi\u1ec7t Nam n\u0103m 2020"},"content":{"rendered":"

C\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam \u0111ang n\u1ed7 l\u1ef1c kh\u00f4ng ng\u1eebng trong cu\u1ed9c \u0111ua chuy\u1ec3n \u0111\u1ed5i theo xu h\u01b0\u1edbng digital banking v\u1edbi hy v\u1ecdng gi\u00e0nh \u0111\u01b0\u1ee3c l\u1ee3i th\u1ebf c\u1ea1nh tranh v\u00e0 chi\u1ebfm th\u1ecb ph\u1ea7n l\u1edbn h\u01a1n tr\u00ean th\u1ecb tr\u01b0\u1eddng. Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd thay \u0111\u1ed5i c\u00e1ch th\u1ee9c qu\u1ea3n l\u00fd c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng theo m\u00f4 h\u00ecnh kinh doanh tinh g\u1ecdn h\u01a1n, th\u00f4ng minh h\u01a1n v\u00e0 hi\u1ec7n \u0111\u1ea1i h\u01a1n.<\/p>\n

Digital banking transformation<\/strong><\/a> c\u00f3 ti\u1ec1m n\u0103ng cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng n\u1eafm b\u1eaft l\u01b0\u1ee3ng d\u1eef li\u1ec7u l\u1edbn h\u01a1n t\u1eeb l\u01b0\u1ee3ng ng\u00e0y c\u00e0ng t\u0103ng. Vi\u1ec7c s\u1eed d\u1ee5ng d\u1eef li\u1ec7u n\u00e0y t\u1ed1t h\u01a1n c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 ng\u00e2n h\u00e0ng trong v\u1ea5n \u0111\u1ec1 ra quy\u1ebft \u0111\u1ecbnh trong kinh doanh c\u1ee7a m\u00ecnh. N\u00f3 c\u0169ng c\u00f3 th\u1ec3 cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng gi\u1ea3m chi ph\u00ed \u0111\u1ed3ng th\u1eddi t\u0103ng c\u1ea3 hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng v\u00e0 doanh thu th\u00f4ng qua \u0111\u1ed5i m\u1edbi s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 v\u00e0 k\u00eanh ph\u00e2n ph\u1ed1i.<\/p>\n

Trong b\u00e0i vi\u1ebft, h\u00e3y theo ch\u00e2n Innotech Vi\u1ec7t Nam \u0111\u1ec3 c\u00f9ng \u0111\u00e1nh gi\u00e1 5 \u00a0xu h\u01b0\u1edbng digital banking 2020<\/strong><\/a> th\u1ef1c s\u1ef1 n\u1ed5i b\u1eadt \u0111ang ph\u00e1t tri\u1ec3n t\u1ea1i Vi\u1ec7t Nam.<\/p>\n

 <\/p>\n

1. C\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 h\u01b0\u1edbng s\u00e2u h\u01a1n v\u00e0o l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng<\/strong><\/h2>\n

 <\/p>\n

C\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 l\u1edbn, v\u1edbi \u0111\u1ed9i ng\u0169 g\u1ed3m c\u00e1c nh\u00e0 ph\u00e1t tri\u1ec3n h\u00e0ng \u0111\u1ea7u v\u00e0 s\u1edf tr\u01b0\u1eddng t\u1ea1o ra c\u00e1c s\u1ea3n ph\u1ea9m ti\u1ec7n l\u1ee3i, \u0111\u00e3 n\u00e2ng t\u1ea7m trong l\u0129nh v\u1ef1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh v\u00e0o n\u0103m 2020.<\/p>\n

\u0110\u1ebfn nay, Vi\u1ec7t Nam c\u00f3 48 c\u00f4ng ty Fintech<\/strong><\/a> v\u00e0 48% c\u00f4ng ty tham gia v\u00e0o ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n, cung c\u1ea5p cho kh\u00e1ch h\u00e0ng v\u00e0 c\u00e1c nh\u00e0 b\u00e1n l\u1ebb c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n tr\u1ef1c tuy\u1ebfn ho\u1eb7c c\u00e1c gi\u1ea3i ph\u00e1p thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1 (2C2P, VTPay, OnePay, VTCPay, BankPlus,VinaPay, VNPay, Senpay, NganLuong, ZingPay, BaoKim, 123Pay\u2026).<\/p>\n

 <\/p>\n

\"xu S\u01a1 \u0111\u1ed3 l\u0129nh v\u1ef1c c\u00e1c c\u00f4ng ty Fintech ho\u1ea1t \u0111\u1ed9ng t\u1ea1i Vi\u1ec7t Nam<\/em><\/p>\n

 <\/p>\n

Trong khi c\u00e1c ng\u00e2n h\u00e0ng \u0111ang c\u1ed1 g\u1eafng trong qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt, th\u00ec c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 l\u1edbn \u0111ang \u0111\u1ea1t \u0111\u01b0\u1ee3c quy m\u00f4 m\u1ea1nh m\u1ebd, t\u00edch tr\u1eef d\u1eef li\u1ec7u c\u1ee7a h\u1ecd v\u00e0 x\u00e2y d\u1ef1ng c\u00e1c m\u1ed1i quan h\u1ec7 v\u00e0 th\u01b0\u01a1ng hi\u1ec7u trong l\u0129nh v\u1ef1c n\u00e0y.<\/p>\n

 <\/p>\n

Xem th\u00eam: “5 xu h\u01b0\u1edbng h\u00ecnh th\u00e0nh Digital Banking Transformation n\u0103m 2020<\/a>“<\/p><\/blockquote>\n

 <\/p>\n

2. C\u00e1c ng\u00e2n h\u00e0ng v\u00e0 fintech \u01b0u ti\u00ean cung c\u1ea5p th\u00f4ng tin chi ti\u1ebft v\u1ec1 kh\u00e1ch h\u00e0ng<\/strong><\/h2>\n

 <\/p>\n

\u0110\u00e2y l\u00e0 xu h\u01b0\u1edbng Digital banking 2020<\/strong><\/a> n\u1ed5i b\u1eadt, khi c\u00f3 kh\u1ea3 n\u0103ng cung c\u1ea5p cho kh\u00e1ch h\u00e0ng nh\u1eefng l\u1eddi khuy\u00ean ph\u00f9 h\u1ee3p v\u00e0o th\u1eddi \u0111i\u1ec3m h\u1ecd c\u1ea7n.<\/p>\n

Nhi\u1ec1u ng\u00e2n h\u00e0ng mu\u1ed1n c\u00f4ng ngh\u1ec7 tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o \u0111\u1ec3 ph\u00e2n t\u00edch d\u1ef1 \u0111o\u00e1n \u0111\u1ec3 theo d\u00f5i d\u1eef li\u1ec7u giao d\u1ecbch trong th\u1eddi gian th\u1ef1c v\u00e0 x\u00e1c \u0111\u1ecbnh th\u00f3i quen chi ti\u00eau c\u1ee7a ng\u01b0\u1eddi d\u00f9ng c\u1ee5 th\u1ec3 \u0111\u1ec3 cung c\u1ea5p th\u00f4ng tin chi ti\u1ebft cho kh\u00e1ch h\u00e0ng v\u00e0 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng l\u1eddi khuy\u00ean v\u1ec1 ti\u1ebft ki\u1ec7m, chi ti\u00eau v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u00e1c m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh.<\/p>\n

 <\/p>\n

3. H\u1ee3p t\u00e1c gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty Fintech t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n

 <\/p>\n

S\u1ef1 ra \u0111\u1eddi v\u00e0 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c c\u00f4ng ty Fintech c\u0169ng l\u00e0m thay \u0111\u1ed5i v\u00e0 th\u00fac \u0111\u1ea9y c\u00e1c k\u00eanh ph\u00e2n ph\u1ed1i s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng, m\u1edf r\u1ed9ng giao d\u1ecbch tr\u1ef1c tuy\u1ebfn th\u00f4ng qua Internet Banking, Mobile banking, m\u1ea1ng x\u00e3 h\u1ed9i, ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea5y\u2026 V\u00ec th\u1ebf, h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty Fintech \u0111\u1ec3 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 ch\u1ea5t l\u01b0\u1ee3ng h\u01a1n l\u00e0 xu h\u01b0\u1edbng digital banking kh\u00f4ng th\u1ec3 ch\u1ed1i c\u00e3i.<\/p>\n

Hi\u1ec7n nay, xu h\u01b0\u1edbng h\u1ee3p t\u00e1c ng\u00e0y c\u00e0ng tr\u1edf n\u00ean s\u00f4i \u0111\u1ed9ng. Ch\u1eb3ng h\u1ea1n, Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam th\u1ecbnh v\u01b0\u1ee3ng (VP Bank) hi\u1ec7n \u0111ang h\u1ee3p t\u00e1c v\u1edbi c\u00f4ng ty Fintech Timo trong cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1, h\u1ee3p t\u00e1c v\u1edbi c\u00f4ng ty Moca trong cung c\u1ea5p d\u1ecbch v\u1ee5 thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1. Ng\u00e2n h\u00e0ng TMCP Qu\u00e2n \u0111\u1ed9i h\u1ee3p t\u00e1c v\u1edbi m\u1ed9t c\u00f4ng ty Fintech t\u1ea1o ra c\u00f4ng ngh\u1ec7 cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng th\u1ef1c hi\u1ec7n giao d\u1ecbch ngay trong \u1ee9ng d\u1ee5ng Messenger c\u1ee7a Facebook\u2026<\/p>\n

 <\/p>\n

\"xu Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam th\u1ecbnh v\u01b0\u1ee3ng (VP Bank) hi\u1ec7n \u0111ang h\u1ee3p t\u00e1c v\u1edbi c\u00f4ng ty Fintech Timo trong cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1<\/em><\/p>\n

 <\/p>\n

4. C\u00e1c ng\u00e2n h\u00e0ng Neobank v\u00e0 Challenger ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd h\u01a1n<\/strong><\/h2>\n

 <\/p>\n

Khi c\u00e1c Challenger bank l\u1ea7n \u0111\u1ea7u ti\u00ean \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u t\u1ea1i th\u1ecb tr\u01b0\u1eddng Ch\u00e2u \u00c2u v\u00e0 Neobank \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u \u1edf \u00dac, nhi\u1ec1u chuy\u00ean gia nh\u1eadn \u0111\u1ecbnh r\u1eb1ng n\u00f3 s\u1ebd ph\u00e1 v\u1ee1 ph\u01b0\u01a1ng th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng t\u1eeb tr\u01b0\u1edbc \u0111\u1ebfn nay. Challenger bank v\u00e0 Neobank h\u1ee9a h\u1eb9n s\u1ebd th\u00fac \u0111\u1ea9y ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 thay \u0111\u1ed5i m\u1ea1nh m\u1ebd c\u00e1ch ng\u01b0\u1eddi ti\u00eau d\u00f9ng tr\u1ea3i nghi\u1ec7m c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. \u0110\u00e2y c\u0169ng \u0111\u01b0\u1ee3c xem l\u00e0 xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n c\u1ee7a Digital Banking<\/strong><\/a> t\u1ea1i Vi\u1ec7t Nam trong n\u0103m 2020 n\u00e0y.<\/p>\n

C\u00e1c challenger bank \u1edf Ch\u00e2u \u00c1 ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c h\u1eadu thu\u1eabn b\u1edfi c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 l\u1edbn, c\u00f4ng ty vi\u1ec5n th\u00f4ng hay c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn. Trong khi \u0111\u00f3, c\u00e1c Neobank th\u00ec l\u1ea1i c\u00f3 ngu\u1ed3n g\u1ed1c t\u1eeb c\u00e1c c\u00f4ng ty start-up v\u1edbi mong mu\u1ed1n ph\u00e1 v\u1ee1 th\u1ecb tr\u01b0\u1eddng d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, nh\u01b0ng hi\u1ec7n t\u1ea1i v\u1eabn c\u00f2n \u00edt t\u1ea1i th\u1ecb tr\u01b0\u1eddng ch\u00e2u \u00c1.<\/p>\n

M\u1ed9t tr\u01b0\u1eddng h\u1ee3p \u0111i\u1ec3n h\u00ecnh cho Neobank<\/strong><\/a> \u1edf th\u1ecb tr\u01b0\u1eddng ch\u00e2u \u00c1 n\u1eefa \u0111\u00f3 l\u00e0 Timo, \u0111\u1ebfn t\u1eeb Vi\u1ec7t Nam. \u0110\u00e2y l\u00e0 digital banking \u0111\u1ea7u ti\u00ean v\u1edbi s\u1ef1 h\u1ee3p t\u00e1c v\u1edbi VP Bank. Trong quan h\u1ec7 \u0111\u1ed1i t\u00e1c n\u00e0y, VPBank gi\u1eef gi\u1ea5y ph\u00e9p v\u00e0 Timo cung c\u1ea5p m\u1eb7t k\u1ef9 thu\u1eadt s\u1ed1. \u0110\u00e2y c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t m\u00f4 h\u00ecnh k\u1ebft h\u1ee3p \u0111i\u1ec3n h\u00ecnh v\u00e0 l\u00e0 m\u00f4 h\u00ecnh h\u1ee3p t\u00e1c tri\u1ec3n v\u1ecdng s\u1ebd \u0111\u01b0\u1ee3c nh\u00e2n r\u1ed9ng cho c\u00e1c th\u1ecb tr\u01b0\u1eddng kh\u00e1c \u1edf ch\u00e2u \u00c1 trong t\u01b0\u01a1ng lai.<\/p>\n

 <\/p>\n

5. Gen Z s\u1ebd \u0111\u1ecbnh h\u00ecnh l\u1ea1i k\u1ef3 v\u1ecdng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam<\/strong><\/h2>\n

 <\/p>\n

N\u1ebfu c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh d\u00e0nh c\u1ea3 th\u1eadp k\u1ef7 tr\u01b0\u1edbc \u0111\u1ec3 c\u1ed1 g\u1eafng t\u00ecm ra th\u1ebf h\u1ec7 millennials, th\u00ec n\u0103m 2020 mang \u0111\u1ebfn m\u1ed9t \u01b0u ti\u00ean th\u1ebf h\u1ec7 m\u1edbi: kh\u00e1ch h\u00e0ng th\u1ebf h\u1ec7 Z. Gen Z l\u00e0 th\u1ebf h\u1ec7 \u0111\u01b0\u1ee3c nh\u1eafc \u0111\u1ebfn kh\u00e1 nhi\u1ec1u trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y. Sinh sau n\u0103m 1996, g\u1ea7n v\u1edbi th\u1eddi \u0111i\u1ec3m Internet ch\u00ednh th\u1ee9c du nh\u1eadp v\u00e0o Vi\u1ec7t Nam, Gen Z l\u00e0 th\u1ebf h\u1ec7 c\u1ee7a th\u1eddi \u0111\u1ea1i s\u1ed1.<\/p>\n

 <\/p>\n

\"xu<\/p>\n

 <\/p>\n

S\u1ed1 li\u1ec7u t\u1eeb Appota cho th\u1ea5y c\u00f3 t\u1edbi 39% Gen Z \u01b0u ti\u00ean s\u1eed d\u1ee5ng c\u00e1c \u1ee9ng d\u1ee5ng tr\u00ean \u0111i\u1ec7n tho\u1ea1i m\u00e0 kh\u00f4ng quan t\u00e2m \u0111\u1ebfn phi\u00ean b\u1ea3n web tr\u1ef1c tuy\u1ebfn. L\u1ea5y v\u00ed d\u1ee5 cho nh\u1eadn \u0111\u1ecbnh n\u00e0y, CMO Appota n\u00f3i r\u1eb1ng trong m\u1ea3ng ng\u00e2n h\u00e0ng, n\u1ebfu c\u00e1c th\u1ebf h\u1ec7 tr\u01b0\u1edbc \u0111\u00e2y hay \u0111\u1ec3 \u00fd ng\u00e2n h\u00e0ng n\u1eb1m v\u1ecb tr\u00ed n\u00e0o \u0111\u1ec3 g\u1eedi ti\u1ebft ki\u1ec7m, sau \u0111\u00f3 chuy\u1ec3n d\u1ea7n sang n\u1ec1n t\u1ea3ng web online th\u00ec Gen Z chuy\u1ec3n sang d\u00f9ng \u1ee9ng d\u1ee5ng tr\u00ean \u0111i\u1ec7n tho\u1ea1i l\u00e0 ch\u1ee7 y\u1ebfu, phi\u00ean b\u1ea3n web h\u1ecd s\u1eed d\u1ee5ng \u00edt h\u01a1n r\u1ea5t nhi\u1ec1u.<\/p>\n

N\u1ebfu c\u00e1c Digital Banking t\u1ea1i Vi\u1ec7t Nam n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c xu h\u01b0\u1edbng n\u00e0y, c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n c\u00e1c d\u00f2ng s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 \u0111\u1ec3 \u0111\u00e1p \u1ee9ng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh t\u1ed1t h\u01a1n. M\u1eb7c d\u00f9 ch\u1ec9 chi\u1ebfm kho\u1ea3ng 20% d\u00e2n s\u1ed1 Vi\u1ec7t Nam nh\u01b0ng Gen Z \u0111ang v\u00e0 s\u1ebd c\u00f3 t\u00e1c \u0111\u1ed9ng kh\u00f4ng nh\u1ecf \u0111\u1ebfn m\u1ecdi m\u1eb7t c\u1ee7a n\u1ec1n kinh t\u1ebf trong n\u01b0\u1edbc, t\u1eeb ti\u00eau d\u00f9ng \u0111\u1ebfn gi\u1ea3i tr\u00ed.<\/p>\n

\n

 <\/p>\n

Innotech Vietnam<\/b><\/a>\u00a0lu\u00f4n n\u1ed7 l\u1ef1c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, gi\u1ea3i ph\u00e1p ch\u1ea5t l\u01b0\u1ee3ng nh\u1ea5t. V\u00ec v\u1eady ch\u00fang t\u00f4i \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tin t\u01b0\u1edfng t\u1eeb c\u00e1c c\u00f4ng ty l\u1edbn nh\u01b0 ACB, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank,\u2026 \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p do Innotech Vietnam cung c\u1ea5p.<\/p>\n

 <\/p>\n

N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Digital Banking Transformation<\/strong><\/a> \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 n\u00f3!<\/p>\n

Email:\u00a0info@innotech-vn.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

C\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam \u0111ang n\u1ed7 l\u1ef1c kh\u00f4ng ng\u1eebng trong cu\u1ed9c \u0111ua chuy\u1ec3n \u0111\u1ed5i theo xu h\u01b0\u1edbng digital banking v\u1edbi hy v\u1ecdng gi\u00e0nh \u0111\u01b0\u1ee3c l\u1ee3i th\u1ebf c\u1ea1nh tranh v\u00e0 chi\u1ebfm th\u1ecb ph\u1ea7n l\u1edbn h\u01a1n tr\u00ean th\u1ecb tr\u01b0\u1eddng. Chuy\u1ec3n \u0111\u1ed5i s\u1ed1 \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd thay \u0111\u1ed5i c\u00e1ch th\u1ee9c qu\u1ea3n l\u00fd c\u1ee7a c\u00e1c ng\u00e2n […]<\/p>","protected":false},"author":7,"featured_media":15507,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[190],"tags":[],"yst_prominent_words":[581,752,674,79,582,986,3380,997,563,1014,983,75,1817],"publishpress_future_action":{"enabled":false,"date":"2025-04-13 02:47:37","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/10141"}],"collection":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=10141"}],"version-history":[{"count":6,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/10141\/revisions"}],"predecessor-version":[{"id":11696,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/10141\/revisions\/11696"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/15507"}],"wp:attachment":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=10141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=10141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=10141"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=10141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}