{"id":15165,"date":"2022-02-17T18:43:13","date_gmt":"2022-02-17T18:43:13","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=13289"},"modified":"2023-03-16T04:17:53","modified_gmt":"2023-03-16T04:17:53","slug":"blockchain-tien-ao-va-tiem-nang-thong-tri-tuong-lai","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/blockchain-tien-ao-va-tiem-nang-thong-tri-tuong-lai\/","title":{"rendered":"D\u1ef1 B\u00e1o Fintech: Blockchain, Ti\u1ec1n \u1ea2o V\u00e0 Ti\u1ec1m N\u0103ng Th\u1ed1ng Tr\u1ecb T\u01b0\u01a1ng Lai \u00a0"},"content":{"rendered":"

S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 th\u00f4ng tin, nh\u1eefng \u0111\u1ed5i m\u1edbi li\u00ean t\u1ee5c trong ng\u00e0nh t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 s\u1ee9c t\u0103ng tr\u01b0\u1edfng kh\u1ee7ng khi\u1ebfp c\u1ee7a ti\u1ec1n \u1ea3o \u0111\u00e3 l\u00e0m thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00e1ch ch\u00fang ta s\u1eed d\u1ee5ng ti\u1ec1n t\u1ec7. V\u00ec v\u1eady, ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n c\u1ee7a Blockchain v\u00e0 ti\u1ec1n \u1ea3o l\u00e0 v\u00f4 c\u00f9ng l\u1edbn. <\/a><\/strong><\/span>\u00a0<\/strong><\/p>\n

Kh\u00f4ng ch\u1ec9 \u1edf Vi\u1ec7t Nam m\u00e0 tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 \u0111ang l\u00e0m thay \u0111\u1ed5i to\u00e0n b\u1ed9 c\u1ea5u tr\u00fac h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh\u00a0v\u00e0 c\u1ea3 b\u1ea3n ch\u1ea5t c\u1ee7a ti\u1ec1n t\u1ec7 \u1edf r\u1ea5t nhi\u1ec1u qu\u1ed1c gia. \u0110i\u1ec1u n\u00e0y s\u1ebd kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf vi\u1ec7c t\u1ea1o ra nh\u1eefng thay \u0111\u1ed5i v\u1ec1 th\u00f3i quen s\u1eed d\u1ee5ng ti\u1ec1n t\u1ec7 c\u1ee7a con ng\u01b0\u1eddi. R\u1ea5t c\u00f3 th\u1ec3, trong t\u01b0\u01a1ng lai, ch\u1ee9c n\u0103ng c\u0169ng nh\u01b0 nh\u1eadn th\u1ee9c v\u1ec1 ti\u1ec1n t\u1ec7 c\u1ee7a con ng\u01b0\u1eddi c\u0169ng s\u1ebd b\u01b0\u1edbc sang m\u1ed9t trang m\u1edbi \u0111\u1ec3 th\u00edch nghi v\u1edbi k\u1ec9 nguy\u00ean s\u1ed1 hi\u1ec7n t\u1ea1i<\/span>\u00a0<\/span><\/p>\n

Ch\u1ec9 m\u1edbi g\u1ea7n \u0111\u00e2y th\u00f4i, khi th\u1ebb t\u00edn d\u1ee5ng v\u00e0 th\u1ebb ng\u00e2n h\u00e0ng v\u1eabn l\u00e0 nh\u1eefng c\u00f4ng c\u1ee5 chi ti\u00eau chi\u1ebfm \u01b0u th\u1ebf \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi s\u1eed d\u1ee5ng nh\u1edd v\u00e0o s\u1ef1 ti\u1ec7n l\u1ee3i c\u0169ng nh\u01b0\u00a0t\u00ednh b\u1ea3o m\u1eadt cao th\u00ec ng\u00e0y nay, c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n online t\u00edch h\u1ee3p v\u00e0o \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh nh\u01b0 v\u00ed \u0111i\u1ec7n t\u1eed l\u1ea1i thu h\u00fat ng\u01b0\u1eddi d\u00f9ng h\u01a1n c\u1ea3. <\/span>\u00a0<\/span><\/p>\n

\"ti\u1ec1n<\/p>\n

\u0110\u1eb7c bi\u1ec7t, d\u01b0\u1edbi t\u00e1c \u0111\u1ed9ng c\u1ee7a d\u1ecbch Covid-19, khi m\u00e0 m\u1ecdi giao d\u1ecbch, thanh to\u00e1n \u0111\u1ec1u ph\u1ea3i th\u1ef1c hi\u1ec7n t\u1eeb xa, to\u00e0n b\u1ed9 h\u1ec7 th\u1ed1ng sinh th\u00e1i thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1, bao g\u1ed3m c\u00e1c ng\u00e2n h\u00e0ng, v\u00ed \u0111i\u1ec7n t\u1eed n\u00f3i ri\u00eang v\u00e0 n\u1ec1n Fintech Vi\u1ec7t Nam n\u00f3i chung.<\/span>\u00a0<\/span><\/p>\n

V\u1edbi t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n hi\u1ec7n t\u1ea1i, kh\u00f4ng kh\u00f3 \u0111\u1ec3 d\u1ef1 \u0111o\u00e1n r\u1eb1ng h\u00ecnh th\u1ee9c s\u1eed d\u1ee5ng ti\u1ec1n t\u1ec7 k\u1ef9 thu\u1eadt s\u1ed1 n\u00e0y s\u1ebd s\u1edbm thay th\u1ebf ho\u00e0n to\u00e0n c\u00e1c h\u00ecnh th\u1ee9c thanh to\u00e1n hi\u1ec7n t\u1ea1i v\u00e0 tr\u1edf th\u00e0nh c\u00f4ng c\u1ee5 s\u1eed d\u1ee5ng ti\u1ec1n t\u1ec7 ch\u00ednh c\u1ee7a con ng\u01b0\u1eddi trong t\u01b0\u01a1ng lai.<\/span>\u00a0<\/span><\/p>\n

Th\u1ebf nh\u01b0ng, ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n Fintech Vi\u1ec7t Nam kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf \u0111\u00f3. B\u00ean c\u1ea1nh nh\u1eefng chi\u1ebfc v\u00ed k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang tr\u00ean l\u00e0m m\u01b0a l\u00e0m gi\u00f3 tr\u00ean n\u1ec1n t\u00e0i ch\u00ednh n\u01b0\u1edbc nh\u00e0, ti\u1ec1n \u1ea3o (Crypto currency) v\u00e0 c\u1ea3 nh\u1eefng c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh \u0111ang ph\u00e1t tri\u1ec3n kh\u00e1c l\u00e0 nh\u1eefng c\u00e1i t\u00ean v\u1edbi s\u1ee9c t\u0103ng tr\u01b0\u1edfng kh\u1ee7ng khi\u1ebfp \u0111ang t\u1ea1o ra s\u1ef1 c\u1ea1nh tranh kh\u1ed1c li\u1ec7t trong th\u1ecb tr\u01b0\u1eddng n\u00e0y. <\/span>\u00a0<\/span><\/p>\n

Trong b\u00e0i vi\u1ebft n\u00e0y, Innotech Vi\u1ec7t Nam s\u1ebd \u0111\u01b0a ra nh\u1eefng ph\u00e2n t\u00edch v\u00e0 d\u1ef1 \u0111o\u00e1n \u0111\u1ed1i v\u1edbi lo\u1ea1i ti\u1ec1n t\u1ec7 c\u00f3 ti\u1ec1m n\u0103ng thay \u0111\u1ed5i to\u00e0n b\u1ed9 n\u1ec1n Fintech Vi\u1ec7t Nam<\/a><\/strong> n\u00f3i ri\u00eang v\u00e0 th\u1ebf gi\u1edbi n\u00f3i chung.<\/span><\/p>\n

 <\/p>\n

Blockchain V\u00e0 Ti\u1ec1n K\u1ef9 Thu\u1eadt S\u1ed1 (Digital Currency)<\/span><\/b>\u00a0<\/span><\/h2>\n

 <\/p>\n

Ti\u1ec1n \u1ea3o – Cryptocurrency l\u00e0 m\u1ed9t lo\u1ea1i ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt v\u00e0 m\u00e3 ho\u00e1 b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 Blockchain. Hi\u1ec7n nay tr\u00ean th\u1ebf gi\u1edbi \u0111ang t\u1ed3n t\u1ea1i h\u01a1n 16,000 \u0111\u1ed3ng ti\u1ec1n \u1ea3o<\/a><\/strong>. Th\u1ed1ng k\u00ea cho th\u1ea5y t\u1ed5ng gi\u00e1 tr\u1ecb c\u1ee7a to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n \u1ea3o c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 2000 t\u1ef7 \u0111\u00f4. <\/span><\/p>\n

Trong \u0111\u00f3, Bitcoin, ra m\u1eaft n\u0103m 2009,\u00a0l\u00e0 \u0111\u1ed3ng ti\u1ec1n \u1ea3o \u0111\u1ea7u ti\u00ean tr\u00ean th\u1ebf gi\u1edbi \u00e1p d\u1ee5ng h\u00ecnh th\u1ee9c t\u00e0i ch\u00ednh phi t\u1eadp trung (DeFi)<\/a><\/strong>. \u0110\u00e2y c\u0169ng l\u00e0 \u0111\u1ed3ng coin ph\u1ed5 bi\u1ebfn v\u00e0 c\u00f3 gi\u00e1 tr\u1ecb nh\u1ea5t th\u1ebf gi\u1edbi v\u1edbi gi\u00e1 tr\u1ecb v\u1ed1n ho\u00e1 th\u1ecb tr\u01b0\u1eddng l\u00ean t\u1edbi 786 tri\u1ec7u \u0111\u00f4 la M\u1ef9 (1\/2022)<\/span>. <\/span>\u00a0<\/span><\/p>\n

\"ti\u1ec1n<\/p>\n

Th\u1ebf nh\u01b0ng, trong n\u0103m nay, gi\u00e1 c\u1ee7a Bitcoin v\u00e0 c\u00e1c \u0111\u1ed3ng ti\u1ec1n \u1ea3o kh\u00e1c c\u00f3 d\u1ea5u hi\u1ec7u gi\u1ea3m th\u00ea th\u1ea3m\u00a0sau khi C\u1ee5c D\u1ef1 tr\u1eef Li\u00ean bang c\u00f3 nh\u1eefng ch\u00ednh s\u00e1ch \u0111\u1ea9y s\u1edbm th\u1eddi \u0111i\u1ec3m t\u0103ng l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n nh\u1eb1m ch\u1ed1ng l\u1ea1m ph\u00e1t<\/a>.<\/strong> C\u00e1c n\u1ec1n kinh t\u1ebf th\u1ebf gi\u1edbi c\u0169ng \u0111ang li\u00ean t\u1ee5c \u0111\u01b0a ra nh\u1eefng \u0111\u1ec1 xu\u1ea5t nh\u1eb1m ki\u1ec1m h\u00e3m s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a lo\u1ea1i h\u00ecnh thanh to\u00e1n n\u00e0y. <\/span>\u00a0<\/span><\/p>\n

Ngo\u00e0i nh\u1eefng r\u1ee7i ro tr\u00ean th\u1ecb tr\u01b0\u1eddng, ti\u1ec1n \u1ea3o c\u00f2n g\u00e2y nhi\u1ec1u tranh c\u00e3i khi c\u00e1c chuy\u00ean gia cho r\u1eb1ng ch\u00fang kh\u00f4ng b\u1ecb r\u00e0ng bu\u1ed9c b\u1edfi\u00a0m\u1ed9t ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc hay m\u1ed9t t\u1ed5 ch\u1ee9c c\u00f3 ch\u1ee7 quy\u1ec1n n\u00e0o, \u0111i\u1ec1u n\u00e0y khi\u1ebfn ti\u1ec1n \u1ea3o tr\u1edf n\u00ean v\u00f4 c\u00f9ng kh\u00f3 (hay th\u1eadm ch\u00ed l\u00e0 kh\u00f4ng th\u1ec3) ki\u1ec3m so\u00e1t. N\u00f3i c\u00e1ch kh\u00e1c, ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 Bitcoin, th\u1ef1c ch\u1ea5t \u0111\u01b0\u1ee3c\u00a0t\u1ea1o ra nh\u1eb1m nh\u1eefng m\u1ee5c \u0111\u00edch vi ph\u1ea1m ph\u00e1p lu\u1eadt nh\u01b0 r\u1eeda ti\u1ec1n, mua b\u00e1n h\u00e0ng c\u1ea5m ho\u1eb7c l\u00e1ch thu\u1ebf. <\/span>\u00a0<\/span><\/p>\n

D\u00f9 c\u00f3 nhi\u1ec1u tranh c\u00e3i n\u1ed5 ra, song, s\u1ef1 ph\u1ed5 bi\u1ebfn v\u00e0 s\u1ed1 l\u01b0\u1ee3ng ng\u01b0\u1eddi s\u1eed d\u1ee5ng ti\u1ec1n \u1ea3o \u0111ang t\u0103ng l\u00ean m\u1ed9t c\u00e1ch ch\u00f3ng m\u1eb7t, \u0111\u1eb7c bi\u1ec7t l\u00e0 th\u1eddi gian g\u1ea7n \u0111\u00e2y. T\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng c\u1ee7a h\u00ecnh th\u1ee9c ti\u1ec1n t\u1ec7 n\u00e0y nhanh \u0111\u1ebfn m\u1ee9c n\u00f3 s\u1ebd l\u00e0 nguy c\u01a1 g\u00e2y x\u00e1o tr\u1ed9n, hay th\u1eadm ch\u00ed l\u00e0 kh\u1ee7ng ho\u1ea3ng n\u1ec1n kinh t\u1ebf th\u1ebf gi\u1edbi trong v\u00e0i n\u0103m t\u1edbi. <\/span>\u00a0<\/span><\/p>\n

Do \u0111\u00f3, \u0111ang c\u00f3 r\u1ea5t nhi\u1ec1u doanh nghi\u1ec7p, c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0 l\u1edbn nh\u1ea3y vo\u00e0 khai th\u00e1c ti\u1ec1m n\u0103ng t\u00e0i ch\u00ednh kh\u1ed5ng l\u1ed3 \u0111\u1ebfn t\u1eeb ti\u1ec1n \u1ea3o. Hi\u1ec7n t\u1ea1i, c\u00f3 kho\u1ea3ng 300 tri\u1ec7u ng\u01b0\u1eddi, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 4% d\u00e2n s\u1ed1 th\u1ebf gi\u1edbi, \u0111ang s\u1eed d\u1ee5ng ti\u1ec1n \u1ea3o d\u01b0\u1edbi c\u00e1c h\u00ecnh th\u1ee9c kh\u00e1c nhau\u00a0v\u00e0 con s\u1ed1 n\u00e0y \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n s\u1ebd t\u0103ng \u0111\u00e1ng k\u1ec3 v\u00e0o cu\u1ed1i th\u1eadp k\u1ef7 n\u00e0y.<\/span>\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

D\u1ef1 \u0110o\u00e1n Xu H\u01b0\u1edbng S\u1eafp T\u1edbi C\u1ee7a Ti\u1ec1n \u1ea2o<\/span><\/b>\u00a0<\/span><\/h2>\n

 <\/p>\n

Avivah Litan, nh\u00e0 ph\u00e2n t\u00edch n\u1ed5i ti\u1ebfng v\u00e0 l\u00e0 ph\u00f3 ch\u1ee7 t\u1ecbch c\u1ee7a Gartner<\/a><\/strong>, cho r\u1eb1ng ti\u1ec1n \u1ea3o s\u1ebd b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n cho nh\u1eefng\u00a0giao d\u1ecbch b\u00e1n l\u1ebb trong\u00a0kho\u1ea3ng t\u1eeb 3\u00a0\u0111\u1ebfn 5\u00a0n\u0103m n\u1eefa. Hi\u1ec7n t\u1ea1i v\u00e0 trong v\u00e0i n\u0103m t\u1edbi, s\u1ebd c\u00f3 r\u1ea5t nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 quan t\u00e2m v\u00e0 s\u1eed d\u1ee5ng ti\u1ec1n \u1ea3o nh\u01b0 m\u1ed9t c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0, c\u1ee5 th\u1ec3 l\u00e0 nh\u01b0 m\u1ed9t h\u00e0ng r\u00e0o ch\u1ed1ng l\u1ea1m ph\u00e1t v\u00e0 nh\u01b0 m\u1ed9t gi\u1ea3i ph\u00e1p thay th\u1ebf cho v\u00e0ng.<\/span>\u00a0<\/span><\/p>\n

Tuy nhi\u00ean, theo Litan, ti\u1ec1n \u1ea3o v\u1eabn l\u00e0 m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ef1c k\u1ef3 d\u1ec5 bay h\u01a1i. \u1ede th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, m\u1ed9t Bitcoin \u0111\u01b0\u1ee3c \u0111\u1ecbnh gi\u00e1 kho\u1ea3ng 31.187 \u0111\u00f4 la, th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi\u00a0\u0111\u1ec9nh cao nh\u1ea5t c\u1ee7a n\u00f3 l\u00e0 68.223 \u0111\u00f4 la v\u00e0o ng\u00e0y 10 th\u00e1ng 11 n\u0103m 2021.<\/span>\u00a0<\/span><\/p>\n

\"fintech\"<\/p>\n

M\u1eb7c d\u00f9 v\u1eady, c\u00f3 r\u1ea5t \u00edt d\u1ea5u hi\u1ec7u cho th\u1ea5y c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 ho\u1eb7c c\u00f4ng ty s\u1ebd b\u1ecf qua\u00a0m\u00f3n h\u1eddi \u0111\u1ea7y ti\u1ec1m n\u0103ng m\u00e0 ti\u1ec1n \u1ea3o \u0111em l\u1ea1i. V\u1ea5n \u0111\u1ec1 kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf gi\u00e1 tr\u1ecb ti\u1ec1m n\u0103ng c\u1ee7a \u0111\u1ed3ng ti\u1ec1n \u1ea3o. M\u1ed9t s\u1ed1 nh\u00e0 \u0111\u1ea7u t\u01b0 v\u00e0 c\u00f4ng ty \u0111\u1ea7u t\u01b0 v\u00e0o ti\u1ec1n \u1ea3o v\u00ec h\u1ecd mu\u1ed1n tham gia v\u00e0o n\u1ec1n t\u00e0i ch\u00ednh phi t\u1eadp trung (hay c\u00f2n g\u1ecdi l\u00e0 DeFi).<\/span>\u00a0<\/span><\/p>\n

DeFi\u00a0\u0111ang b\u1eaft \u0111\u1ea7u thu h\u00fat c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u1edbi gi\u00e1 tr\u1ecb\u00a0ti\u1ec1n \u1ea3o chi\u1ebfm kho\u1ea3ng 0,08% t\u00e0i s\u1ea3n v\u00e0 m\u1ed9t s\u1ed1 cu\u1ed9c kh\u1ea3o s\u00e1t cho bi\u1ebft c\u00e1c qu\u1ef9 ph\u00f2ng \u0111\u1ea7u c\u01a1 s\u1ebd n\u1eafm gi\u1eef 7% t\u00e0i s\u1ea3n c\u1ee7a h\u1ecd b\u1eb1ng ti\u1ec1n \u0111i\u1ec7n t\u1eed trong 5 n\u0103m t\u1edbi.<\/span>\u00a0<\/span><\/p>\n

C\u00e1c ch\u00ednh ph\u1ee7 tr\u00ean kh\u1eafp th\u1ebf gi\u1edbi c\u0169ng \u0111ang m\u1edf c\u1eeda cho Blockchain v\u00e0 ti\u1ec1n \u1ea3o gia nh\u1eadp v\u00e0o n\u1ec1n t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd. Cho \u0111\u1ebfn nay, 83 qu\u1ed1c gia \u0111ang th\u1eed nghi\u1ec7m v\u00e0\u00a0tri\u1ec3n khai m\u00f4 h\u00ecnh <\/span>ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 do Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng ph\u00e1t h\u00e0nh, <\/span><\/b>nh\u1eb1m t\u1ea1o ra lo\u1ea1i ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 m\u00e0 Ch\u00ednh ph\u1ee7 c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c. \u1ede Vi\u1ec7t Nam cu\u1ed1i n\u0103m v\u1eeba qua, Nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111\u00e3 c\u00f3 m\u1ed9t s\u1ed1 \u0111\u1ec1 \u00e1n v\u00e0 k\u1ebf ho\u1ea1ch <\/a><\/strong>nh\u1ea5t \u0111\u1ecbnh nh\u1eb1m tri\u1ec3n khai m\u00f4 h\u00ecnh ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 qu\u1ed1c gia n\u00e0y. <\/span>\u00a0<\/span><\/p>\n

\u0110\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau n\u00e0y, c\u1ea7n ph\u1ea3i c\u00f3 nh\u1eefng bi\u1ec7n ph\u00e1p nh\u1eb1m h\u1ea1n ch\u1ebf t\u1ed1i \u0111a c\u00e1c h\u00ecnh th\u1ee9c gian l\u1eadn, l\u1ea1m d\u1ee5ng ti\u1ec1n \u1ea3o nh\u1eb1m l\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. V\u00e0o n\u0103m 2024, Gartner d\u1ef1 \u0111o\u00e1n r\u1eb1ng c\u00e1c v\u1ee5 tr\u1ed9m ti\u1ec1n \u1ea3o th\u00e0nh c\u00f4ng v\u00e0 c\u00e1c m\u00e3 \u0111\u1ed9c t\u1ed1ng ti\u1ec1n (ransomware) s\u1ebd gi\u1ea3m 30% do t\u1ed9i ph\u1ea1m kh\u00f4ng th\u1ec3 di chuy\u1ec3n hay s\u1eed d\u1ee5ng c\u00e1c \u0111\u1ed3ng ti\u1ec1n \u1ea3o b\u00ean ngo\u00e0i\u00a0m\u1ea1ng l\u01b0\u1edbi Blockchain. <\/span>\u00a0<\/span><\/p>\n

\u0110\u00f3 l\u00e0 m\u1ed9t d\u1ea5u hi\u1ec7u \u0111\u00e1ng m\u1eebng khi t\u1ec9 l\u1ec7 t\u1ed9i ph\u1ea1m li\u00ean quan \u0111\u1ebfn ti\u1ec1n \u1ea3o (ch\u1ee7 y\u1ebfu l\u00e0 \u0111\u00e1nh c\u1eafp v\u00e0 l\u1eeba \u0111\u1ea3o) \u0111\u00e3 \u0111\u1ea1t \u0111\u1ebfn m\u1ee9c cao nh\u1ea5t m\u1ecdi th\u1eddi \u0111\u1ea1i v\u00e0o n\u0103m 2021. C\u1ee5 th\u1ec3, theo th\u1ed1ng k\u00ea c\u1ee7a Chainalysis<\/strong><\/a>, gi\u00e1 tr\u1ecb c\u1ee7a s\u1ed1 ti\u1ec1n \u1ea3o b\u1ecb chi\u1ebfm \u0111o\u1ea1t tr\u00e1i ph\u00e9p c\u1ee7a n\u0103m 2021 l\u00ean \u0111\u1ebfn 14 t\u1ec9 \u0111\u00f4, t\u0103ng 6,2 t\u1ec9 \u0111\u00f4 la so v\u1edbi n\u0103m 2020.\u00a0<\/span>\u00a0<\/span><\/p>\n

Tuy nhi\u00ean, ti\u1ec1n \u1ea3o v\u1eabn c\u00f3 nh\u1eefng d\u1ea5u hi\u1ec7u \u0111\u00e1ng m\u1eebng trong n\u0103m qua. Tr\u00e1i ng\u01b0\u1ee3c v\u1edbi s\u1ef1 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd c\u1ee7a vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n \u1ea3o, s\u1ed1 l\u01b0\u1ee3ng ti\u1ec1n \u1ea3o \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho c\u00e1c m\u1ee5c \u0111\u00edch ph\u1ea1m ph\u00e1p (r\u1eeda ti\u1ec1n, mua b\u00e1n b\u1ea5t h\u1ee3p ph\u00e1p) \u0111\u00e3 gi\u1ea3m h\u1eb3n so v\u1edbi n\u0103m ngo\u00e1i. Ch\u1ec9 0,15% kh\u1ed1i l\u01b0\u1ee3ng giao d\u1ecbch ti\u1ec1n \u1ea3o\u00a0v\u00e0o n\u0103m 2021 li\u00ean quan \u0111\u1ebfn c\u00e1c \u0111\u1ecba ch\u1ec9 b\u1ea5t h\u1ee3p ph\u00e1p, gi\u1ea3m t\u1eeb 0,47% so v\u1edbi\u00a0n\u0103m 2020, theo Chainalysis.<\/span>\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

Ti\u1ec1m N\u0103ng C\u1ee7a Non-Fungible Token (NFT)<\/span><\/b>\u00a0<\/span><\/h2>\n

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B\u00ean c\u1ea1nh ti\u1ec1n \u1ea3o, c\u00f2n c\u00f3 m\u1ed9t lo\u1ea1i t\u00e0i s\u1ea3n \u0111i\u1ec7n t\u1eed d\u1ef1a tr\u00ean m\u00f4 h\u00ecnh Blockchain \u0111\u01b0\u1ee3c coi l\u00e0 v\u00f4 c\u00f9ng c\u1ea3i ti\u1ebfn v\u1ec1 m\u1eb7t k\u1ef9 thu\u1eadt, \u0111em ra l\u1ee3i nhu\u1eadn kh\u1ed5ng l\u1ed3 nh\u01b0ng l\u1ea1i th\u01b0\u1eddng b\u1ecb nghi ng\u1edd v\u00e0 hi\u1ec3u l\u1ea7m, \u0111\u00f3 ch\u00ednh l\u00e0 Non-Fungible Token (t\u1ea1m d\u1ecbch l\u00e0 t\u00e0i s\u1ea3n kh\u00f4ng th\u1ec3 thay th\u1ebf, vi\u1ebft t\u1eaft l\u00e0 NFT). NFT l\u00e0 m\u1ed9t lo\u1ea1i t\u00e0i s\u1ea3n s\u1ed1 hi\u1ec7n di\u1ec7n tr\u00ean m\u1ed9t Blockchain. Kh\u00f4ng gi\u1ed1ng v\u1edbi c\u00e1c lo\u1ea1i ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 c\u00f3 th\u1ec3 t\u00e1i s\u1ea3n xu\u1ea5t v\u00f4 h\u1ea1n kh\u00e1c, m\u1ed7i NFT c\u00f3 ch\u1eef k\u00ed s\u1ed1 ri\u00eang bi\u1ec7t, bi\u1ebfn \u0111\u00e2y th\u00e0nh lo\u1ea1i t\u00e0i s\u1ea3n \u0111\u1ed9c nh\u1ea5t v\u00f4 nh\u1ecb v\u00e0 kh\u00f4ng th\u1ec3 thay th\u1ebf \u0111\u01b0\u1ee3c. Ch\u00fang th\u01b0\u1eddng \u0111\u01b0\u1ee3c mua b\u1eb1ng \u0111\u1ed3ng ti\u1ec1n \u1ea3o ho\u1eb7c b\u1eb1ng \u0111\u1ed3ng USD.<\/span>\u00a0<\/span><\/p>\n

\"ti\u1ec1n<\/p>\n

NFT t\u1ed3n t\u1ea1i trong t\u1ea5t c\u1ea3 c\u00e1c d\u1ea1ng k\u1ef9 thu\u1eadt s\u1ed1 t\u1eeb h\u00ecnh \u1ea3nh, video, nh\u1ea1c, ch\u1eef vi\u1ebft hay th\u1eadm ch\u00ed l\u00e0 nh\u1eefng b\u00e0i \u0111\u0103ng tr\u00ean c\u00e1c trang m\u1ea1ng x\u00e3 h\u1ed9i. V\u00ed d\u1ee5, v\u00e0o th\u00e1ng 3.2021, b\u00e0i \u0111\u0103ng Twitter \u0111\u1ea7u ti\u00ean c\u1ee7a \u00f4ng ch\u1ee7 Twitter l\u00e0 Jack Dorsey \u0111\u00e3 \u0111\u01b0\u1ee3c b\u00e1n v\u1edbi gi\u00e1 2,9 tri\u1ec7u USD d\u01b0\u1edbi d\u1ea1ng m\u1ed9t NFT. <\/span>\u00a0<\/span><\/p>\n

Ngo\u00e0i ra, NFT c\u0169ng c\u00f3 th\u1ec3 l\u00e0 nh\u1eefng m\u1ea3nh \u0111\u1ea5t trong c\u00e1c m\u00f4i tr\u01b0\u1eddng th\u1ebf gi\u1edbi \u1ea3o, l\u00e0 trang ph\u1ee5c s\u1ed1, ho\u1eb7c l\u00e0 quy\u1ec1n s\u1eed d\u1ee5ng v\u00ed ti\u1ec1n m\u00e3 h\u00f3a \u0111\u1ed9c quy\u1ec1n.\u00a0 <\/span>\u00a0<\/span><\/p>\n

NFT l\u00e0 m\u1ed9t trong nh\u1eefng s\u00e1ng t\u1ea1o v\u01b0\u1ee3t tr\u1ed9i c\u00f3 th\u1ec3 quy\u1ebft \u0111\u1ecbnh t\u01b0\u01a1ng lai c\u1ee7a n\u1ec1n kinh t\u1ebf th\u1ebf gi\u1edbi. M\u1eb7c d\u00f9 h\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi v\u1eabn ch\u01b0a th\u1ea5y \u0111\u01b0\u1ee3c nh\u1eefng gi\u00e1 tr\u1ecb th\u1ef1c s\u1ef1 c\u1ee7a NFT, v\u00e0o n\u0103m 2026, Gartner d\u1ef1 \u0111o\u00e1n r\u1eb1ng c\u00e1c tr\u00f2 ch\u01a1i s\u1eed d\u1ee5ng NFT, hay c\u00f2n g\u1ecdi l\u00e0 GameFi (s\u1eed d\u1ee5ng c\u00e1c y\u1ebfu t\u1ed1 c\u1ee7a tr\u00f2 ch\u01a1i \u0111i\u1ec7n t\u1eed nh\u01b0 t\u00edch \u0111i\u1ec3m v\u00e0 \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 blockchain gi\u00fap ng\u01b0\u1eddi d\u00f9ng giao d\u1ecbch t\u00e0i s\u1ea3n tr\u1ef1c ti\u1ebfp trong tr\u00f2 ch\u01a1i) s\u1ebd c\u00f3 kh\u1ea3 n\u0103ng \u0111\u01b0a m\u1ed9t doanh nghi\u1ec7p v\u00e0o top 10 c\u00e1c c\u00f4ng ty c\u00f3 gi\u00e1 tr\u1ecb v\u1ed1n ho\u00e1 l\u1edbn nh\u1ea5t th\u1ebf gi\u1edbi.<\/span>\u00a0<\/span><\/p>\n

H\u01a1n n\u1eefa, NFT \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd tr\u1edf th\u00e0nh m\u1ed9t c\u00f4ng c\u1ee5 ti\u1ebfp th\u1ecb k\u1ef9 thu\u1eadt s\u1ed1 m\u1ea1nh m\u1ebd h\u01a1n trong nh\u1eefng n\u0103m t\u1edbi v\u00e0 s\u1ebd c\u00f3 nhi\u1ec1u doanh nghi\u1ec7p tranh gi\u00e0nh quy\u1ec1n s\u1eed d\u1ee5ng c\u00e1c k\u00eanh truy\u1ec1n th\u00f4ng \u0111\u1ed9c quy\u1ec1n b\u1eb1ng c\u00e1ch \u0111\u1ea5u gi\u00e1 NFT. Theo d\u1ef1 \u0111o\u00e1n, s\u1ee9c ph\u00e1t tri\u1ec3n c\u1ee7a NFT\u00a0kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf l\u0129nh v\u1ef1c\u00a0tr\u00f2 ch\u01a1i \u0111i\u1ec7n t\u1eed m\u00e0 c\u00f2n \u1edf c\u1ea3\u00a0th\u1ec3 thao, d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh, m\u1ea1ng x\u00e3 h\u1ed9i v\u00e0 c\u1ea3 s\u1ea3n xu\u1ea5t c\u00f4ng nghi\u1ec7p.<\/span>\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

S\u1ef1 Xu\u1ea5t Hi\u1ec7n C\u1ee7a Metaverse \u1ea2nh H\u01b0\u1edfng Th\u1ebf N\u00e0o \u0110\u1ebfn Ti\u1ec1n \u1ea2o<\/span><\/b><\/h2>\n

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\u0110\u01b0\u1ee3c xem l\u00e0 \u201ccu\u1ed9c c\u00e1ch m\u1ea1ng th\u1ee9 hai sau Internet”, Metaverse<\/a><\/strong> \u0111\u00e3 l\u00e0m b\u00f9ng n\u1ed5 th\u1ecb tr\u01b0\u1eddng c\u00f4ng ngh\u1ec7 ngay t\u1eeb khi xu\u1ea5t hi\u1ec7n tr\u01b0\u1edbc c\u00f4ng ch\u00fang. V\u1edbi nh\u1eefng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng, Metaverse hi\u1ec7n nay l\u00e0 \u0111ang tr\u1edf th\u00e0nh xu h\u01b0\u1edbng m\u1edbi c\u1ee7a c\u00e1c \u00f4ng l\u1edbn c\u00f4ng ngh\u1ec7 v\u00e0 l\u00e0 xu h\u01b0\u1edbng \u0111\u1ea7u t\u01b0 kh\u00f4ng th\u1ec3 b\u1ecf qua.<\/span>\u00a0<\/span><\/p>\n

\"fintech\"<\/p>\n

M\u1eb7c d\u00f9 kh\u00f4ng thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a b\u1ea5t k\u1ef3 c\u00f4ng ty n\u00e0o – Google, Microsoft v\u00e0 Samsung c\u0169ng \u0111ang tham gia v\u1edbi Facebook v\u00e0o Hi\u1ec7p h\u1ed9i XR<\/a><\/strong>. Facebook \u0111\u00e3 \u0111\u1eb7t ph\u1ea7n l\u1edbn c\u1ed5 ph\u1ea7n v\u00e0o m\u1ea3nh \u0111\u1ea5t \u1ea3o n\u00e0y c\u00f9ng m\u1ed9t chi\u1ebfn d\u1ecbch Marketing c\u00f4ng phu, bao g\u1ed3m vi\u1ec7c \u0111\u1ed5i t\u00ean ch\u00ednh m\u00ecnh th\u00e0nh Meta.<\/span>\u00a0<\/span><\/p>\n

Tuy v\u1eabn c\u00f2n nhi\u1ec1u ho\u00e0i nghi d\u00e0nh cho m\u00f4 h\u00ecnh Metaverse, nhi\u1ec1u chuy\u00ean gia tin r\u1eb1ng \u0111\u00e2y s\u1ebd l\u00e0 m\u1ea3nh \u0111\u1ea5t m\u00e0u m\u1ee1 gi\u00fap\u00a0ti\u1ec1n \u1ea3o x\u00e2m nh\u1eadp v\u00e0o c\u00e1c h\u1ec7 th\u1ed1ng b\u00e1n l\u1ebb v\u00e0 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd trong t\u01b0\u01a1ng lai. Litan tin r\u1eb1ng trong khi c\u00e1c doanh nghi\u1ec7p \u0111ang loay hoay ki\u1ebfm ti\u1ec1n t\u1eeb m\u00f4 h\u00ecnh DeFi, ng\u01b0\u1eddi ti\u00eau d\u00f9ng trong m\u1ed9t v\u00e0i n\u0103m n\u1eefa s\u1ebd nh\u1eadn th\u1ea5y l\u1ee3i \u00edch c\u1ee7a\u00a0vi\u1ec7c\u00a0s\u1eed d\u1ee5ng ti\u1ec1n\u00a0\u1ea3o th\u00f4ng qua Metaverse. Ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1ebd h\u00ecnh th\u00e0nh th\u00f3i quen tr\u1ea3 ti\u1ec1n cho m\u1ecdi th\u1ee9 b\u1eb1ng ti\u1ec1n \u1ea3o th\u00f4ng qua m\u1ea1ng x\u00e3 h\u1ed9i Facebook, c\u00e1c tr\u00f2 ch\u01a1i \u0111i\u1ec7n t\u1eed hay th\u1eadm ch\u00ed l\u00e0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n trong v\u0169 tr\u1ee5 \u1ea3o Metaverse.<\/span><\/p>\n

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L\u1eddi cu\u1ed1i\u00a0<\/strong><\/h2>\n

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Fintech l\u00e0 m\u1ed9t ng\u00e0nh c\u00f3 t\u1ed1c \u0111\u1ed9 thay \u0111\u1ed5i ch\u00f3ng m\u1eb7t, do \u0111\u00f3, t\u01b0\u01a1ng lai c\u1ee7a blockchain v\u00e0 ti\u1ec1n \u1ea3o v\u1eabn c\u00f2n l\u00e0 m\u1ed9t d\u1ea5u ch\u1ea5m h\u1ecfi l\u1edbn ch\u1edd \u0111\u01b0\u1ee3c khai th\u00e1c. Tuy nhi\u00ean, v\u1edbi nh\u1eefng ti\u1ec1m n\u0103ng n\u1ebfu tr\u00ean, \u0111\u00e2y v\u1eabn s\u1ebd l\u00e0 v\u00f9ng \u0111\u1ea5t m\u00e0u m\u1ee1 d\u00e0nh cho nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n

Innotech Vietnam<\/strong><\/a>\u00a0lu\u00f4n n\u1ed7 l\u1ef1c ph\u00e1t tri\u1ec3n c\u0169ng nh\u01b0 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng nh\u1eefng d\u1ecbch v\u1ee5 c\u0169ng nh\u01b0 gi\u1ea3i ph\u00e1p t\u1ed1t nh\u1ea5t v\u1ec1 Fintech. Nh\u1eefng doanh nghi\u1ec7p l\u1edbn nh\u01b0 ACB, Tyme Bank, Manulife, Unifimoney,\u2026 \u0111\u00e3 tin t\u01b0\u1edfng v\u00e0 l\u1ef1a ch\u1ecdn h\u1ee3p t\u00e1c c\u00f9ng Innotech trong nhi\u1ec1u d\u1ef1 \u00e1n.<\/p>\n

N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t gi\u1ea3i ph\u00e1p v\u1ec1 Fintech Software Outsourcing<\/strong><\/a>, h\u00e3y li\u00ean h\u1ec7 v\u1edbi Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 tr\u1ee3 gi\u00fap.<\/p>\n

Email:\u00a0info@innotech-vn.com<\/a><\/p>\n

\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"

S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 th\u00f4ng tin, nh\u1eefng \u0111\u1ed5i m\u1edbi li\u00ean t\u1ee5c trong ng\u00e0nh t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 s\u1ee9c t\u0103ng tr\u01b0\u1edfng kh\u1ee7ng khi\u1ebfp c\u1ee7a ti\u1ec1n \u1ea3o \u0111\u00e3 l\u00e0m thay \u0111\u1ed5i ho\u00e0n to\u00e0n c\u00e1ch ch\u00fang ta s\u1eed d\u1ee5ng ti\u1ec1n t\u1ec7. V\u00ec v\u1eady, ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n c\u1ee7a Blockchain v\u00e0 ti\u1ec1n \u1ea3o l\u00e0 v\u00f4 c\u00f9ng l\u1edbn. […]<\/p>","protected":false},"author":2,"featured_media":15542,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[190],"tags":[3915,3916,3917,3918,3919,3920],"yst_prominent_words":[],"publishpress_future_action":{"enabled":false,"date":"2025-07-08 09:42:40","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/15165"}],"collection":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=15165"}],"version-history":[{"count":1,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/15165\/revisions"}],"predecessor-version":[{"id":15545,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/15165\/revisions\/15545"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/15542"}],"wp:attachment":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=15165"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=15165"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=15165"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=15165"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}