{"id":4150,"date":"2019-12-13T11:04:20","date_gmt":"2019-12-13T11:04:20","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=4150"},"modified":"2019-12-25T10:23:26","modified_gmt":"2019-12-25T10:23:26","slug":"don-dau-14-xu-huong-fintech-trong-nam-2020","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/don-dau-14-xu-huong-fintech-trong-nam-2020\/","title":{"rendered":"\u0110\u00d3N \u0110\u1ea6U 14 XU H\u01af\u1edaNG FINTECH TRONG N\u0102M 2020"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Nh\u1eefng Fintech<\/span>\u00a0Vi\u1ec7t Nam<span style=\"font-weight: 400;\"> ch\u1eafc ch\u1eafn s\u1ebd kh\u00f4ng mu\u1ed1n b\u1ecf l\u1ee1 14 <\/span>xu h\u01b0\u1edbng fintech n\u0103m 2020<span style=\"font-weight: 400;\"> \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n b\u1edfi c\u00e1c th\u00e0nh vi\u00ean c\u1ee7a <a href=\"https:\/\/www.forbes.com\/sites\/forbesfinancecouncil\/2019\/11\/01\/14-fintech-trends-to-watch-for-in-2020\/#5f3c4c5112b5\"><strong>H\u1ed9i \u0111\u1ed3ng T\u00e0i Ch\u00ednh Forbes<\/strong><\/a>.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>1. C\u00f4ng ngh\u1ec7 \u0111i\u1ec1u ti\u1ebft<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">C\u00f4ng ngh\u1ec7 \u0111i\u1ec1u ti\u1ebft nh\u1eefng c\u00f4ng vi\u1ec7c s\u1ebd l\u00e0 m\u1ed9t trong nh\u1eefng <\/span><a href=\"https:\/\/innotech-vn.com\/vie\/don-dau-14-xu-huong-fintech-trong-nam-2020\/\"><b>xu h\u01b0\u1edbng Fintech n\u1ed5i b\u1eadt 2020<\/b><\/a><span style=\"font-weight: 400;\"> ph\u1ea3i k\u1ec3 \u0111\u1ebfn \u0111\u1ea7u ti\u00ean. M\u1ed9t trong nh\u1eefng chi ph\u00ed l\u1edbn nh\u1ea5t c\u1ee7a ng\u00e0nh d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh \u0111\u00f3 l\u00e0 c\u00e1c quy tr\u00ecnh ph\u00e1p l\u00fd. Vi\u1ec7c ra \u0111\u1eddi c\u1ee7a Fintech \u0111\u00e3 t\u1eadp trung v\u00e0o vi\u1ec7c s\u1ed1 h\u00f3a c\u00e1c quy tr\u00ecnh v\u00e0 b\u00e1o c\u00e1o b\u1eb1ng th\u1ee7 c\u00f4ng. T\u1eeb \u0111\u00f3, c\u00f3 th\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u1ed1t h\u01a1n v\u1edbi m\u1ee9c chi ph\u00ed th\u1ea5p h\u01a1n d\u00e0nh cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>2. S\u1ef1 tr\u1ed7i d\u1eady c\u1ee7a t\u00e0i ch\u00ednh phi t\u1eadp trung<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">V\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng Fintech v\u00e0o h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh h\u1ed7 tr\u1ee3 cho c\u00e1c h\u1ec7 th\u1ed1ng ho\u1ea1t \u0111\u1ed9ng tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng ng\u00e2n h\u00e0ng (ACH, SWIFT) v\u1ec1 c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 th\u1eddi gian ch\u1edd \u0111\u1ee3i t\u1eeb ch\u00fang. T\u1ea1o c\u01a1 h\u1ed9i cho th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh phi t\u1eadp trung (DeFi) \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng \u0111\u1ec3 c\u1eaft gi\u1ea3m chi ph\u00ed v\u1eadn h\u00e0nh cho c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>3. Th\u00f4ng qua t\u1ed5 ch\u1ee9c ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Trong v\u00e0i n\u0103m qua, ch\u00fang<\/span>\u00a0ta \u0111\u00e3 ch\u1ee9ng ki\u1ebfn s\u1ef1 t\u0103ng \u0111\u1ed9t bi\u1ebfn trong vi\u1ec7c ch\u1ea5p nh\u1eadn ti\u1ec1n \u0111i\u1ec7n t\u1eed c\u1ee7a c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ed5 ch\u1ee9c l\u1edbn tr\u00ean to\u00e0n th\u1ebf gi\u1edbi. Nh\u1eefng gi\u1ea3i ph\u00e1p l\u01b0u k\u00fd ti\u1ec1n \u0111i\u1ec7n t\u1eed ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c c\u1ea3i ti\u1ebfn h\u01a1n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nh\u1eefng y\u00eau c\u1ea7u cao v\u00e0 ph\u1ee9c t\u1ea1p. C\u00f9ng v\u1edbi \u0111\u00f3, Hi\u1ec7p h\u1ed9i h\u00e0ng h\u00f3a \u1ea3o m\u1edbi c\u0169ng \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp \u0111\u1ec3 \u0111\u00e1p \u1ee9ng v\u1ec1 m\u1eb7t ph\u00e1p l\u00fd \u0111\u00e3 ch\u1eafp th\u00eam c\u00e1nh cho c\u00e1c t\u1ed5 ch\u1ee9c ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/p>\n<p>&nbsp;<\/p>\n<h2><b>4. Chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n \u0111i\u1ec7n t\u1eed<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"wp-image-4170 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/nha-dau-tu-to-chuc-tru-bitcoin-tren-san-giao-dich.jpg\" alt=\"Xu h\u01b0\u1edbng s\u1eed d\u1ee5ng ti\u1ec1n \u0111i\u1ec7n t\u1eed l\u00e0 mong \u0111\u1ee3i c\u1ee7a c\u00e1c Fintech trong n\u0103m 2020\" width=\"100%\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/nha-dau-tu-to-chuc-tru-bitcoin-tren-san-giao-dich.jpg 800w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/nha-dau-tu-to-chuc-tru-bitcoin-tren-san-giao-dich-300x180.jpg 300w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/nha-dau-tu-to-chuc-tru-bitcoin-tren-san-giao-dich-768x462.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/p>\n<p style=\"text-align: center;\">\u00a0<em>Xu h\u01b0\u1edbng s\u1eed d\u1ee5ng ti\u1ec1n \u0111i\u1ec7n t\u1eed l\u00e0 mong \u0111\u1ee3i c\u1ee7a c\u00e1c Fintech trong n\u0103m 2020<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">S\u1ef1 s\u00f4i \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng ti\u1ec1n \u0111i\u1ec7n t\u1eed ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c quan t\u00e2m nhi\u1ec1u h\u01a1n hi\u1ec7n nay. V\u1edbi h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n, vi\u1ec7c xu\u1ea5t hi\u1ec7n s\u1ef1 chuy\u1ec3n \u0111\u1ed5i t\u1eeb ti\u1ec1n \u0111i\u1ec7n t\u1eed sang ti\u1ec1n m\u1eb7t v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed sang v\u00ed \u0111i\u1ec7n t\u1eed l\u00e0 s\u1ef1 s\u1edbm mu\u1ed9n s\u1ebd di\u1ec5n ra. Kh\u00f4ng ri\u00eang g\u00ec c\u00e1c Fintech th\u1ebf gi\u1edbi, <\/span>Fintech Vi\u1ec7t Nam<span style=\"font-weight: 400;\"> c\u0169ng \u0111ang mong ch\u1edd \u0111i\u1ec1u n\u00e0y.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>5. H\u00e3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd x\u1ebfp h\u1ea1ng &#8216;A&#8217; l\u1edbn<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">M\u1ed9t <\/span>xu h\u01b0\u1edbng l\u1edbn c\u1ee7a Fintech n\u0103m 2020<span style=\"font-weight: 400;\"> \u0111\u01b0\u1ee3c c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd x\u1ebfp h\u1ea1ng \u201cA\u201d\u00a0 nhanh ch\u00f3ng \u00e1p d\u1ee5ng. B\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 \u0111\u01a1n gi\u1ea3n h\u00f3a th\u1ee7 t\u1ee5c v\u00e0 qui tr\u00ecnh v\u1eadn h\u00e0nh b\u1eb1ng s\u1ed1 h\u00f3a v\u00e0 tr\u1ef1c tuy\u1ebfn \u0111\u1ec3 cung c\u1ea5p tr\u1ea3i nghi\u1ec7m t\u1ed1t h\u01a1n cho kh\u00e1ch h\u00e0ng. M\u1ed9t v\u00e0i c\u00f4ng ty kh\u1edfi nghi\u1ec7p fintech \u0111\u00e3 th\u1ef1c hi\u1ec7n th\u00e0nh c\u00f4ng kho\u1ea3n b\u1ea3o hi\u1ec3m c\u00f3 th\u1eddi h\u1ea1n l\u00ean t\u1edbi 1 tri\u1ec7u \u0111\u00f4 la m\u00e0 kh\u00f4ng c\u00f3 ki\u1ec3m tra y t\u1ebf. H\u1ecd th\u1ef1c hi\u1ec7n ki\u1ec3m tra l\u1ecbch s\u1eed k\u00ea \u0111\u01a1n \u0111\u1ed1i v\u1edbi b\u1ea3ng c\u00e2u h\u1ecfi y t\u1ebf \u0111\u1ec3 th\u1ef1c hi\u1ec7n ph\u00ea duy\u1ec7t.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>6. T\u00e0i kho\u1ea3n ti\u1ec1n m\u1eb7t l\u00e3i su\u1ea5t cao<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Khi \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 v\u00e0o h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh l\u00e0m gi\u1ea3m chi ph\u00ed v\u1eadn h\u00e0nh c\u1ee7a doanh nghi\u1ec7p, t\u1eeb \u0111\u00f3 l\u00e0m cho l\u00e3i su\u1ea5t cao h\u01a1n \u0111\u1ed1i v\u1edbi t\u00e0i kho\u1ea3n ti\u1ec1n m\u1eb7t. <\/span><span style=\"font-weight: 400;\">C\u00f3 m\u1ed9t l\u00e0n s\u00f3ng c\u00e1c c\u00f4ng ty fintech nh\u01b0 Ally v\u00e0 Wealthfront \u0111ang cung c\u1ea5p c\u00e1c t\u00e0i kho\u1ea3n ti\u1ec1n m\u1eb7t v\u1edbi l\u00e3i su\u1ea5t 2%.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>7. Th\u00eam h<\/b><b>\u1ee3<\/b><b>p t\u00e1c ph\u00e1t tri<\/b><b>\u1ec3<\/b><b>n v\u00e0 li\u00ean doanh<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Fintech \u0111ang tr\u1edf n\u00ean d\u1ec5 ch\u1ea5p nh\u1eadn h\u01a1n khi thay th\u1ebf cho nhi\u1ec1u h\u1ec7 th\u1ed1ng \u0111\u1ed9c quy\u1ec1n.\u00a0Mong \u0111\u1ee3i nhi\u1ec1u s\u1ef1 h\u1ee3p t\u00e1c c\u00f9ng ph\u00e1t tri\u1ec3n v\u00e0 li\u00ean doanh s\u1ebd xu\u1ea5t hi\u1ec7n trong nhi\u1ec1u l\u0129nh v\u1ef1c v\u00e0 ng\u00e0nh c\u00f4ng nghi\u1ec7p, n\u01a1i c\u00f3 m\u1ed9t s\u1ed1 s\u1ef1 thi\u1ebfu hi\u1ec7u qu\u1ea3 v\u00e0 chi ph\u00ed v\u1eadn h\u00e0ng.\u00a0Fintechs \u0111ang l\u00e0m gi\u1ea3m chi ph\u00ed b\u00e1n h\u00e0ng trong c\u00e1c gi\u1ea3i ph\u00e1p v\u0103n ph\u00f2ng v\u00e0 d\u1ecbch v\u1ee5 ph\u1ee5 tr\u1ee3 cho nh\u1eefng ng\u01b0\u1eddi tham gia d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh phi truy\u1ec1n th\u1ed1ng.\u00a0V\u00e0 nh\u1eefng <\/span><a href=\"https:\/\/innotech-vn.com\/vie\/software-development\/banking-and-financial-services\/\"><b>Fintech Vi\u1ec7t Nam<\/b><\/a><span style=\"font-weight: 400;\"> c\u0169ng \u0111ang r\u1ea5t mong \u0111\u1ee3i \u0111i\u1ec1u n\u00e0y.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>8. Quan h\u1ec7 \u0111\u1ed1i t\u00e1c nhi\u1ec1u h\u01a1n gi\u1eefa c\u00e1c Fintech<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">M\u1ed9t xu h\u01b0\u1edbng c\u1ea7n theo d\u00f5i trong n\u0103m 2020 l\u00e0 s\u1ef1 h\u1ee3p t\u00e1c nhi\u1ec1u h\u01a1n gi\u1eefa c\u00e1c fintech. C\u00e1c c\u00f4ng ty nh\u1ecf h\u01a1n \u0111ang nh\u1eadn ra s\u1ee9c m\u1ea1nh c\u1ee7a vi\u1ec7c tham gia c\u00f9ng nhau. Trong qu\u00e1 kh\u1ee9, c\u00e1c Fintech \u0111\u00e3 qu\u00e1 t\u1eadp trung v\u00e0o ph\u1ea7n th\u1ecb tr\u01b0\u1eddng c\u1ee7a m\u00ecnh, nh\u01b0ng b\u1eb1ng c\u00e1ch h\u1ee3p t\u00e1c l\u00e0m vi\u1ec7c c\u00f9ng nhau, c\u00e1c Fintech c\u00f3 th\u1ec3 cung c\u1ea5p cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng nhi\u1ec1u s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 c\u00f3 li\u00ean quan.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>9. S\u00e1p nh\u1eadp v\u00e0 mua l\u1ea1i \u0111\u1ed9c \u0111\u00e1o<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"size-full wp-image-4172\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/vi-4-1560763152685694047367-crop-15607631828622012522405.jpg\" alt=\"VIMO v\u00e0 mPOS s\u00e1p nh\u1eadp l\u00e0 ti\u1ec1n \u0111\u1ec1 cho xu h\u01b0\u1edbng Fintech sau n\u00e0y\" width=\"100%\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/vi-4-1560763152685694047367-crop-15607631828622012522405.jpg 685w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/vi-4-1560763152685694047367-crop-15607631828622012522405-300x187.jpg 300w\" sizes=\"(max-width: 685px) 100vw, 685px\" \/> <em>VIMO v\u00e0 mPOS s\u00e1p nh\u1eadp l\u00e0 ti\u1ec1n \u0111\u1ec1 cho xu h\u01b0\u1edbng Fintech sau n\u00e0y<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Khi c\u00e1c c\u00f4ng ty Fintech ph\u00e1t tri\u1ec3n v\u00e0 m\u1edf r\u1ed9ng, c\u00e1c nh\u00e0 l\u00e3nh \u0111\u1ea1o trong ng\u00e0nh s\u1ebd ti\u1ebfp t\u1ee5c mua l\u1ea1i c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 \u0111\u1ed9c quy\u1ec1n then ch\u1ed1t. B\u1ea1n s\u1ebd th\u1ea5y nh\u1eefng \u0111\u1ed1i th\u1ee7 trong ng\u00e0nh s\u1ebd mua ho\u1eb7c h\u1ee3p nh\u1ea5t l\u1ea1i v\u1ec1 d\u1eef li\u1ec7u, th\u01b0\u01a1ng hi\u1ec7u \u0111\u1ec3 ti\u1ebfp t\u1ee5c thu h\u00fat v\u00e0 duy tr\u00ec kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh. Nh\u1eefng <\/span>Fintech Vi\u1ec7t Nam<span style=\"font-weight: 400;\"> m\u1edbi n\u1ed5i s\u1ebd l\u00e0 \u0111i\u1ec3m thu h\u00fat cho c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh l\u1edbn trong vi\u1ec7c mua l\u1ea1i v\u00e0 s\u00e1p nh\u1eadp.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>10. Ng\u01b0\u1eddi ch\u01a1i kh\u00f4ng ph\u1ea3i Fintech b\u01b0\u1edbc v\u00e0o v\u0169 tr\u1ee5<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">C\u00e1c c\u00f4ng ty phi Fintech l\u1edbn \u0111ang tham gia v\u00e0o cu\u1ed9c chi\u1ebfn n\u00e0y \u0111\u1ec3 ki\u1ebfm ti\u1ec1n v\u00e0 ph\u00e1t tri\u1ec3n c\u01a1 s\u1edf kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd. Nh\u1eefng doanh nghi\u1ec7p l\u1edbn trong th\u1ecb tr\u01b0\u1eddng Fintech c\u0169ng \u0111ang m\u1edf r\u1ed9ng sang c\u00e1c l\u0129nh v\u1ef1c kh\u00e1c c\u1ee7a ng\u00e0nh, ch\u1eb3ng h\u1ea1n nh\u01b0 cho vay. Vi\u1ec7c tham gia c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh kh\u00e1c c\u1ee7a c\u00e1c c\u00f4ng ty l\u1edbn s\u1ebd kh\u00f4ng tr\u00e1nh kh\u1ecfi c\u1ea1nh tranh, hi\u1ec3u l\u1ea7m v\u1ec1 th\u01b0\u01a1ng hi\u1ec7u v\u00e0 c\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 b\u1ea3o v\u1ec7 d\u1eef li\u1ec7u,\u2026<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>11. D\u1ef1a v\u00e0o s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh \u0111\u1ec3 gi\u00e0nh chi\u1ebfn th\u1eafng<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-4174 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/dong-tien0-1493085417556-1.jpg\" alt=\"Ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh vi\u1ec7c th\u1eafng b\u1ea1i trong ng\u00e0nh Fintech\" width=\"100%\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/dong-tien0-1493085417556-1.jpg 654w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/dong-tien0-1493085417556-1-300x171.jpg 300w\" sizes=\"(max-width: 654px) 100vw, 654px\" \/> <em>Ti\u1ec1m l\u1ef1c t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh vi\u1ec7c th\u1eafng b\u1ea1i trong ng\u00e0nh Fintech<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">T\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh l\u00e0 m\u1ed9t trong nh\u1eefng \u01b0u ti\u00ean c\u1ee7a c\u00e1c Fintech. Khi th\u1ecb tr\u01b0\u1eddng ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n, ng\u00e0nh c\u00f4ng nghi\u1ec7p v\u01b0\u1ee3t ra ngo\u00e0i nh\u1eefng s\u1ea3n ph\u1ea9m ch\u1ee7 y\u1ebfu mang l\u1ea1i l\u1ee3i nhu\u1eadn. Trong th\u1eddi gian t\u1edbi, c\u00e1c Fintech c\u1ea7n x\u00e2y d\u1ef1ng d\u1ecbch v\u1ee5, s\u1ea3n ph\u1ea9m to\u00e0n di\u1ec7n h\u01a1n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a th\u1ecb tr\u01b0\u1eddng. Nh\u1eefng c\u00f4ng ty c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh Vi\u1ec7t Nam c\u1ea7n \u0111\u1ea3m b\u1ea3o ngu\u1ed3n \u0111\u1ea7u t\u01b0 c\u1ee7a m\u00ecnh \u0111\u1ec3 ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m to\u00e0n di\u1ec7n \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>12. S\u1eed d\u1ee5ng Fintech \u0111\u1ec3 b\u1ea3o v\u1ec7<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Fintech \u0111ang b\u1ea3o v\u1ec7 ng\u01b0\u1eddi s\u1eed d\u1ee5ng ch\u01b0a \u00fd th\u1ee9c v\u1ec1 vi\u1ec7c b\u1ea3o v\u1ec7 th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a m\u00ecnh l\u00e0 m\u1ee5c ti\u00eau c\u1ee7a nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng hacker. C\u00f4ng ngh\u1ec7 m\u1edbi \u0111ang gia t\u0103ng \u0111\u1ed1i v\u1edbi th\u1ebb Visa tr\u1ea3 tr\u01b0\u1edbc ng\u0103n ch\u1eb7n m\u1ed9t s\u1ed1 giao d\u1ecbch mua b\u00e1n \u0111\u00e1ng ng\u1edd. \u0110i\u1ec1u n\u00e0y cho ph\u00e9p \u0111\u1ed9c l\u1eadp t\u00e0i ch\u00ednh ti\u1ebfp t\u1ee5c trong khi b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a h\u1ecd.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>13. H\u1ee3p nh\u1ea5t v\u00e0 \u0111\u01a1n gi\u1ea3n h\u00f3a c\u00e1c s\u1ea3n ph\u1ea9m Fintech<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">V\u1edbi m\u1ed7i Fintech c\u00f3 m\u1ed9t th\u1ebf m\u1ea1nh ri\u00eang, trong khi mong mu\u1ed1n c\u1ee7a th\u1ecb tr\u01b0\u1eddng ng\u00e0y c\u00e0ng \u0111a d\u1ea1ng. \u0110\u1ec3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng, xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n l\u00e0 h\u1ee3p nh\u1ea5t v\u00e0 \u0111\u01a1n gi\u1ea3n h\u00f3a s\u1ea3n ph\u1ea9m Fintech l\u00e0 \u0111i\u1ec1u ch\u1eafc ch\u1eafn.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>14. Qu\u00e1 tr\u00ecnh t\u1ef1 \u0111\u1ed9ng h\u00f3a b\u1eb1ng robot<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p>Xu h\u01b0\u1edbng Fintech n\u0103m 2020<span style=\"font-weight: 400;\"> cu\u1ed1i c\u00f9ng l\u00e0 qu\u00e1 tr\u00ecnh t\u1ef1 \u0111\u1ed9ng\u00a0 h\u00f3a b\u1eb1ng robot (RPA) c\u1ef1c k\u00ec h\u1eefu \u00edch kh\u00f4ng th\u1ec3 b\u1ecf qua. Bot c\u00f3 th\u1ec3 duy tr\u00ec h\u1ed3 s\u01a1 v\u00e0 giao d\u1ecbch, th\u1ef1c hi\u1ec7n t\u00ednh to\u00e1n v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c nhi\u1ec7m v\u1ee5 bao g\u1ed3m c\u00e1c truy v\u1ea5n. H\u1ea7u nh\u01b0 b\u1ea5t c\u1ee9 \u0111i\u1ec1u g\u00ec c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng. Ngay c\u1ea3 trong nh\u1eefng t\u00ecnh hu\u1ed1ng m\u00e0 RPA kh\u00f4ng ho\u00e0n to\u00e0n t\u1ef1 \u0111\u1ed9ng qu\u00e1 tr\u00ecnh n\u00f3 ph\u1ea7n n\u00e0o x\u1eed l\u00fd gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m th\u1eddi gian v\u00e0 cho ph\u00e9p b\u1ea1n t\u1eadp trung v\u00e0o vi\u1ec7c cung c\u1ea5p h\u1ed7 tr\u1ee3 c\u00f3 gi\u00e1 tr\u1ecb cao h\u01a1n cho kh\u00e1ch h\u00e0ng.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: right;\"><i><span style=\"font-weight: 400;\">Ngu\u1ed3n: Forbes Finance Council\u00a0<\/span><\/i><\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/innotech-vn.com\/vie\/\"><b>Innotech Vietnam<\/b><\/a><span style=\"font-weight: 400;\"> lu\u00f4n n\u1ed7 l\u1ef1c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, gi\u1ea3i ph\u00e1p ch\u1ea5t l\u01b0\u1ee3ng nh\u1ea5t. V\u00ec v\u1eady ch\u00fang t\u00f4i \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tin t\u01b0\u1edfng t\u1eeb c\u00e1c c\u00f4ng ty l\u1edbn nh\u01b0 ACB, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank,\u2026 \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p do Innotech Vietnam cung c\u1ea5p.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Fintech Outsourcing \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 <\/span><a href=\"https:\/\/innotech-vn.com\/vie\/software-development\/banking-and-financial-services\/\"><b>Fintech software Outsourcing<\/b><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Email: <\/span><a href=\"mailto:info@innotech-vn.com\"><span style=\"font-weight: 400;\">info@innotech-vn.com<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<h1 style=\"text-align: left;\">Share your information<\/h1>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\">\n\t\t\t\t\t<script>\n\t\t\t\t\t\twindow.hsFormsOnReady = window.hsFormsOnReady || [];\n\t\t\t\t\t\twindow.hsFormsOnReady.push(()=>{\n\t\t\t\t\t\t\thbspt.forms.create({\n\t\t\t\t\t\t\t\tportalId: 6619918,\n\t\t\t\t\t\t\t\tformId: \"b4a8f47d-4168-452e-bb6a-9012b6fd35b9\",\n\t\t\t\t\t\t\t\ttarget: \"#hbspt-form-1743597050000-3981192567\",\n\t\t\t\t\t\t\t\tregion: \"na1\",\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t})});\n\t\t\t\t\t<\/script>\n\t\t\t\t\t<div class=\"hbspt-form\" id=\"hbspt-form-1743597050000-3981192567\"><\/div><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Nh\u1eefng Fintech\u00a0Vi\u1ec7t Nam ch\u1eafc ch\u1eafn s\u1ebd kh\u00f4ng mu\u1ed1n b\u1ecf l\u1ee1 14 xu h\u01b0\u1edbng fintech n\u0103m 2020 \u0111\u01b0\u1ee3c d\u1ef1 \u0111o\u00e1n b\u1edfi c\u00e1c th\u00e0nh vi\u00ean c\u1ee7a H\u1ed9i \u0111\u1ed3ng T\u00e0i Ch\u00ednh Forbes. &nbsp; 1. C\u00f4ng ngh\u1ec7 \u0111i\u1ec1u ti\u1ebft &nbsp; C\u00f4ng ngh\u1ec7 \u0111i\u1ec1u ti\u1ebft nh\u1eefng c\u00f4ng vi\u1ec7c s\u1ebd l\u00e0 m\u1ed9t trong nh\u1eefng xu h\u01b0\u1edbng Fintech n\u1ed5i b\u1eadt 2020 ph\u1ea3i [&hellip;]<\/p>","protected":false},"author":7,"featured_media":4152,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1,190],"tags":[],"yst_prominent_words":[753,581,752,589,79,582,579,595,751,577,747,596,583,749,580,748,746,758,628,750],"publishpress_future_action":{"enabled":false,"date":"2025-04-09 19:30:50","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4150"}],"collection":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=4150"}],"version-history":[{"count":0,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4150\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/4152"}],"wp:attachment":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=4150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=4150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=4150"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=4150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}