{"id":4211,"date":"2019-12-20T09:44:05","date_gmt":"2019-12-20T09:44:05","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=4211"},"modified":"2023-10-17T04:26:38","modified_gmt":"2023-10-17T04:26:38","slug":"hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao\/","title":{"rendered":"Hi\u1ec3u \u0111\u00fang v\u1ec1 KYC v\u00e0 eKYC trong banking l\u00e0 nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><strong>KYC <\/strong>l\u00e0 g\u00ec? <strong>eKYC <\/strong>l\u00e0 g\u00ec?\u00a0 T\u1ea1i sao KYC l\u1ea1i tr\u1edf th\u00e0nh ti\u00eau chu\u1ea9n trong ng\u00e0nh t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng. H\u00e3y c\u00f9ng ch\u00fang t\u00f4i t\u00ecm hi\u1ec3u!<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img decoding=\"async\" class=\"size-full wp-image-4273\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/know-your-customer.png\" alt=\"Nh\u1eadn di\u1ec7n kh\u00e1ch h\u00e0ng th\u1ee7 c\u00f4ng th\u01b0\u1eddng b\u1eb1ng ID\" width=\"100%\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/know-your-customer.png 660w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/know-your-customer-300x164.png 300w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/> <em>Nh\u1eadn di\u1ec7n kh\u00e1ch h\u00e0ng th\u1ee7 c\u00f4ng th\u01b0\u1eddng b\u1eb1ng ID\u00a0<\/em><\/p>\n<p>&nbsp;<\/p>\n<h2><b>KYC l\u00e0 g\u00ec?<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/innotech-vn.com\/vie\/hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao\/\"><strong>KYC<\/strong> <\/a>(Know Your Customer) c\u00f3 ngh\u0129a l\u00e0 Bi\u1ebft kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1<\/span><span style=\"font-weight: 400;\">n, l\u00e0 quy tr\u00ecnh \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh v\u00e0 x\u00e1c minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng khi tham gia v\u00e0o m\u1edf t\u00e0i kho\u1ea3n.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">N\u00f3i c\u00e1ch kh\u00e1c, c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ea3m b\u1ea3o r\u1eb1ng kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd th\u1ef1c s\u1ef1 l\u00e0 ng\u01b0\u1eddi m\u00e0 h\u1ecd \u0111\u00e3 \u0111\u0103ng k\u00fd. C\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i m\u1edf t\u00e0i kho\u1ea3n ho\u1eb7c t\u1ea1m d\u1eebng m\u1ed1i quan h\u1ec7 kinh doanh n\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u KYC t\u1ed1i thi\u1ec3u. <\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>T\u1ea1i sao qu\u00e1 tr\u00ecnh KYC quan tr\u1ecdng?<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><strong>KYC<\/strong> l\u00e0 kh\u00e2u \u0111\u1ea7u ti\u00ean trong t\u1ea5t c\u1ea3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng b\u1edfi tr\u01b0\u1edbc khi \u0111\u1ec3 kh\u00e1ch h\u00e0ng b\u01b0\u1edbc v\u00e0o h\u00e0nh tr\u00ecnh s\u1eed d\u1ee5ng c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh th\u00ec ng\u00e2n h\u00e0ng hay t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh ph\u1ea3i nh\u1eadn bi\u1ebft v\u1ec1 kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh. Ngo\u00e0i ra, vi\u1ec7c bi\u1ebft \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh l\u00e0 ai c\u00f2n gi\u00fap cho ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh trong vi\u1ec7c x\u00e1c \u0111\u1ecbnh danh t\u00ednh, m\u1ecdi th\u00f4ng tin kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c r\u00f5 r\u00e0ng. T\u1eeb \u0111\u00f3, \u0111\u01b0a h\u1ecd v\u00e0o h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t t\u1ed1t h\u01a1n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00e1c <strong>th\u1ee7 t\u1ee5c <\/strong><strong>KYC<\/strong> \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh b\u1edfi c\u00e1c ng\u00e2n h\u00e0ng, li\u00ean quan \u0111\u1ebfn t\u1ea5t c\u1ea3 c\u00e1c h\u00e0nh \u0111\u1ed9ng c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd l\u00e0 c\u00f3 th\u1eadt, \u0111\u00e1nh gi\u00e1 v\u00e0 gi\u00e1m s\u00e1t r\u1ee7i ro. C\u00e1c quy tr\u00ecnh n\u00e0y gi\u00fap ng\u0103n ng\u1eeba gian l\u1eadn v\u00e0 x\u00e1c \u0111\u1ecbnh ho\u1ea1t \u0111\u1ed9ng r\u1eeda ti\u1ec1n, t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1 v\u00e0 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh tham nh\u0169ng b\u1ea5t h\u1ee3p ph\u00e1p kh\u00e1c.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">&gt;&gt; <\/span><a href=\"https:\/\/innotech-vn.com\/vie\/6-loi-ich-kyc-ung-dung-vao-linh-vuc-tai-chinh-ngan-hang\/\"><span style=\"font-weight: 400;\">T\u00ecm hi\u1ec3u v\u1ec1 l\u1ee3i \u00edch c\u1ee7a KYC \u1ee9ng d\u1ee5ng v\u00e0o l\u0129nh v\u1ef1c t<\/span><span style=\"font-weight: 400;\">\u00e0i ch\u00ednh ng\u00e2n <\/span><span style=\"font-weight: 400;\">h\u00e0ng<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Quy tr\u00ecnh KYC th\u1ef1c hi\u1ec7n nh\u01b0 th\u1ebf n\u00e0o?<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/innotech-vn.com\/vie\/hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao\/\"><strong>Quy tr\u00ecnh KYC<\/strong><\/a> bao g\u1ed3m x\u00e1c minh th\u1ebb ID, x\u00e1c minh khu\u00f4n m\u1eb7t, x\u00e1c minh t\u00e0i li\u1ec7u nh\u01b0 h\u00f3a \u0111\u01a1n ti\u1ec7n \u00edch l\u00e0m b\u1eb1ng ch\u1ee9ng \u0111\u1ecba ch\u1ec9 hay thu nh\u1eadp c\u00e1 nh\u00e2n v\u00e0 x\u00e1c minh sinh tr\u1eafc h\u1ecdc. C\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh KYC v\u00e0 c\u00e1c quy \u0111\u1ecbnh ch\u1ed1ng r\u1eeda ti\u1ec1n \u0111\u1ec3 h\u1ea1n ch\u1ebf gian l\u1eadn. T<\/span><span style=\"font-weight: 400;\">r\u00e1ch nhi\u1ec7m tu\u00e2n th\u1ee7 KYC thu\u1ed9c v\u1ec1 c\u00e1c ng\u00e2n h\u00e0ng, tong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng tu\u00e2n th\u1ee7, h\u00ecnh ph\u1ea1t n\u1eb7ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-4281 size-full aligncenter\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/Allynis-ID-verification-steps-1.png\" alt=\"KYC eKYC\" width=\"660\" height=\"164\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/Allynis-ID-verification-steps-1.png 660w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/Allynis-ID-verification-steps-1-300x75.png 300w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/> <em>C\u00e1c b\u01b0\u1edbc x\u00e1c minh ID\u00a0<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><strong>eKYC Vi\u1ec7t Nam<\/strong> \u0111ang tr\u00ean \u0111\u01b0\u1eddng t\u00ecm ki\u1ebfm qui tr\u00ecnh \u0111\u1ec3 x\u00e2y d\u1ef1ng ph\u00e1p l\u00fd ho\u00e0n ch\u1ec9nh v\u00e0 c\u00f3 th\u1ec3 \u1ee9ng d\u1ee5ng n\u00f3 c\u00e0ng nhanh c\u00e0ng t\u1ed1t v\u00e0o c\u00e1c h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>T\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft cho quy tr\u00ecnh KYC<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ki\u1ec3m tra KYC \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua m\u1ed9t ngu\u1ed3n t\u00e0i li\u1ec7u, d\u1eef li\u1ec7u ho\u1eb7c th\u00f4ng tin \u0111\u1ed9c l\u1eadp v\u00e0 \u0111\u00e1ng tin c\u1eady. M\u1ed7i kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u cung c\u1ea5p th\u00f4ng tin \u0111\u0103ng nh\u1eadp \u0111\u1ec3 ch\u1ee9ng minh danh t\u00ednh v\u00e0 \u0111\u1ecba ch\u1ec9. C\u00e1c t\u00e0i li\u1ec7u c\u1ea7n cho quy tr\u00ecnh KYC:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Th\u1ebb CMND ho\u1eb7c th\u1ebb CCCD ho\u1eb7c l\u00e0 h\u1ed9 chi\u1ebfu c\u00f2n hi\u1ec7u l\u1ef1c: Y\u00eau c\u1ea7u c\u00e1c gi\u1ea5y t\u1edd n\u00e0y ph\u1ea3i c\u00f3 th\u00f4ng tin r\u00f5 r\u00e0ng, \u1ea3nh ch\u00e2n dung r\u00f5 n\u00e9t, gi\u1ea5y t\u1edd th\u1eadt v\u00e0 c\u00f2n hi\u1ec7u l\u1ef1c.<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">S\u1ed5 h\u1ed9 kh\u1ea9u th\u01b0\u1eddng tr\u00fa ho\u1eb7c b\u1eb1ng l\u00e1i xe ho\u1eb7c h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng ho\u1eb7c b\u1ea3ng l\u01b0\u01a1ng ho\u1eb7c gi\u1ea5y \u0111\u0103ng k\u00fd t\u1ea1m tr\u00fa: C\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y kh\u00e1ch h\u00e0ng c\u1ea7n cung c\u1ea5p khi c\u00f3 nhu c\u1ea7u v\u1ec1 vay v\u1ed1n hay m\u1edf t\u00e0i kho\u1ea3n t\u00edn d\u1ee5ng<\/span><span style=\"font-weight: 400;\">.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">V\u00e0o th\u00e1ng 5 n\u0103m 2018, <a href=\"https:\/\/www.fincen.gov\/resources\/statutes-and-regulations\/cdd-final-rule\"><strong>M\u1ea1ng l\u01b0\u1edbi Th\u1ef1c thi T\u1ed9i ph\u1ea1m T\u00e0i ch\u00ednh Hoa K\u1ef3<\/strong><\/a> ( FinCEN ) &#8211; \u0111\u00e3 th\u00eam m\u1ed9t y\u00eau c\u1ea7u m\u1edbi \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec3 x\u00e1c minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng l\u00e0 ph\u00e1p nh\u00e2n s\u1edf h\u1eefu, ki\u1ec3m so\u00e1t v\u00e0 thu l\u1ee3i t\u1eeb c\u00e1c c\u00f4ng ty khi c\u00e1c t\u1ed5 ch\u1ee9c n\u00e0y m\u1edf t\u00e0i kho\u1ea3n.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0110i\u1ec3m m\u1ea5u ch\u1ed1t: khi m\u1ed9t c\u00f4ng ty doanh nghi\u1ec7p m\u1edf m\u1ed9t t\u00e0i kho\u1ea3n m\u1edbi, n\u00f3 s\u1ebd ph\u1ea3i cung c\u1ea5p s\u1ed1 An sinh x\u00e3 h\u1ed9i v\u00e0 b\u1ea3n sao ID \u1ea3nh ho\u1eb7c h\u1ed9 chi\u1ebfu cho nh\u00e2n vi\u00ean, th\u00e0nh vi\u00ean h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb v\u00e0 c\u1ed5 \u0111\u00f4ng c\u1ee7a h\u1ecd.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Ai c\u1ea7n tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a KYC?<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh l\u00e0 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng quy \u0111\u1ecbnh KYC v\u00e0 ng\u01b0\u1eddi c\u1ea7n tu\u00e2n th\u1ee7 theo y\u00eau c\u1ea7u n\u00e0y l\u00e0 nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi mu\u1ed1n m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">M\u1edf t\u00e0i kho\u1ea3n th\u1ebb t\u00edn d\u1ee5ng<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ng\u01b0\u1eddi m\u1edf t\u00e0i kho\u1ea3n ch\u1ee9ng kho\u00e1n v\u00e0 giao d\u1ecbch ch\u1ee9ng kho\u00e1n<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">M\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">M\u1edf t\u00e0i kho\u1ea3n \u0111\u0103ng k\u00fd v\u00e0 mua g\u00f3i b\u1ea3o hi\u1ec3m<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">N\u00f3i t\u00f3m l\u1ea1i l\u00e0 khi mu\u1ed1n m\u1edf b\u1ea5t k\u1ef3 t\u00e0i kho\u1ea3n g\u00ec \u0111\u00f3 d\u00f9 l\u00e0 truy\u1ec1n th\u1ed1ng hay \u0111i\u1ec7n t\u1eed th\u00ec \u0111\u1ec1u ph\u1ea3i tu\u00e2n th\u1ee7 KYC, tuy nhi\u00ean t\u00f9y v\u00e0o m\u1ee9c \u0111\u1ed9 c\u1ee7a m\u1ed7i t\u00e0i kho\u1ea3n. \u0110\u1ed1i v\u1edbi t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng trong \u0111\u00f3 c\u00f3 t\u00e0i kho\u1ea3n ATM, t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed c\u1ee7a m\u1ecdi ng\u01b0\u1eddi th\u00ec m\u1ee9c \u0111\u1ed9 y\u00eau c\u1ea7u c\u1ee7a KYC s\u1ebd cao v\u00e0 nhi\u1ec1u h\u01a1n r\u1ea5t nhi\u1ec1u so c\u00e1c t\u00e0i kho\u1ea3n kh\u00e1c.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>eKYC l\u00e0 g\u00ec?<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/innotech-vn.com\/vie\/software-development\/banking-and-financial-services\/\"><strong>eKYC<\/strong><\/a> l\u00e0 \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed, l\u00e0 <\/span><span style=\"font-weight: 400;\">ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 v\u00e0 \u0111\u1ec3 \u0111\u01a1n gi\u1ea3n h\u00f3a c\u00e1c th\u1ee7 t\u1ee5c, gi\u1ea5y t\u1edd, t\u1ea1o thu\u1eadn l\u1ee3i cho kh\u00e1ch h\u00e0ng. Hi\u1ec7n nay, c\u00e1c ng\u00e2n h\u00e0ng \u1edf nhi\u1ec1u qu\u1ed1c gia v\u1edbi s\u1ef1 ch\u1ea5p thu\u1eadn c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd c\u00f3 th\u1ea9m quy\u1ec1n, \u0111\u00e3 v\u00e0 \u0111ang chuy\u1ec3n sang h\u00ecnh th\u1ee9c nh\u1eadn bi\u1ebft kh\u00e1ch h\u00e0ng qua ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>T\u1ea1i sao eKYC ph\u1ed5 bi\u1ebfn trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1ea7u ti\u00ean, thay v\u00ec \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng b\u1eb1ng g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp, qua \u0111\u1ed1i chi\u1ebfu ch\u1ee9ng t\u1eeb gi\u1ea5y kh\u00e1 phi\u1ec1n ph\u1ee9c, eKYC th\u1ef1c hi\u1ec7n \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed kh\u00f4ng c\u1ea7n g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp. \u0110i\u1ec1u n\u00e0y gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c th\u1eddi gian, ti\u1ec1n b\u1ea1c v\u00e0 nh\u00e2n l\u1ef1c, \u0111\u1ed3ng th\u1eddi gi\u00fap kh\u00e1ch h\u00e0ng c\u00f3 tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng t\u1ed1t h\u01a1n \u0111\u1ed1i v\u1edbi d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng. C\u00e1c c\u00f4ng ngh\u1ec7 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng g\u1ed3m ki\u1ec3m tra, \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin c\u00e1 nh\u00e2n t\u1ee9c th\u00ec v\u1edbi c\u01a1 s\u1edf d\u1eef li\u1ec7u t\u1eadp trung v\u1ec1 danh t\u00ednh ng\u01b0\u1eddi d\u00f9ng, x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc (Biometrics Authentication), nh\u1eadn di\u1ec7n kh\u00e1ch h\u00e0ng b\u1eb1ng <a href=\"https:\/\/innotech-vn.com\/vie\/software-development\/artificial-intelligence\/\"><strong>tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI)<\/strong><\/a>,\u2026<\/span><\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4277 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/kyc-va-aml-la-gi-tai-sao-kyc-va-aml-lai-quan-trong-den-vay-2.jpg\" alt=\"KYC eKYC\" width=\"650\" height=\"331\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/kyc-va-aml-la-gi-tai-sao-kyc-va-aml-lai-quan-trong-den-vay-2.jpg 650w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/kyc-va-aml-la-gi-tai-sao-kyc-va-aml-lai-quan-trong-den-vay-2-300x153.jpg 300w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/p>\n<p style=\"text-align: center;\"><em>KYC h\u1ed7 tr\u1ee3 nh\u1eadn di\u1ec7n kh\u00e1ch h\u00e0ng ph\u00e1t hi\u1ec7n r\u1eeda ti\u1ec1n v\u00e0 gian l\u1eadn<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Th\u1ef1c hi\u1ec7n eKYC gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng thu\u1eadn ti\u1ec7n h\u01a1n r\u1ea5t nhi\u1ec1u trong vi\u1ec7c \u0111\u01a1n gi\u1ea3n h\u00f3a th\u1ee7 t\u1ee5c, n\u00e2ng cao tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng, n\u00e2ng cao \u0111\u1ed9 b\u1ea3o m\u1eadt. Ngo\u00e0i ra, gi\u00fap chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n nh\u1eadn di\u1ec7n \u0111\u01b0\u1ee3c ng\u01b0\u1eddi d\u00f9ng, h\u1ed7 tr\u1ee3 h\u1ecd b\u00e1n th\u00eam c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 (Cross Sales, Upsales), \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng ng\u00e0y c\u00e0ng t\u1ed1t h\u01a1n theo h\u01b0\u1edbng One Stop Shopping (kh\u00e1ch h\u00e0ng ch\u1ec9 truy c\u1eadp m\u1ed9t n\u01a1i v\u00e0 \u0111\u00e1p \u1ee9ng m\u1ecdi nhu c\u1ea7u giao d\u1ecbch t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh).<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u0110\u1eb7c bi\u1ec7t ng\u00e0y 20\/01\/2020, Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam ph\u00ea duy\u1ec7t Chi\u1ebfn l\u01b0\u1ee3c <\/span><span style=\"font-weight: 400;\">t\u00e0i ch\u00ednh<\/span><span style=\"font-weight: 400;\"> to\u00e0n di\u1ec7n qu\u1ed1c gia (\u0111\u00ednh k\u00e8m Quy\u1ebft \u0111\u1ecbnh s\u1ed1 149\/Q\u0110-TTg). M\u1ed9t trong c\u00e1c nhi\u1ec7m v\u1ee5, gi\u1ea3i ph\u00e1p ch\u1ee7 y\u1ebfu \u0111\u1ec3 th\u1ef1c hi\u1ec7n m\u1ee5c ti\u00eau t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n l\u00e0 \u201ccho ph\u00e9p \u00e1p d\u1ee5ng quy tr\u00ecnh nh\u1eadn bi\u1ebft kh\u00e1ch h\u00e0ng \u0111\u01a1n gi\u1ea3n v\u00e0 gi\u00e1n ti\u1ebfp t\u1eeb xa b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c \u0111i\u1ec7n t\u1eed tr\u1ef1c tuy\u1ebfn (eKYC) \u0111\u1ed1i v\u1edbi vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho nhu c\u1ea7u thanh to\u00e1n gi\u00e1 tr\u1ecb nh\u1ecf c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 <\/span><span style=\"font-weight: 400;\">doanh nghi\u1ec7p<\/span><span style=\"font-weight: 400;\">\u201d. \u0110i\u1ec1u n\u00e0y g\u00f3p ph\u1ea7n <\/span><span style=\"font-weight: 400;\">gi\u00fap ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh x\u00e1c minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng tr\u1ef1c tuy\u1ebfn v\u00e0 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro, ph\u00e1t hi\u1ec7n l\u1eeba \u0111\u1ea3o trong m\u1ed7i giao d\u1ecbch, cho d\u00f9 \u0111\u00f3 l\u00e0 m\u1edf ho\u1eb7c \u0111\u0103ng nh\u1eadp v\u00e0o t\u00e0i kho\u1ea3n, \u0111\u0103ng k\u00fd vay ho\u1eb7c thanh to\u00e1n.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>Quy tr\u00ecnh eKYC \u0111\u01b0\u1ee3c tri\u1ec3n khai nh\u01b0 th\u1ebf n\u00e0o?<\/b><\/h2>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/innotech-vn.com\/vie\/cong-ty-cung-cap-giai-phap-ekyc-toan-dien-o-viet-nam\/\"><b>Gi\u1ea3i ph\u00e1p eKYC<\/b><\/a><span style=\"font-weight: 400;\"> gi\u00fap vi\u1ec7c x\u00e1c \u0111\u1ecbnh v\u00e0 x\u00e1c minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng ngay l\u1eadp t\u1ee9c v\u00e0 l\u00e0m t\u0103ng t\u1ef7 l\u1ec7 chuy\u1ec3n \u0111\u1ed5i kh\u00e1ch h\u00e0ng th\u00e0nh c\u00f4ng v\u00e0 c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ch\u1ec9 m\u1ea5t ch\u01b0a t\u1edbi 5 ph\u00fat \u0111\u0103ng k\u00fd.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sau khi t\u1ea3i \u1ee9ng d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh cung c\u1ea5p, kh\u00e1ch h\u00e0ng s\u1ebd th\u1ef1c hi\u1ec7n quy tr\u00ecnh nh\u01b0 sau:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b>B\u01b0\u1edbc 1<\/b><span style=\"font-weight: 400;\">: Kh\u00e1ch h\u00e0ng nh\u1eadp c\u00e1c tr\u01b0\u1eddng th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u tr\u00ean \u1ee9ng d\u1ee5ng. Sau \u0111\u00f3, kh\u00e1ch h\u00e0ng ch\u1ecdn t\u00e0i li\u1ec7u \u0111\u1ec3 t\u00e0i li\u1ec7u \u0111\u1ec3 x\u00e1c minh. Kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111\u1ec3 ch\u1ee5p hai m\u1eb7t c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh nh\u01b0: h\u1ed9 chi\u1ebfu, b\u1eb1ng l\u00e1i xe ho\u1eb7c ch\u1ee9ng minh th\u01b0,\u2026<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>B\u01b0\u1edbc 2<\/b><span style=\"font-weight: 400;\">: T\u1ea5t c\u1ea3 th\u00f4ng tin c\u1ee7a kh\u00e1ch h\u00e0ng s\u1ebd \u0111\u01b0\u1ee3c tr\u00edch xu\u1ea5t t\u1ef1 \u0111\u1ed9ng d\u1ef1a tr\u00ean <\/span><a href=\"https:\/\/innotech-vn.com\/vie\/giai-phap-ocr-do-chinh-xac-cao-cho-ngan-hang-tai-viet-nam\/\"><b>c\u00f4ng ngh\u1ec7 OCR<\/b><\/a><span style=\"font-weight: 400;\"> v\u00e0 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ki\u1ec3m tra v\u00e0 ch\u1ec9nh s\u1eeda l\u1ea1i. Ti\u1ebfp theo, kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c x\u00e1c minh b\u1eb1ng b\u1eb1ng h\u00ecnh selfie ho\u1eb7c selfie video .<\/span><\/li>\n<li style=\"font-weight: 400;\"><b>B\u01b0\u1edbc 3<\/b><span style=\"font-weight: 400;\">: Trong tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ngh\u1ec7 liveness detection v\u00e0 face matching gi\u00fap x\u00e1c minh \u0111\u01b0\u1ee3c h\u00ecnh \u1ea3nh c\u1ee7a kh\u00e1ch h\u00e0ng th\u00f4ng qua selfie video kh\u1edbp v\u1edbi h\u00ecnh \u1ea3nh tr\u00ean t\u00e0i li\u1ec7u m\u00e0 kh\u00e1ch h\u00e0ng \u0111\u00e3 cung c\u1ea5p th\u00ec k\u1ebft qu\u1ea3 x\u00e1c nh\u1eadn th\u00e0nh c\u00f4ng. N\u1ebfu kh\u00f4ng th\u00e0nh c\u00f4ng, kh\u00e1ch h\u00e0ng ph\u1ea3i ti\u1ebfn h\u00e0ng x\u00e1c th\u1ef1c l\u1ea1i.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">N\u1ebfu trong tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng \u0111\u0103ng k\u00fd d\u1ecbch v\u1ee5 cho vay ho\u1eb7c m\u1edf th\u1ebb t\u00edn d\u1ee5ng, gi\u1ea3i ph\u00e1p eKYC s\u1ebd y\u00eau c\u1ea7u nhi\u1ec1u ch\u1ee9ng t\u1eeb h\u01a1n \u0111\u1ec3 x\u00e1c minh nh\u01b0: H\u1ed9 kh\u1ea9u, h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, b\u1ea3ng l\u01b0\u01a1ng,&#8230; \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kh\u00e1ch h\u00e0ng \u0111\u1ee7 y\u00eau c\u1ea7u \u0111\u1ec3 s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 n\u00e0y.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><b>C\u00f4ng ngh\u1ec7 \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng trong gi\u1ea3i ph\u00e1p eKYC<\/b><\/h2>\n<h4><\/h4>\n<h3><b>OCR<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f4ng ngh\u1ec7 OCR \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p trong <\/span><a href=\"https:\/\/innotech-vn.com\/vie\/hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao\/\"><b>quy tr\u00ecnh eKYC<\/b><\/a><span style=\"font-weight: 400;\"> \u0111\u1ec3 tr\u00edch xu\u1ea5t th\u00f4ng tin t\u1eeb c\u00e1c t\u00e0i li\u1ec7u nh\u1eadn d\u1ea1ng nh\u01b0 h\u1ed9 chi\u1ebfu, ch\u1ee9ng minh th\u01b0 , b\u1eb1ng l\u00e1i xe v\u00e0 \u0111\u01b0a th\u00f4ng tin \u0111\u00e3 \u0111\u01b0\u1ee3c m\u00e3 ho\u00e1 l\u00ean h\u1ec7 th\u1ed1ng. To\u00e0n b\u1ed9 qu\u00e1 tr\u00ecnh t\u1eeb tr\u00edch xu\u1ea5t d\u1eef li\u1ec7u \u0111\u1ec3 h\u00ecnh th\u00e0nh s\u1ed1 li\u1ec7u kh\u00f4ng m\u1ea5t qu\u00e1 3 gi\u00e2y khi\u1ebfn qu\u00e1 tr\u00ecnh ho\u00e0n to\u00e0n t\u1ef1 \u0111\u1ed9ng v\u00e0 \u0111\u1ed9 ch\u00ednh x\u00e1c l\u00ean t\u1edbi 99%.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #ff6600;\"><strong>C\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd \u0111\u01b0\u1ee3c x\u00e1c minh<\/strong><\/span><\/p>\n<p><span style=\"color: #ff6600;\"><b>\u0110\u1ed1i v\u1edbi x\u00e1c minh C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n<\/b><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ki\u1ec3m tra \u0111\u1ed9 ch\u00ednh x\u00e1c c\u1ee7a \u0111\u1ecbnh d\u1ea1ng nh\u01b0 s\u1ed1 ID, <\/span><span style=\"font-weight: 400;\">m\u00e3 v\u1ea1ch 2D.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">X\u00e1c minh h\u1ecd t\u00ean, ng\u00e0y th\u00e1ng n\u0103m sinh, \u0111\u1ecba ch\u1ec9.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ph\u00e1t hi\u1ec7n nh\u00e0u n\u00e1t, g\u1ea5p c\u1ea1nh.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ki\u1ec3m tra xem h\u00ecnh \u1ea3nh c\u00f3 can thi\u1ec7p c\u1ee7a photoshop <\/span><span style=\"font-weight: 400;\">hay gi\u1ea3 m\u1ea1o kh\u00f4ng.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">X\u00e1c minh microtext, h\u00ecnh ba chi\u1ec1u, in c\u1ea7u v\u1ed3ng, hoa v\u0103n guilloche.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ph\u00e1t hi\u1ec7n \u0111\u1ed9 m\u1edd \u0111\u1ee5c, gian l\u1eadn.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #ff6600;\"><b>\u0110\u1ed1i v\u1edbi x\u00e1c minh H\u1ed9 chi\u1ebfu<\/b><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Xem x\u00e9t \u0111\u1ed9 tr\u00f9ng kh\u1edbp h\u1ecd t\u00ean, ng\u00e0y th\u00e1ng n\u0103m sinh v\u00e0 ng\u00e0y h\u1ebft h\u1ea1n v\u1edbi v\u00f9ng c\u00f3 th\u1ec3 \u0111\u1ecdc \u0111\u01b0\u1ee3c b\u1eb1ng m\u00e1y (Machine Readable Zone).<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ph\u00e1t hi\u1ec7n gi\u1ea3 d\u1ea1ng th\u00f4ng qua ph\u00f4ng ch\u1eef, h\u00ecnh ba chi\u1ec1u, ch\u1eef k\u00fd.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ki\u1ec3m tra t\u00ednh ch\u00ednh x\u00e1c c\u1ee7a \u0111\u1ecbnh d\u1ea1ng tr\u00ean h\u1ed9 chi\u1ebfu.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ph\u00e1t hi\u1ec7n nh\u00e0u n\u00e1t, g\u1ea5p c\u1ea1nh.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">X\u00e1c \u0111\u1ecbnh h\u00ecnh \u1ea3nh c\u00f3 gi\u1ea3 m\u1ea1o kh\u00f4ng.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">X\u00e1c minh \u1ea3nh ba chi\u1ec1u, in c\u1ea7u v\u1ed3ng.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ki\u1ec3m tra \u0111\u1ed9 m\u1edd \u0111\u1ee5c, gian l\u1eadn.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #ff6600;\"><b>\u0110\u1ec3 x\u00e1c minh B\u1eb1ng l\u00e1i xe<\/b><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ki\u1ec3m tra \u0111\u1ed9 ch\u00ednh x\u00e1c c\u1ee7a \u0111\u1ecbnh d\u1ea1ng.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ph\u00e1t hi\u1ec7n nh\u00e0u n\u00e1t, g\u1ea5p c\u1ea1nh.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ki\u1ec3m tra xem h\u00ecnh \u1ea3nh c\u00f3 photoshop hay gi\u1ea3 m\u1ea1o kh\u00f4ng.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">X\u00e1c minh h\u00ecnh ba chi\u1ec1u, in c\u1ea7u v\u1ed3ng, hoa v\u0103n guilloche.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Ph\u00e1t hi\u1ec7n \u0111\u1ed9 m\u1edd \u0111\u1ee5c, gian l\u1eadn.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><b>Face matching<\/b><\/h3>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">V\u1edbi <a href=\"https:\/\/innotech-vn.com\/vie\/hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao\/\"><strong>c\u00f4ng ngh\u1ec7 eKYC<\/strong><\/a> l\u00e0 Face matching, ch\u00fang s\u1ebd s\u1eed d\u1ee5ng c\u00e1c thu\u1eadt to\u00e1n m\u00e1y t\u00ednh \u0111\u1ec3 ch\u1ecdn ra c\u00e1c chi ti\u1ebft c\u1ee5 th\u1ec3, \u0111\u1eb7c bi\u1ec7t v\u1ec1 khu\u00f4n m\u1eb7t c\u1ee7a m\u1ed9t ng\u01b0\u1eddi. Nh\u1eefng chi ti\u1ebft n\u00e0y, ch\u1eb3ng h\u1ea1n nh\u01b0 kho\u1ea3ng c\u00e1ch gi\u1eefa hai m\u1eaft ho\u1eb7c h\u00ecnh d\u1ea1ng c\u1ee7a c\u1eb1m, \u0111\u01b0\u1ee3c s\u1ed1 ho\u00e1 v\u00e0 \u0111\u01b0\u1ee3c so s\u00e1nh v\u1edbi d\u1eef li\u1ec7u tr\u00ean c\u00e1c khu\u00f4n m\u1eb7t kh\u00e1c \u0111\u01b0\u1ee3c thu th\u1eadp trong c\u01a1 s\u1edf d\u1eef li\u1ec7u nh\u1eadn d\u1ea1ng khu\u00f4n m\u1eb7t. D\u1eef li\u1ec7u v\u1ec1 m\u1ed9t khu\u00f4n m\u1eb7t c\u1ee5 th\u1ec3 th\u01b0\u1eddng \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 m\u1eabu khu\u00f4n m\u1eb7t v\u00e0 kh\u00e1c v\u1edbi m\u1ed9t b\u1ee9c \u1ea3nh v\u00ec n\u00f3 \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 ch\u1ec9 bao g\u1ed3m m\u1ed9t s\u1ed1 chi ti\u1ebft nh\u1ea5t \u0111\u1ecbnh c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 ph\u00e2n bi\u1ec7t khu\u00f4n m\u1eb7t n\u00e0y v\u1edbi khu\u00f4n m\u1eb7t kh\u00e1c.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Face matching l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c sinh tr\u1eafc h\u1ecdc \u0111\u1eb7c bi\u1ec7t h\u1eefu \u00edch cho<\/span><a href=\"https:\/\/innotech-vn.com\/vie\/quy-trinh-ekyc-cho-onboarding-duoc-thuc-hien-nhu-the-nao\/\"><b> quy tr\u00ecnh digital onboarding<\/b><\/a><span style=\"font-weight: 400;\"> c\u1ee7a kh\u00e1ch h\u00e0ng:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">G\u1ea7n nh\u01b0 t\u1ea5t c\u1ea3 c\u00e1c thi\u1ebft b\u1ecb di \u0111\u1ed9ng \u0111\u1ec1u c\u00f3 camera t\u00edch h\u1ee3p h\u1ed7 tr\u1ee3 n\u00f3.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng khi ch\u1ee5p m\u1ed9t b\u1ee9c \u1ea3nh t\u1ef1 s\u01b0\u1edbng (\u1ea3nh \/ video) \u0111\u1eb7c bi\u1ec7t tr\u1ef1c quan v\u00e0 ti\u1ec7n l\u1ee3i.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Nh\u1eadn d\u1ea1ng khu\u00f4n m\u1eb7t v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c 98%.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\"> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-9131 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/ekyc-cho-nganh-chung-khoan.jpg\" alt=\"KYC eKYC\" width=\"1120\" height=\"700\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/ekyc-cho-nganh-chung-khoan.jpg 1120w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/ekyc-cho-nganh-chung-khoan-300x188.jpg 300w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/ekyc-cho-nganh-chung-khoan-1024x640.jpg 1024w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/ekyc-cho-nganh-chung-khoan-768x480.jpg 768w\" sizes=\"(max-width: 1120px) 100vw, 1120px\" \/><\/span><\/p>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\">Face matching l\u00e0 m\u1ed9t ph\u01b0\u01a1ng th\u1ee9c sinh tr\u1eafc h\u1ecdc \u0111\u1eb7c bi\u1ec7t h\u1eefu \u00edch cho quy tr\u00ecnh digital onboarding<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>Liveness detection<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f4ng ngh\u1ec7 Liveness detection gi\u00fap ch\u1ed1ng t\u1ea5n c\u00f4ng, \u0111\u00e1nh c\u1eafp danh t\u00ednh ng\u01b0\u1eddi d\u00f9ng b\u1edfi n\u00f3 x\u00e1c \u0111\u1ecbnh th\u1eddi gian th\u1ef1c m\u00e0 vi\u1ec7c x\u00e1c nh\u1eadn sinh tr\u1eafc h\u1ecdc di\u1ec5n ra l\u00e0 ch\u00ednh ch\u1ee7 ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 gi\u1ea3 m\u1ea1o. \u0110\u00e2y l\u00e0 m\u1ed9t t\u00ednh n\u0103ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf c\u00f3 hi\u1ec7u qu\u1ea3 cao m\u00e0 ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 t\u01b0\u01a1ng t\u00e1c v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng x\u00e1c th\u1ef1c. C\u00f4ng ngh\u1ec7 n\u00e0y r\u1ea5t d\u1ec5 s\u1eed d\u1ee5ng v\u00e0 ch\u1ec9 y\u00eau c\u1ea7u \u1ea3nh \/ video selfie, \u0111\u01b0\u1ee3c ch\u1ee5p qua ng\u01b0\u1eddi d\u00f9ng webcam ho\u1eb7c m\u00e1y \u1ea3nh smartphone\/ tablet:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">H\u00ecnh \u1ea3nh \/ video \u0111\u01b0\u1ee3c ghi tr\u1ef1c ti\u1ebfp, \u0111\u01b0\u1ee3c ph\u00e2n t\u00edch \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh sinh \u0111\u1ed9ng v\u00e0 ng\u0103n ch\u1eb7n ph\u00e1t l\u1ea1i h\u00ecnh \u1ea3nh \/ video v\u00e0 c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng tr\u00ecnh b\u00e0y kh\u00e1c.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">\u1ea2nh th\u1ebb ch\u1ee9ng minh th\u01b0, h\u1ed9 chi\u1ebfu ho\u1eb7c b\u1eb1ng l\u00e1i xe, \u0111\u01b0\u1ee3c so s\u00e1nh v\u1edbi \u1ea3nh tr\u1ef1c ti\u1ebfp (Face matching).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>Fraud detection<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ng\u00e0y nay, c\u00e1c ng\u00e2n h\u00e0ng \u0111ang ch\u1ecbu \u00e1p l\u1ef1c ph\u1ea3i ph\u00e1t hi\u1ec7n v\u00e0 ng\u0103n ch\u1eb7n t\u1ed5n th\u1ea5t gian l\u1eadn li\u00ean quan \u0111\u1ebfn t\u00e0i kho\u1ea3n t\u1ea1i \u0111i\u1ec3m b\u00e1n m\u00e0 kh\u00f4ng ph\u1ea3i hy sinh d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng, l\u00f2ng trung th\u00e0nh v\u00e0 t\u1ef7 l\u1ec7 gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng. V\u00ed d\u1ee5, m\u1ed9t c\u00e1 nh\u00e2n l\u1ea5y th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a kh\u00e1ch h\u00e0ng kh\u00e1c b\u1ea5t h\u1ee3p ph\u00e1p v\u00e0 m\u1edf t\u00e0i kho\u1ea3n d\u01b0\u1edbi t\u00ean c\u1ee7a m\u00ecnh v\u00e0 s\u1eed d\u1ee5ng th\u00f4ng tin h\u1ee3p ph\u00e1p n\u00e0y.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Do \u0111\u00f3, Fraud detection l\u00e0 m\u1ed9t t\u1eadp h\u1ee3p c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u0111\u1ec3 ng\u0103n ch\u1eb7n ti\u1ec1n ho\u1eb7c t\u00e0i s\u1ea3n c\u00f3 \u0111\u01b0\u1ee3c th\u00f4ng qua c\u00e1c h\u00e0nh vi gi\u1ea3 m\u1ea1o. Trong \u0111\u00f3, b\u01b0\u1edbc hi\u1ec7u qu\u1ea3 nh\u1ea5t \u0111\u1ec3 ng\u0103n ch\u1eb7n gian l\u1eadn l\u00e0 \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u c\u1ee7a m\u1ed1i quan h\u1ec7 gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch h\u00e0ng \u2013 onboarding. \u0110\u00e2y l\u00e0 \u0111i\u1ec3m ti\u1ebfp x\u00fac quan tr\u1ecdng nh\u1ea5t \u0111\u1ec3 b\u1ea3o v\u1ec7 c\u00e1c ng\u00e2n h\u00e0ng kh\u1ecfi gian l\u1eadn v\u00e0 t\u1ea1o ra tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng tuy\u1ec7t v\u1eddi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>E-Signature<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed l\u00e0 m\u1ed9t c\u00e1ch h\u1ee3p ph\u00e1p \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c s\u1ef1 \u0111\u1ed3ng \u00fd ho\u1eb7c ph\u00ea duy\u1ec7t tr\u00ean c\u00e1c t\u00e0i li\u1ec7u ho\u1eb7c bi\u1ec3u m\u1eabu \u0111i\u1ec7n t\u1eed, n\u00f3 c\u00f3 th\u1ec3 thay th\u1ebf m\u1ed9t ch\u1eef k\u00fd vi\u1ebft tay trong h\u1ea7u h\u1ebft m\u1ecdi quy tr\u00ecnh.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p style=\"text-align: center;\"><i><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-9133 size-full\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/ekyc-cho-nganh-chung-khoan-1.jpg\" alt=\"KYC eKYC\" width=\"762\" height=\"484\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/ekyc-cho-nganh-chung-khoan-1.jpg 762w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2020\/09\/ekyc-cho-nganh-chung-khoan-1-300x191.jpg 300w\" sizes=\"(max-width: 762px) 100vw, 762px\" \/>Ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed hi\u1ec7n \u0111ang \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn h\u01a1n t\u1ea1i v\u00ec s\u1ef1 h\u1eefu \u00edch m\u00e0 n\u00f3 mang l\u1ea1i<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C\u00f4ng ngh\u1ec7 n\u00e0y cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng x\u1eed l\u00fd th\u1ee7 t\u1ee5c tr\u1ef1c tuy\u1ebfn ho\u00e0n to\u00e0n, gi\u00fap ng\u00e2n h\u00e0ng t\u1eadp trung v\u00e0o vi\u1ec7c thu h\u00fat kh\u00e1ch h\u00e0ng m\u1edbi v\u00e0 ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng t\u1ed1t h\u01a1n. Ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed \u0111\u1ea3m b\u1ea3o c\u00e1c th\u1ee7 t\u1ee5c \u0111\u01b0\u1ee3c x\u1eed l\u00fd nhanh h\u01a1n, cho ph\u00e9p kh\u00e1ch h\u00e0ng k\u00fd t\u00e0i li\u1ec7u t\u1eeb m\u1ecdi n\u01a1i, m\u1ecdi l\u00fac v\u00e0 tr\u00ean m\u1ecdi thi\u1ebft b\u1ecb. N\u00f3 c\u0169ng t\u0103ng t\u1ed1c \u0111\u1ed9 giao d\u1ecbch v\u00e0 \u0111\u1ea3m b\u1ea3o tr\u1ea3i nghi\u1ec7m c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/span><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">T\u1ea1i<\/span> <a href=\"https:\/\/innotech-vn.com\/vie\/\"><b>Innotech Vi\u1ec7t Nam<\/b><\/a><span style=\"font-weight: 400;\"> ch\u00fang t\u00f4i cung c\u1ea5p gi\u1ea3i ph\u00e1p c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 x\u00e1c minh v\u00e0 ch\u1ee9ng minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng m\u1edbi \u0111\u0103ng k\u00fd t\u00e0i kho\u1ea3n retail bank , loans, credit cards v\u00e0 nh\u1eefng s\u1ea3n ph\u1ea9m b\u00e1n l\u1ebb kh\u00e1c. Gi\u1ea3i ph\u00e1p c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng nhanh ch\u00f3ng v\u00e0 an to\u00e0n tr\u00ean c\u00e1c c\u00e1 nh\u00e2n c\u00f3 gi\u00e1 tr\u1ecb r\u00f2ng cao trong qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n v\u00e0 th\u1ec3 ch\u1ebf. <\/span><span style=\"font-weight: 400;\">4 l\u1ee3i \u00edch ch\u00ednh c\u1ee7a eKYC x\u00e1c \u0111\u1ecbnh danh t\u00ednh kh\u00e1ch h\u00e0ng th\u00f4ng qua k\u0129 thu\u1eadt s\u1ed1:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Thi\u1ebft l\u1eadp m\u1ed1i quan h\u1ec7 v\u1edbi kh\u00e1ch h\u00e0ng t\u1eeb \u0111\u00f3 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m, t\u0103ng t\u1ef7 l\u1ec7 onboarding\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">N\u00e2ng cao hi\u1ec7u qu\u1ea3 v\u00e0 an to\u00e0n h\u01a1n trong qu\u00e1 tr\u00ecnh qu\u1ea3n l\u00fd<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">C\u1eaft gi\u1ea3m chi ph\u00ed v\u1eadn h\u00e0nh<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Kh\u00f4ng c\u00f2n s\u1eed d\u1ee5ng c\u00f4ng vi\u1ec7c b\u00e0n gi\u1ea5y\u00a0<\/span><\/li>\n<\/ul>\n<p><center><iframe loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/Tc4Vadfzqhw\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/center><\/p>\n<p style=\"text-align: center;\"><em>Gi\u1ea3i ph\u00e1p eKYC ng\u00e2n h\u00e0ng do Innotech Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n<\/em><\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"text-align: center;\"><span style=\"text-decoration: underline;\"><a href=\"https:\/\/ekyc-vietnam.com\/\"><span style=\"color: #ff6600;\"><strong>XEM PROFILE V\u1ec0 GI\u1ea2I PH\u00c1P EKYC<\/strong><\/span><\/a><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><a href=\"https:\/\/innotech-vn.com\/vie\/\"><b>Innotech Vietnam<\/b><\/a><span style=\"font-weight: 400;\"> lu\u00f4n n\u1ed7 l\u1ef1c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, gi\u1ea3i ph\u00e1p ch\u1ea5t l\u01b0\u1ee3ng nh\u1ea5t. V\u00ec v\u1eady ch\u00fang t\u00f4i \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tin t\u01b0\u1edfng t\u1eeb c\u00e1c c\u00f4ng ty l\u1edbn nh\u01b0 ACB, Tyme Bank, <a href=\"http:\/\/unifi.money\">Unifimoney<\/a>, Manulife, Commonwealth Bank,\u2026 \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p do Innotech Vietnam cung c\u1ea5p.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><em>Xem th\u00eam b\u00e0i vi\u1ebft:<\/em> &#8220;<strong><a href=\"https:\/\/innotech-vn.com\/vie\/ekyc-dinh-danh-khach-hang-dien-tu-kho-khan-cua-ngan-hang\/\">EKYC \u2013 \u0110\u1ecaNH DANH KH\u00c1CH H\u00c0NG \u0110I\u1ec6N T\u1eec \u2013 KH\u00d3 KH\u0102N C\u1ee6A NG\u00c2N H\u00c0NG<\/a><\/strong>&#8221;<\/p>\n<p><em>Xem th\u00eam b\u00e0i vi\u1ebft:<\/em>\u00a0 &#8220;<strong><a href=\"https:\/\/innotech-vn.com\/vie\/su-ket-hop-hoan-hao-cua-ocr-va-ekyc-trong-ngan-hang\/\">S\u1ef0 K\u1ebeT H\u1ee2P HO\u00c0N H\u1ea2O C\u1ee6A OCR V\u00c0 EKYC TRONG NG\u00c2N H\u00c0NG<\/a><\/strong>&#8221;<\/p>\n<p><em>Xem th\u00eam b\u00e0i vi\u1ebft:<\/em> &#8220;<strong><a href=\"https:\/\/innotech-vn.com\/vie\/nha-cung-cap-giai-phap-ekyc-xac-minh-bang-video-call-cho-ngan-hang-tai-viet-nam\/\">X\u00c1C MINH VIDEO CALL V\u1edaI GI\u1ea2I PH\u00c1P EKYC CHO NG\u00c2N H\u00c0NG VI\u1ec6T NAM<\/a><\/strong>&#8221;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Fintech Outsourcing \u0111\u1ec3 cung c\u1ea5p <a href=\"https:\/\/innotech-vn.com\/vie\/hieu-dung-ve-kyc-va-ekyc-trong-banking-la-nhu-the-nao\/\"><strong>gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a> cho c\u00f4ng ty c\u1ee7a b\u1ea1n. H\u00e3y li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 eKYC\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Email: <\/span><a href=\"mailto:info@innotech-vn.com\"><span style=\"font-weight: 400;\">info@innotech-vn.com<\/span><\/a><\/p>\n<h2 style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6696 size-large\" src=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-1024x128.jpg\" alt=\"\" width=\"700\" height=\"88\" srcset=\"https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-1024x128.jpg 1024w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-300x37.jpg 300w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-768x96.jpg 768w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-1536x191.jpg 1536w, https:\/\/innotech-vn.com\/wp-content\/uploads\/2019\/12\/banner-request-ekyc-demo-copy-2-2048x255.jpg 2048w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/h2>","protected":false},"excerpt":{"rendered":"<p>KYC l\u00e0 g\u00ec? eKYC l\u00e0 g\u00ec?\u00a0 T\u1ea1i sao KYC l\u1ea1i tr\u1edf th\u00e0nh ti\u00eau chu\u1ea9n trong ng\u00e0nh t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng. H\u00e3y c\u00f9ng ch\u00fang t\u00f4i t\u00ecm hi\u1ec3u! &nbsp; Nh\u1eadn di\u1ec7n kh\u00e1ch h\u00e0ng th\u1ee7 c\u00f4ng th\u01b0\u1eddng b\u1eb1ng ID\u00a0 &nbsp; KYC l\u00e0 g\u00ec? &nbsp; KYC (Know Your Customer) c\u00f3 ngh\u0129a l\u00e0 Bi\u1ebft kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n, l\u00e0 quy [&hellip;]<\/p>","protected":false},"author":7,"featured_media":4275,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1,3903],"tags":[],"yst_prominent_words":[732,674,759,643,727,726,1303,557,78,738,736,1935,563,561,3366,728,560,744,729,737],"publishpress_future_action":{"enabled":false,"date":"2025-05-01 21:56:14","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4211"}],"collection":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=4211"}],"version-history":[{"count":50,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4211\/revisions"}],"predecessor-version":[{"id":19186,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4211\/revisions\/19186"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/4275"}],"wp:attachment":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=4211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=4211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=4211"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=4211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}