{"id":4450,"date":"2019-12-31T10:34:02","date_gmt":"2019-12-31T10:34:02","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=4450"},"modified":"2020-03-23T08:54:39","modified_gmt":"2020-03-23T08:54:39","slug":"bao-mat-va-quyen-rieng-tu-lua-chon-cua-nguoi-dung-mobile-banking","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/bao-mat-va-quyen-rieng-tu-lua-chon-cua-nguoi-dung-mobile-banking\/","title":{"rendered":"B\u1ea3o M\u1eadt v\u00e0 Quy\u1ec1n Ri\u00eang T\u01b0: L\u1ef1a Ch\u1ecdn c\u1ee7a Mobile Banking User"},"content":{"rendered":"
Khi c\u00f4ng ngh\u1ec7 ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n, \u0111\u1ec3 thu\u1eadn ti\u1ec7n h\u01a1n cho ng\u01b0\u1eddi s\u1eed d\u1ee5ng c\u0169ng nh\u01b0 \u0111\u1ea3m b\u1ea3o s\u1ef1 an to\u00e0n d\u1eef li\u1ec7u c\u1ee7a ch\u00ednh h\u1ecd ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch t\u1eeb b\u1ecf quy\u1ec1n ri\u00eang t\u01b0 h\u01a1n n\u1eefa.<\/span><\/p>\n <\/p>\n <\/p>\n Khi l\u01b0\u1ee3ng th\u00f4ng tin c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c m\u1ea1ng l\u01b0\u1edbi t\u1ed5 ch\u1ee9c l\u01b0u tr\u1eef ng\u00e0y c\u00e0ng t\u0103ng, d\u1eabn \u0111\u1ebfn m\u00e2u thu\u1eabn ng\u00e0y c\u00e0ng t\u0103ng gi\u1eefa b\u1ea3o m\u1eadt v\u00e0 quy\u1ec1n ri\u00eang t\u01b0.<\/a><\/strong> Vi ph\u1ea1m d\u1eef li\u1ec7u, r\u00f2 r\u1ec9 d\u1eef li\u1ec7u ng\u01b0\u1eddi d\u00f9ng, b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin hay tr\u1edf th\u00e0nh m\u1ee5c ti\u00eau qu\u1ea3ng c\u00e1o, \u0111\u00e3 khi\u1ebfn ng\u01b0\u1eddi s\u1eed d\u00f9ng c\u00f3 \u00fd th\u1ee9c b\u1ea3o m\u1eadt h\u01a1n v\u1ec1 d\u1eef li\u1ec7u c\u1ee7a h\u1ecd. \u0110\u1ed3ng th\u1eddi, c\u00e1c c\u00f4ng ngh\u1ec7 d\u1ef1a tr\u00ean sinh tr\u1eafc h\u1ecdc nh\u01b0 qu\u00e9t d\u1ea5u v\u00e2n tay v\u00e0 m\u00e1y qu\u00e9t khu\u00f4n m\u1eb7t \u0111ang khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi d\u00f9ng t\u1eeb b\u1ecf quy\u1ec1n ri\u00eang t\u01b0 h\u01a1n n\u1eefa, \u0111\u1ec3 \u0111\u1ed5i l\u1ea5y s\u1ef1 an to\u00e0n v\u00e0 ti\u1ec7n l\u1ee3i h\u01a1n.<\/span><\/p>\n <\/p>\n <\/p>\n <\/p>\n C\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng tr\u1ef1c tuy\u1ebfn thu th\u1eadp th\u00f4ng tin nh\u1eadn d\u1ea1ng c\u1ee7a ng\u01b0\u1eddi d\u00f9ng (PII) th\u00f4ng qua t\u00ean, \u0111\u1ecba ch\u1ec9, email, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i, s\u1ed1 ID, … cho m\u1ee5c \u0111\u00edch x\u00e1c minh, gi\u1eef cho t\u00e0i kho\u1ea3n c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 v\u00e0 d\u1eef li\u1ec7u c\u1ee7a h\u1ecd kh\u00f4ng b\u1ecb \u0111\u00e1nh c\u1eafp b\u1edfi t\u1ed9i ph\u1ea1m m\u1ea1ng. Theo gi\u1ea3i th\u00edch c\u1ee7a <\/span>Jenifer Valdivia<\/span><\/a> , Gi\u00e1m \u0111\u1ed1c ch\u01b0\u01a1ng tr\u00ecnh ti\u1ebfp th\u1ecb to\u00e0n c\u1ea7u t\u1ea1i Jumio, “B\u1ea3o m\u1eadt th\u00f4ng tin, n\u1ed7i s\u1ee3 l\u1eeba \u0111\u1ea3o, l\u00e0 m\u1ed1i quan t\u00e2m h\u00e0ng \u0111\u1ea7u v\u1ec1 online banking v\u00e0 mobile banking<\/a><\/strong> c\u1ee7a ng\u01b0\u1eddi s\u1eed d\u00f9ng thu\u1ed9c m\u1ecdi th\u1ebf h\u1ec7.” C\u00f4 ti\u1ebfp t\u1ee5c: “Ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1ebd kh\u00f4ng hi\u1ec3u c\u00f4ng ngh\u1ec7 m\u00e0 ng\u00e2n h\u00e0ng c\u1ee7a h\u1ecd \u0111ang s\u1eed d\u1ee5ng, nh\u01b0ng h\u1ecd c\u1ea7n nh\u1eefng s\u1ea3n ph\u1ea9m gi\u00fap ng\u01b0\u1eddi d\u00f9ng thu\u1eadn ti\u1ec7n h\u01a1n trong giao d\u1ecbch v\u00e0 d\u1eef li\u1ec7u t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 an to\u00e0n.\u201d<\/span><\/p>\n <\/p>\n B\u1ea5t k\u1ef3 ng\u01b0\u1eddi d\u00f9ng b\u1ea3o m\u1eadt d\u1eef li\u1ec7u Mobile Banking<\/a><\/strong> c\u1ee7a m\u00ecnh, nh\u01b0ng h\u1ecd tin r\u1eb1ng vi\u1ec7c gian l\u1eadn tr\u1ef1c tuy\u1ebfn l\u00e0 m\u1ed9t \u0111i\u1ec1u kh\u00f4ng th\u1ec3 tr\u00e1nh kh\u1ecfi. <\/span>Oscar Nieboer<\/span><\/a>, Gi\u00e1m \u0111\u1ed1c Ti\u1ebfp th\u1ecb c\u1ee7a Paysafe Group, tuy\u00ean b\u1ed1 r\u1eb1ng “H\u1ea7u h\u1ebft c\u00e1c trang web b\u00e1n l\u1ebb tr\u1ef1c tuy\u1ebfn t\u1ed1i \u01b0u h\u00f3a quy tr\u00ecnh b\u00e1n h\u00e0ng, thanh to\u00e1n ng\u00e0y c\u00e0ng \u0111\u01a1n gi\u1ea3n h\u01a1n v\u00e0 giao h\u00e0ng nhanh h\u01a1n. \u0110\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c \u0111\u00f3, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u0169ng ch\u1ea5p nh\u1eadn nguy c\u01a1 gian l\u1eadn x\u1ea3y ra cao h\u01a1n \u0111\u1ec3 thu\u1eadn ti\u1ec7n h\u01a1n trong vi\u1ec7c mua s\u1eafm.\u201d<\/span><\/p>\n <\/p>\n C\u00e1c \u1ee9ng d\u1ee5ng c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt cao nh\u01b0 \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng, kho m\u1eadt kh\u1ea9u v\u00e0 m\u00e0n h\u00ecnh kh\u00f3a, th\u01b0\u1eddng ph\u1ee5 thu\u1ed9c nhi\u1ec1u v\u00e0o d\u1ea5u v\u00e2n tay \u0111\u1ec3 x\u00e1c th\u1ef1c ng\u01b0\u1eddi d\u00f9ng. Tr\u00ean th\u1ef1c t\u1ebf, vi\u1ec7c s\u1eed d\u1ee5ng d\u1ea5u v\u00e2n tay c\u0169ng \u0111\u00e3 \u1ee9ng d\u1ee5ng ph\u1ed5 bi\u1ebfn h\u01a1n nh\u01b0 m\u00e1y qu\u00e9t d\u1ea5u v\u00e2n tay. V\u1edbi <\/span>ng\u01b0\u1eddi ti\u00eau d\u00f9ng Anh<\/span> \u0111\u00e3 quen v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng ch\u00fang \u0111\u1ec3 x\u00e1c th\u1ef1c thanh to\u00e1n. M\u00e1y qu\u00e9t d\u1ea5u v\u00e2n tay, x\u00e1c th\u1ef1c d\u1ef1a tr\u00ean th\u1ee9 b\u1ea1n c\u00f3 (d\u1ea5u v\u00e2n tay) ch\u1ee9 kh\u00f4ng ph\u1ea3i th\u1ee9 b\u1ea1n bi\u1ebft (m\u1eadt kh\u1ea9u).<\/span><\/p>\n <\/p>\n Nh\u01b0ng m\u1ed9t v\u1ea5n \u0111\u1ec1 \u0111\u01b0\u1ee3c \u0111\u1eb7t ra \u201cL\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ea3m th\u1ea5y vi\u1ec7c chia s\u1ebb d\u1eef li\u1ec7u n\u00e0y l\u00e0 an to\u00e0n?\u201d. H\u1ec7 th\u1ed1ng nh\u1eadn d\u1ea1ng d\u1ea5u v\u00e2n tay c\u1ee7a IPhone 5s – Touch ID – ban \u0111\u1ea7u \u0111\u00e3 g\u00e2y n\u00ean m\u1ed9t cu\u1ed9c tranh c\u00e3i gay g\u1eaft. Theo th\u1eddi gian, ng\u01b0\u1eddi ti\u00eau d\u00f9ng b\u1eaft \u0111\u1ea7u nh\u1eadn ra gi\u00e1 tr\u1ecb v\u00e0 s\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a ch\u00fang, t\u1ea1o n\u00ean l\u00e0n s\u00f3ng s\u1eed d\u1ee5ng d\u1ea5u v\u00e2n tay v\u00e0o trong b\u1ea3o m\u1eadt d\u1eef li\u1ec7u ng\u01b0\u1eddi d\u00f9ng. B\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng b\u1eaft g\u1eb7p, hi\u1ec7n nay <\/span>c\u1ee9 3<\/span> \u0111i\u1ec7n tho\u1ea1i th\u00f4ng minh th\u00ec c\u00f3 \u0111\u1ebfn 2 chi\u1ebfc c\u00f3 c\u1ea3m bi\u1ebfn v\u00e2n tay. Tuy nhi\u00ean, ng\u01b0\u1eddi d\u00f9ng c\u0169ng nh\u1eadn th\u1ee9c r\u00f5 h\u01a1n v\u1ec1 c\u00e1c r\u1ee7i ro v\u00e0 l\u1ed7 h\u1ed5ng b\u1ea3o m\u1eadt li\u00ean quan \u0111\u1ebfn c\u00e1c tr\u01b0\u1eddng h\u1ee3p d\u1eef li\u1ec7u sinh tr\u1eafc t\u0129nh nh\u01b0 d\u1ea5u v\u00e2n tay ho\u1eb7c qu\u00e9t khu\u00f4n m\u1eb7t b\u1ecb \u0111\u00e1nh c\u1eafp.<\/span><\/p>\n <\/p>\n <\/p>\n <\/p>\n \u0110i\u1ec1u g\u00ec c\u00f3 th\u1ec3 thay th\u1ebf PII?\u00a0<\/span><\/em><\/p>\n Sinh tr\u1eafc h\u1ecdc h\u00e0nh vi l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn ho\u00e0n h\u1ea3o. V\u1edbi sinh tr\u1eafc h\u1ecdc h\u00e0nh vi cho ph\u00e9p theo d\u00f5i m\u1ed9t s\u1ed1 ph\u00e9p \u0111o theo th\u1eddi gian \u0111\u1ec3 t\u1ea1o ra m\u1ed9t h\u1ed3 s\u01a1 c\u1ee5 th\u1ec3 c\u1ee7a ng\u01b0\u1eddi d\u00f9ng. Kh\u00f4ng gi\u1ed1ng nh\u01b0 sinh tr\u1eafc h\u1ecdc t\u0129nh, y\u1ebfu t\u1ed1 sinh tr\u1eafc h\u1ecdc h\u00e0nh vi c\u00f3 nhi\u1ec1u bi\u1ebfn s\u1ed1 h\u01a1n, khi\u1ebfn vi\u1ec7c sao ch\u00e9p kh\u00f3 kh\u0103n h\u01a1n m\u00e0 kh\u00f4ng y\u00eau c\u1ea7u th\u00f4ng tin c\u00e1 nh\u00e2n nh\u1ea1y c\u1ea3m. Khi \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u1edbi sinh tr\u1eafc h\u1ecdc h\u00e0nh vi, c\u00e1c ph\u00e9p \u0111o n\u00e0y bao g\u1ed3m c\u1eed ch\u1ec9 vu\u1ed1t, t\u1ed1c \u0111\u1ed9 g\u00f5 v\u00e0 nh\u1ecbp \u0111i\u1ec7u, \u0111\u1ed9 d\u00e0i ng\u00f3n tay,… \u0110i\u1ec1u n\u00e0y l\u00e0m cho c\u00e1c bi\u1ec7n ph\u00e1p sinh tr\u1eafc h\u00e0nh vi kh\u00f3 b\u1ecb \u0111\u00e1nh c\u1eafp t\u1ea1o n\u00ean l\u1edbp b\u1ea3o m\u1eadt cao h\u01a1n cho ng\u01b0\u1eddi d\u00f9ng. S\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa b\u1ea3o m\u1eadt m\u1ea1nh m\u1ebd h\u01a1n, r\u1ee7i ro th\u1ea5p h\u01a1n v\u00e0 \u00edt th\u00f4ng tin ri\u00eang t\u01b0 h\u01a1n c\u00f3 th\u1ec3 s\u1ebd khi\u1ebfn sinh tr\u1eafc h\u1ecdc h\u00e0nh vi h\u1ea5p d\u1eabn h\u01a1n nhi\u1ec1u so v\u1edbi qu\u00e9t khu\u00f4n m\u1eb7t ho\u1eb7c d\u1ea5u v\u00e2n tay.<\/span><\/p>\n <\/p>\n <\/p>\n <\/p>\n Cu\u1ed9c tranh lu\u1eadn v\u1ec1 b\u1ea3o m\u1eadt v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 kh\u00f4ng h\u1ec1 \u0111\u01a1n gi\u1ea3n, v\u00e0 \u0111\u00f3 l\u00e0 b\u1ea5t c\u1ee9 \u0111i\u1ec1u g\u00ec ngo\u00e0i t\u0129nh. Ng\u01b0\u1eddi d\u00f9ng s\u1eb5n s\u00e0ng chia s\u1ebb th\u00f4ng tin c\u00e1 nh\u00e2n n\u1ebfu \u0111i\u1ec1u \u0111\u00f3 d\u1eabn \u0111\u1ebfn b\u1ea3o m\u1eadt cao h\u01a1n, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi n\u00f3i \u0111\u1ebfn vi\u1ec7c b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh c\u1ee7a h\u1ecd. Nh\u01b0ng h\u1ecd c\u0169ng s\u1eb5n s\u00e0ng t\u1eeb b\u1ecf b\u1ea3o m\u1eadt n\u1ebfu \u0111i\u1ec1u \u0111\u00f3 d\u1eabn \u0111\u1ebfn s\u1ef1 thu\u1eadn ti\u1ec7n h\u01a1n.<\/span><\/p>\n C\u00e1c \u1ee9ng d\u1ee5ng Mobile Banking<\/strong><\/a> v\u00e0 mua s\u1eafm di \u0111\u1ed9ng n\u00ean cung c\u1ea5p tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng tuy\u1ec7t v\u1eddi, nh\u01b0ng h\u1ecd ph\u1ea3i \u0111\u1ea3m b\u1ea3o r\u1eb1ng d\u1eef li\u1ec7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1eeba an to\u00e0n kh\u1ecfi c\u00e1c t\u00e1c nh\u00e2n g\u00e2y h\u1ea1i. Sinh tr\u1eafc h\u1ecdc t\u0129nh c\u00f3 th\u1ec3 \u0111\u00e3 ho\u1ea1t \u0111\u1ed9ng t\u1ed1t trong qu\u00e1 kh\u1ee9, nh\u01b0ng ng\u00e0y nay c\u00e1c m\u1ed1i \u0111e d\u1ecda qu\u00e1 tinh vi. Sinh tr\u1eafc h\u1ecdc h\u00e0nh vi cung c\u1ea5p m\u1ed9t gi\u1ea3i ph\u00e1p an to\u00e0n v\u00e0 thu\u1eadn ti\u1ec7n h\u01a1n nhi\u1ec1u, cho ph\u00e9p c\u00e1c ng\u00e2n h\u00e0ng c\u00e2n b\u1eb1ng gi\u1eefa b\u1ea3o m\u1eadt v\u00e0 quy\u1ec1n ri\u00eang t\u01b0.<\/span><\/p>\n <\/p>\n Ngu\u1ed3n d\u1ecbch t\u1eeb blog.securedtouch.com<\/em><\/p>\n <\/p>\n Innotech Vietnam<\/b><\/a> lu\u00f4n n\u1ed7 l\u1ef1c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, gi\u1ea3i ph\u00e1p ch\u1ea5t l\u01b0\u1ee3ng nh\u1ea5t. V\u00ec v\u1eady ch\u00fang t\u00f4i \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tin t\u01b0\u1edfng t\u1eeb c\u00e1c c\u00f4ng ty l\u1edbn nh\u01b0 ACB, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank,\u2026 \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p do Innotech Vietnam cung c\u1ea5p.\u00a0<\/span><\/p>\n <\/p>\n N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Fintech Outsourcing \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 <\/span>Fintech software Outsourcing<\/b><\/a>!<\/span><\/p>\n Email: <\/span>info@innotech-vn.com<\/span><\/a><\/p>\n <\/p>\n <\/p>\n\n\t\t\t\t\tNguy\u00ean nh\u00e2n m\u00e2u thu\u1eabn gi\u1eefa b\u1ea3o m\u1eadt v\u00e0 quy\u1ec1n ri\u00eang t\u01b0<\/b><\/h2>\n
Ng\u00e0y c\u00e0ng nhi\u1ec1u th\u00f4ng tin c\u00e1 nh\u00e2n \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c thu th\u1eadp, l\u01b0u tr\u1eef<\/em><\/p>\n
V\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt c\u1ee7a ng\u01b0\u1eddi d\u00f9ng \u1ee9ng d\u1ee5ng Mobile Banking nh\u01b0 th\u1ebf n\u00e0o?<\/b><\/h2>\n
Touch ID tr\u00ean IPhone 5s \u0111\u00e3 g\u00e2y n\u00ean cu\u1ed9c tranh c\u00e3i trong th\u1eddi gian \u0111\u1ea7u ph\u00e1t h\u00e0nh<\/em><\/p>\n
Sinh tr\u1eafc h\u1ecdc h\u00e0nh vi: Gi\u1ea3i ph\u00e1p chi\u1ebfn th\u1eafng \u0111\u1ec3 c\u00e2n b\u1eb1ng quy\u1ec1n ri\u00eang t\u01b0 v\u00e0 b\u1ea3o m\u1eadt<\/b><\/h2>\n
Samsung SDS t\u00edch h\u1ee3p sinh tr\u1eafc h\u1ecdc h\u00e0nh vi c\u1ee7a BioCatch v\u00e0o n\u1ec1n t\u1ea3ng Nexsign<\/em><\/p>\n
Thu h\u1eb9p kho\u1ea3ng c\u00e1ch – B\u1ea3o m\u1eadt v\u00e0 quy\u1ec1n ri\u00eang t\u01b0<\/b><\/h2>\n
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