{"id":4492,"date":"2020-01-10T10:22:19","date_gmt":"2020-01-10T10:22:19","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=4492"},"modified":"2020-03-23T08:59:57","modified_gmt":"2020-03-23T08:59:57","slug":"tang-truong-nganh-cong-nghiep-fintech-viet-nam-la-xu-huong-tat-yeu","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/tang-truong-nganh-cong-nghiep-fintech-viet-nam-la-xu-huong-tat-yeu\/","title":{"rendered":"T\u0103ng Tr\u01b0\u1edfng C\u00f4ng Nghi\u1ec7p FinTech Vi\u1ec7t Nam Xu H\u01b0\u1edbng T\u1ea5t Y\u1ebfu"},"content":{"rendered":"

Vi\u1ec7t Nam \u0111ang n\u1ed7 l\u1ef1c \u0111\u1ec3 tr\u1edf th\u00e0nh trung t\u00e2m c\u00f4ng nghi\u1ec7p fintech<\/a><\/strong> trong khu v\u1ef1c \u0110\u00f4ng Nam \u00c1 .<\/span><\/p>\n

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Fintech start-up t\u1ea1i Vi\u1ec7t Nam t\u0103ng v\u01b0\u1ee3t b\u1eadc<\/b><\/h2>\n

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Theo m\u1ed9t b\u00e1o c\u00e1o g\u1ea7n \u0111\u00e2y, s\u1ed1 ng\u01b0\u1eddi d\u00f9ng t\u1ea1i khu v\u1ef1c \u0110\u00f4ng Nam \u00c1 \u0111ang c\u00f3 xu h\u01b0\u1edbng t\u0103ng v\u01b0\u1ee3t b\u1eadc. Tuy nhi\u00ean, h\u01a1n 90% truy c\u1eadp c\u1ee7a ng\u01b0\u1eddi d\u00f9ng \u0111\u1ebfn ch\u1ee7 y\u1ebfu t\u1eeb 5 qu\u1ed1c gia: Indonesia, Malaysia, Philippines, Th\u00e1i Lan v\u00e0 Vi\u1ec7t Nam.<\/span><\/p>\n

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Singapore v\u00e0 Vi\u1ec7t Nam \u0111ang l\u00e0 2 n\u01b0\u1edbc d\u1eabn \u0111\u1ea7u trong <\/span>xu h\u01b0\u1edbng Fintech<\/strong><\/a> start-up v\u1edbi l\u1ea7n l\u01b0\u1ee3t l\u00e0 52 v\u00e0 24 c\u00f4ng ty.<\/span><\/p>\n

Theo th\u1ed1ng k\u00ea, n\u0103m 2018 Vi\u1ec7t Nam ch\u1ec9 chi\u1ebfm 0,4% t\u1ed5ng s\u1ed1 v\u1ed1n \u0111\u01b0\u1ee3c \u0111\u1ea7u t\u01b0 v\u00e0o fintech c\u1ee7a ASEAN. Tuy nhi\u00ean, v\u00e0o n\u0103m 2019 th\u00ec con s\u1ed1 n\u00e0y t\u0103ng g\u1ea5p 90 l\u1ea7n chi\u1ebfm 36% trong t\u1ed5ng s\u1ed1 v\u1ed1n \u0111\u1ea7u t\u01b0. Ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ea1i Vi\u1ec7t Nam ph\u00e1t tri\u1ec3n m\u1ea1nh v\u00e0o c\u00e1c l\u0129nh v\u1ef1c cho vay (P2P), t\u00edn d\u1ee5ng v\u00e0 thanh to\u00e1n di \u0111\u1ed9ng.<\/span><\/p>\n

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Theo Vi\u1ec7n Ph\u00e1t tri\u1ec3n v\u00e0 Nghi\u00ean c\u1ee9u C\u00f4ng ngh\u1ec7 Ng\u00e2n h\u00e0ng t\u1ea1i \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia Vi\u1ec7t Nam, c\u00f3 t\u1edbi 70% c\u00e1c t\u1ed5 ch\u1ee9c fintech Vi\u1ec7t Nam<\/strong><\/a> l\u00e0 c\u00e1c c\u00f4ng ty start-up \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 t\u1eeb c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i.\u00a0<\/span><\/p>\n

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Ch\u00ednh ph\u1ee7 \u0111\u00e3 gi\u00fap \u0111\u1ee1 cho c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p<\/b><\/h2>\n

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Ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam mu\u1ed1n th\u00fac \u0111\u1ea9y \u0111\u1ea5t n\u01b0\u1edbc h\u01b0\u1edbng t\u1edbi m\u1ed9t x\u00e3 h\u1ed9i kh\u00f4ng ti\u1ec1n m\u1eb7t v\u00e0 mang d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111\u1ebfn cho c\u00e1c c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u v\u00f9ng xa. \u0110\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng m\u1ee5c ti\u00eau n\u00e0y, nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh c\u00e1c ch\u00ednh s\u00e1ch \u0111\u1ec3 thu\u1eadn l\u1ee3i h\u01a1n trong vi\u1ec7c th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng trong l\u0129nh v\u1ef1c fintech.\u00a0<\/span><\/p>\n

Lu\u1eadt Chuy\u1ec3n giao c\u00f4ng ngh\u1ec7 \u0111\u01b0\u1ee3c gi\u1edbi thi\u1ec7u n\u0103m 2016 \u0111\u00e3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p Vi\u1ec7t Nam ti\u1ebfp c\u1eadn c\u00f4ng ngh\u1ec7 t\u1eeb n\u01b0\u1edbc ngo\u00e0i. C\u01a1 quan C\u00f4ng ngh\u1ec7, Doanh nh\u00e2n v\u00e0 Ph\u00e1t tri\u1ec3n Th\u01b0\u01a1ng m\u1ea1i (NATEC) c\u1ee7a B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7, c\u0169ng \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0o n\u0103m 2016 \u0111\u1ec3 ph\u1ee5c v\u1ee5 vi\u1ec7c \u0111\u00e0o t\u1ea1o v\u00e0 c\u1ed1 v\u1ea5n cho c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p.\u00a0<\/span><\/p>\n

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S\u1ed1 l\u01b0\u1ee3ng kh\u1edfi \u0111\u1ed9ng Fintech \u0111\u00e3 t\u0103ng \u0111\u00e1ng k\u1ec3<\/b><\/h2>\n

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S\u1ed1 l\u01b0\u1ee3ng c\u00e1c c\u00f4ng ty Fintech Vi\u1ec7t Nam<\/a><\/strong> \u0111\u00e3 t\u0103ng t\u1eeb kho\u1ea3ng 40 trong n\u0103m 2016 l\u00ean 154 n\u0103m 2019.\u00a0\u00a0<\/span><\/p>\n

Theo kh\u1ea3o s\u00e1t c\u1ee7a Vi\u1ec7n nghi\u00ean c\u1ee9u ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 ng\u00e2n h\u00e0ng (BTI) t\u1ea1i \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia Th\u00e0nh ph\u1ed1 H\u1ed3 Ch\u00ed Minh, c\u00f3 37 doanh nghi\u1ec7p ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1, 25 doanh nghi\u1ec7p ho\u1ea1t \u0111\u1ed9ng cho vay (P2P) v\u00e0 22 ho\u1ea1t \u0111\u1ed9ng trong blockchain, ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 chuy\u1ec3n ti\u1ec1n.<\/span><\/p>\n

Tr\u01b0\u01a1c s\u1ef1 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd trong l\u0129nh v\u1ef1c Fintech Vi\u1ec7t Nam, c\u00e1c t\u1ed5 ch\u1ee9c qu\u1ed1c t\u1ebf d\u1ef1 b\u00e1o th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam d\u1ef1 ki\u1ebfn s\u1ebd \u0111\u1ea1t gi\u00e1 tr\u1ecb t\u1eeb 7-8 t\u1ef7 \u0111\u00f4 la v\u00e0o n\u0103m 2020.<\/span><\/p>\n

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C\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty kh\u1edfi nghi\u1ec7p c\u1ee7a Vi\u1ec7t Nam \u0111ang l\u00e0m vi\u1ec7c c\u00f9ng nhau<\/b><\/h2>\n

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Th\u00e0nh c\u00f4ng c\u1ee7a Vi\u1ec7t Nam \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh b\u1eb1ng vi\u1ec7c thi\u1ebft l\u1eadp m\u1ed1i quan h\u1ec7 h\u1ee3p t\u00e1c gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng ty fintech start-up. Kho\u1ea3ng 72% c\u00e1c c\u00f4ng ty fintech start-up \u0111ang h\u1ee3p t\u00e1c v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng.\u00a0<\/span><\/p>\n

Khi l\u00e0m vi\u1ec7c v\u1edbi c\u00e1c c\u00f4ng ty fintech, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 cung c\u1ea5p. N\u0103m 2018, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 t\u0103ng <\/span>19,5%<\/span> thanh to\u00e1n qua internet banking.<\/span><\/p>\n

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Vi\u1ec7t Nam \u0111ang x\u00e2y d\u1ef1ng t\u01b0\u01a1ng lai cho fintech\u00a0<\/b><\/h2>\n

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D\u00e2n s\u1ed1 Vi\u1ec7t Nam d\u1ef1 ki\u1ebfn \u200b\u200bs\u1ebd \u0111\u1ea1t 105 tri\u1ec7u v\u00e0o n\u0103m 2030, t\u0103ng 14% so v\u1edbi n\u0103m 2014. Thu nh\u1eadp b\u00ecnh qu\u00e2n \u0111\u1ea7u ng\u01b0\u1eddi t\u0103ng s\u1ebd t\u1ea1o n\u00ean m\u00f4i tr\u01b0\u1eddng \u0111\u1ea7u t\u01b0 \u0111\u1ea7y ti\u1ec1m n\u0103ng trong l\u0129nh v\u1ef1c fintech.\u00a0<\/span><\/p>\n

Ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam \u0111\u00e3 v\u00e0 \u0111ang \u0111\u1eb7t n\u1ec1n m\u00f3ng cho b\u1ed1i c\u1ea3nh fintech trong t\u01b0\u01a1ng lai. V\u1edbi vi\u1ec7c b\u1eaft \u0111\u1ea7u c\u00e1c kh\u00f3a h\u1ecdc v\u1ec1 khoa h\u1ecdc, c\u00f4ng ngh\u1ec7, k\u1ef9 thu\u1eadt v\u00e0 to\u00e1n h\u1ecdc (STEM) v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh gi\u1ea3ng d\u1ea1y. Tr\u1ebb em h\u1ecdc l\u1edbp hai b\u00e2y gi\u1edd \u0111\u01b0\u1ee3c ti\u1ebfp x\u00fac v\u1edbi c\u00e1c l\u1edbp h\u1ecdc khoa h\u1ecdc m\u00e1y t\u00ednh. \u0110\u1ebfn l\u1edbp b\u1ed1n, nhi\u1ec1u ng\u01b0\u1eddi s\u1ebd ph\u00e1t tri\u1ec3n c\u00e1c k\u1ef9 n\u0103ng l\u1eadp tr\u00ecnh v\u00e0 ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m c\u01a1 b\u1ea3n.\u00a0<\/span><\/p>\n

Ngo\u00e0i ra, ch\u00ednh ph\u1ee7 Vi\u1ec7t Nam c\u00f2n t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i \u0111\u1ec3 c\u00e1c c\u00e1 nh\u00e2n l\u00e0m vi\u1ec7c \u1edf n\u01b0\u1edbc ngo\u00e0i tr\u1edf v\u1ec1. Y\u00eau c\u1ea7u th\u1ecb th\u1ef1c \u0111\u1ed1i v\u1edbi c\u00f4ng d\u00e2n k\u00e9p Vi\u1ec7t Nam \u0111\u00e3 \u0111\u01b0\u1ee3c n\u1edbi l\u1ecfng v\u00e0 \u0111\u00e3 c\u00f3 nh\u1eefng \u01b0u \u0111\u00e3i v\u1ec1 thu\u1ebf d\u00e0nh cho ng\u01b0\u1eddi tr\u1edf v\u1ec1.\u00a0<\/span><\/p>\n

Kh\u00f4ng c\u00f3 l\u00fd do\u00a0 n\u00e0o \u0111\u1ec3 Vi\u1ec7t Nam s\u1ebd kh\u00f4ng ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng d\u1ea5u ch\u00e2n c\u1ee7a m\u00ecnh tr\u00ean b\u1ea3n \u0111\u1ed3 fintech c\u1ee7a khu v\u1ef1c v\u00e0 tr\u1edf th\u00e0nh ng\u01b0\u1eddi ch\u01a1i ch\u00ednh ph\u1ee5c v\u1ee5 cho nh\u1eefng ng\u01b0\u1eddi ch\u01a1i kh\u00e1c.<\/span><\/p>\n

Ngu\u1ed3n d\u1ecbch t\u1eeb https:\/\/www.aseantoday.com\/<\/em><\/p>\n


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N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Fintech Outsourcing \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1 <\/span>Fintech software Outsourcing<\/b><\/a>!<\/span><\/p>\n

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