{"id":4639,"date":"2020-01-17T10:43:48","date_gmt":"2020-01-17T10:43:48","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=4639"},"modified":"2020-03-23T09:11:20","modified_gmt":"2020-03-23T09:11:20","slug":"fintech-co-thuc-su-la-lua-chon-tot-nhat-cua-nganh-ngan-hang-tuong-lai","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/fintech-co-thuc-su-la-lua-chon-tot-nhat-cua-nganh-ngan-hang-tuong-lai\/","title":{"rendered":"Fintech l\u00e0 L\u1ef1a Ch\u1ecdn T\u1ed1t Nh\u1ea5t Cho Ng\u00e2n H\u00e0ng T\u01b0\u01a1ng Lai?"},"content":{"rendered":"

V\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 v\u00e0o t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng, fintech \u0111\u00e3 mang l\u1ea1i \u0111\u01b0\u1ee3c nhi\u1ec1u th\u00e0nh c\u00f4ng trong nhi\u1ec1u n\u0103m qua.<\/span><\/p>\n

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Fintech c\u00f3 ph\u1ea3i l\u00e0 ng\u00e2n h\u00e0ng c\u1ee7a t\u01b0\u01a1ng lai?<\/b><\/h2>\n

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N\u0103m 2014, t\u1ed5ng v\u1ed1n \u0111\u1ea7u t\u01b0 to\u00e0n c\u1ea7u v\u00e0o Fintech t\u0103ng g\u1ea5p ba l\u1ea7n, v\u1edbi 12 t\u1ef7 \u0111\u00f4 la \u0111\u1ea7u t\u01b0 v\u00e0o cu\u1ed1i n\u0103m \u0111\u00f3. Trong hai th\u1eadp k\u1ef7 qua, c\u1ea3 ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh phi ng\u00e2n h\u00e0ng \u0111\u00e3 nh\u1eadn ra thay \u0111\u1ed5i n\u00e0y v\u00e0 \u0111\u00e3 \u0111\u01b0a ra c\u01a1 ch\u1ebf \u0111\u1ec3 th\u00edch \u1ee9ng v\u1edbi vi\u1ec7c n\u00e0y.\u00a0<\/span><\/p>\n

C\u1ed1t l\u00f5i c\u1ee7a nh\u1eefng n\u1ed7 l\u1ef1c n\u00e0y l\u00e0 c\u1ea7n ph\u1ea3i t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf c\u1ee7a c\u00f4ng ngh\u1ec7 hi\u1ec7n c\u00f3, \u0111\u1ed3ng th\u1eddi mang l\u1ea1i tr\u1ea3i nghi\u1ec7m tuy\u1ec7t v\u1eddi cho nh\u00f3m kh\u00e1ch h\u00e0ng hi\u1ec7n \u0111\u1ea1i lu\u00f4n \u0111\u00f2i h\u1ecfi kh\u1eaft khe. C\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng \u0111ang c\u01a1 c\u1ea5u l\u1ea1i b\u1ed9 m\u00e1y t\u1ed5 ch\u1ee9c \u0111\u1ec3 d\u1ec5 d\u00e0ng th\u1ef1c hi\u1ec7n nh\u1eefng s\u1ef1 thay \u0111\u1ed5i n\u00e0y, v\u1edbi m\u1ee5c ti\u00eau r\u00f5 r\u00e0ng cho th\u1ea5y Fintech l\u00e0 con \u0111\u01b0\u1eddng \u0111\u1ec3 \u0111i trong t\u01b0\u01a1ng lai.<\/strong><\/a><\/span><\/p>\n

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C\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p Fintech c\u00f3 hi\u1ec7u qu\u1ea3 h\u01a1n c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn?<\/b><\/h2>\n

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Ngay t\u1eeb khi b\u1eaft \u0111\u1ea7u so s\u00e1nh, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i hi\u1ec3u m\u1ed1i quan h\u1ec7 gi\u1eefa Fintech v\u00e0 ng\u00e0nh ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. H\u00e3y xem, c\u00e1ch ti\u1ebfp c\u1eadn m\u1edbi c\u1ee7a Fintech ph\u1ee5 thu\u1ed9c r\u1ea5t nhi\u1ec1u v\u00e0o s\u1ef1 s\u1eb5n c\u00f3 c\u1ee7a c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng \u0111\u00e3 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp. \u0110i\u1ec1u \u0111\u00f3 c\u00f3 ngh\u0129a l\u00e0 v\u1ec1 c\u01a1 b\u1ea3n, c\u00e1c doanh nghi\u1ec7p Fintech start-up<\/strong><\/a> ph\u1ea3i s\u1eed d\u1ee5ng khu\u00f4n kh\u1ed5 hi\u1ec7n c\u00f3 nh\u01b0 m\u1ed9t b\u00e0n \u0111\u1ea1p \u0111\u1ec3 c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n sau n\u00e0y.<\/span><\/p>\n

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Fintech d\u1ef1a tr\u00ean m\u00f4 h\u00ecnh truy\u1ec1n th\u1ed1ng \u0111\u00e3 c\u00f3, t\u1eeb \u0111\u00f3 \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 \u0111\u1ec3 c\u1ea3i thi\u1ec7n v\u00e0 d\u00e0nh v\u1ecb th\u1ebf cho ri\u00eang m\u00ecnh trong l\u00f2ng kh\u00e1ch h\u00e0ng. H\u1ecd hi\u1ec3u r\u1eb1ng, kh\u00e1ch h\u00e0ng hi\u1ec7n \u0111\u1ea1i ng\u00e0y c\u00e0ng kh\u00f3 t\u00ednh v\u00e0 \u0111\u00f2i h\u1ecfi nhi\u1ec1u h\u01a1n so v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 truy\u1ec1n th\u1ed1ng m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 cung c\u1ea5p. Fintech \u0111\u00e3 th\u1ef1c s\u1ef1 \u0111\u1ed9t ph\u00e1 \u0111\u1ec3 cung c\u1ea5p cho kh\u00e1ch h\u00e0ng nh\u1eefng d\u1ecbch v\u1ee5 hi\u1ec7n \u0111\u1ea1i, gi\u00fap kh\u00e1ch h\u00e0ng c\u1ea3m th\u1ea5y ti\u1ec7n l\u1ee3i v\u00e0 nhanh ch\u00f3ng h\u01a1n.<\/span><\/p>\n

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C\u00e1c ng\u00e2n h\u00e0ng l\u1edbn c\u00f3 xem c\u00e1c c\u00f4ng ty Fintech l\u00e0 m\u1ed1i \u0111e d\u1ecda \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng kh\u00f4ng?<\/b><\/h2>\n

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C\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p Fintech v\u1edbi xu h\u01b0\u1edbng s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i v\u00e0 \u0111\u1ed9t ph\u00e1 \u0111\u1ec3 ph\u1ee5c v\u1ee5 nh\u00f3m kh\u00e1ch h\u00e0ng ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a h\u1ecd. Trong m\u1ed9t th\u1eddi gian d\u00e0i, c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng \u0111\u00e3 lo s\u1ee3 r\u1eb1ng m\u1ed9t s\u1ef1 s\u00e1ng t\u1ea1o s\u1ebd l\u00e0m m\u1ea5t thu nh\u1eadp v\u00e0 th\u1ecb ph\u1ea7n c\u1ee7a m\u00ecnh trong t\u01b0\u01a1ng lai.<\/span><\/p>\n

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\"\"<\/p>\n

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Ng\u00e0y nay, Fintech t\u1ef1 h\u00e0o khi x\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c c\u01a1 s\u1edf d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh v\u00e0 c\u00f3 th\u1ec3 nh\u1eafm m\u1ee5c ti\u00eau t\u1ed1t h\u01a1n. Th\u00f4ng qua c\u00e1c ph\u01b0\u01a1ng ph\u00e1p c\u1ee7a h\u1ecd, h\u1ecd c\u00f3 th\u1ec3 truy c\u1eadp h\u1ea7u h\u1ebft m\u1ecdi th\u1ee9 h\u1ecd c\u1ea7n t\u1eeb kh\u00e1ch h\u00e0ng v\u00e0 gi\u1eef n\u00f3 \u0111\u1ec3 s\u1eed d\u1ee5ng trong t\u01b0\u01a1ng lai. Th\u00eam v\u00e0o \u0111\u00f3, h\u1ecd cung c\u1ea5p d\u1ecbch v\u1ee5 mi\u1ec5n ph\u00ed ho\u1eb7c ch\u01b0\u01a1ng tr\u00ecnh gi\u1ea3m gi\u00e1 d\u00e0nh cho kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh. Trong khi \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng gh\u00e9t vi\u1ec7c cung c\u1ea5p mi\u1ec5n ph\u00ed v\u00e0 ph\u00e1t tri\u1ec3n m\u1ea1nh v\u1edbi t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn c\u1ef1c cao. V\u00ec th\u1ebf, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 m\u1ea5t 60% l\u1ee3i nhu\u1eadn v\u00e0o tay Fintech trong th\u1eadp ni\u00ean t\u1edbi. Nh\u1eadn bi\u1ebft \u0111\u01b0\u1ee3c \u0111i\u1ec1u n\u00e0y, \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 v\u00e0o t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng v\u00e0o trong m\u00f4\u00a0 h\u00ecnh kinh doanh c\u1ee7a m\u00ecnh.<\/span><\/p>\n

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Ph\u00ed d\u1ecbch v\u1ee5 c\u1ee7a c\u00f4ng ty Fintech c\u00f3 r\u1ebb h\u01a1n ng\u00e2n h\u00e0ng kh\u00f4ng?<\/b><\/h2>\n

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C\u00e1c c\u00f4ng ty Fintech<\/strong><\/a> ho\u1ea1t \u0111\u1ed9ng d\u1ef1a tr\u00ean c\u00e1c nguy\u00ean t\u1eafc \u0111\u01a1n gi\u1ea3n – m\u1ed9t s\u1ef1 hi\u1ec3u bi\u1ebft s\u00e2u s\u1eafc v\u1ec1 nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c k\u1ebft h\u1ee3p \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i. H\u1ecd s\u1eb5n s\u00e0ng \u0111\u1ea7u t\u01b0 m\u1ea1nh m\u1ebd v\u00e0 ki\u1ebfm \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n l\u1ee3i nhu\u1eadn nh\u1ecf t\u0103ng qua c\u00e1c n\u0103m.<\/span><\/p>\n

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\"Fintech Fintech cung c\u1ea5p s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 mang \u0111\u1ebfn s\u1ef1 ti\u1ec7n d\u1ee5ng h\u01a1n v\u1edbi ng\u01b0\u1eddi s\u1eed d\u1ee5ng v\u1edbi m\u1ee9c ph\u00ed th\u1ea5p h\u01a1n ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng<\/em><\/p>\n

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C\u00e1c c\u00f4ng ty Fintech start-up quan t\u00e2m \u0111\u1ebfn d\u1eef li\u1ec7u, ph\u00e2n t\u00edch \u0111\u1ec3 th\u1ea5u hi\u1ec3u kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh. Sau \u0111\u00f3 ph\u00e1t h\u00e0nh c\u00f4ng ngh\u1ec7 v\u00e0o th\u1ecb tr\u01b0\u1eddng, \u0111\u01b0a ra gi\u00e1 r\u1ebb h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi nh\u1eefng g\u00ec ng\u00e2n h\u00e0ng cung c\u1ea5p v\u00e0 \u0111\u1ea1t \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn mi\u1ec5n sao \u0111\u1ea1t m\u1ee9c t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn cho ph\u00e9p.<\/span><\/p>\n

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Vai tr\u00f2 c\u1ee7a Fintech trong ng\u00e2n h\u00e0ng qu\u1ed1c t\u1ebf l\u00e0 g\u00ec?\u00a0<\/b><\/h2>\n

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Trong n\u1ec1n kinh t\u1ebf ph\u00e1t tri\u1ec3n to\u00e0n c\u1ea7u, vi\u1ec7c thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi l\u00e0 th\u1eadt s\u1ef1 c\u1ea7n thi\u1ebft. H\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng li\u00ean k\u1ebft v\u1edbi nhau r\u1ea5t ph\u1ee9c t\u1ea1p, \u0111i\u1ec1u n\u00e0y l\u00e0m t\u0103ng nhu c\u1ea7u \u0111\u1ec3 truy c\u1eadp v\u00e0 thanh to\u00e1n cho kh\u00e1ch h\u00e0ng m\u1ed9t c\u00e1ch t\u1ee9c th\u00ec v\u00e0 nhanh ch\u00f3ng.<\/span><\/p>\n

T\u1eeb \u0111\u00f3, Fintech cung c\u1ea5p c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng m\u00e0 ng\u01b0\u1eddi s\u1eed d\u1ee5ng y\u00eau c\u1ea7u thanh to\u00e1n, n\u00f3 s\u1ebd k\u1ebft n\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi mu\u1ed1n th\u1ef1c hi\u1ec7n thanh to\u00e1n \u0111\u1ebfn ng\u01b0\u1eddi c\u1ea7n thanh to\u00e1n b\u1eb1ng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i nh\u1ea5t. M\u00e0 kh\u00f4ng ph\u1ea3i th\u00f4ng qua nhi\u1ec1u qui \u0111\u1ecbnh ph\u1ee9c t\u1ea1p hay ti\u1ebft ki\u1ec7m nhi\u1ec1u h\u01a1n v\u1ec1 m\u1eb7t chi ph\u00ed.<\/span><\/p>\n

Ngu\u1ed3n d\u1ecbch t\u1eeb http:\/\/www.worldoffshorebanks.com\/<\/em><\/p>\n

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Innotech Vietnam<\/b><\/a> lu\u00f4n n\u1ed7 l\u1ef1c \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1edbi s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5, gi\u1ea3i ph\u00e1p ch\u1ea5t l\u01b0\u1ee3ng nh\u1ea5t. V\u00ec v\u1eady ch\u00fang t\u00f4i \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tin t\u01b0\u1edfng t\u1eeb c\u00e1c c\u00f4ng ty l\u1edbn nh\u01b0 ACB, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank,\u2026 \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p do Innotech Vietnam cung c\u1ea5p.\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Fintech Outsourcing \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1<\/span> Fintech software Outsourcing<\/b><\/a>!<\/span><\/p>\n

Email: info@innotech-vn.com<\/a><\/span><\/p>\n

\u00a0<\/span><\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

V\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 v\u00e0o t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng, fintech \u0111\u00e3 mang l\u1ea1i \u0111\u01b0\u1ee3c nhi\u1ec1u th\u00e0nh c\u00f4ng trong nhi\u1ec1u n\u0103m qua.   Fintech c\u00f3 ph\u1ea3i l\u00e0 ng\u00e2n h\u00e0ng c\u1ee7a t\u01b0\u01a1ng lai?   N\u0103m 2014, t\u1ed5ng v\u1ed1n \u0111\u1ea7u t\u01b0 to\u00e0n c\u1ea7u v\u00e0o Fintech t\u0103ng g\u1ea5p ba l\u1ea7n, v\u1edbi 12 t\u1ef7 \u0111\u00f4 la \u0111\u1ea7u t\u01b0 […]<\/p>","protected":false},"author":7,"featured_media":4644,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1,190],"tags":[],"yst_prominent_words":[1147,581,974,674,1098,761,1136,1149,986,1148,1139,78,1085,563,1101,999,1150,765,558,1151],"publishpress_future_action":{"enabled":false,"date":"2024-12-25 20:00:54","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4639"}],"collection":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=4639"}],"version-history":[{"count":2,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4639\/revisions"}],"predecessor-version":[{"id":5294,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/4639\/revisions\/5294"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/4644"}],"wp:attachment":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=4639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=4639"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=4639"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=4639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}