{"id":4743,"date":"2020-02-19T10:38:46","date_gmt":"2020-02-19T10:38:46","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=4743"},"modified":"2023-10-17T04:41:42","modified_gmt":"2023-10-17T04:41:42","slug":"giai-phap-ocr-do-chinh-xac-cao-cho-ngan-hang-tai-viet-nam","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/giai-phap-ocr-do-chinh-xac-cao-cho-ngan-hang-tai-viet-nam\/","title":{"rendered":"Gi\u1ea3i Ph\u00e1p OCR \u0110\u1ed9 Ch\u00ednh X\u00e1c Cao Cho Ng\u00e2n H\u00e0ng T\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"

Vi\u1ec7c \u1ee9ng d\u1ee5ng nh\u1eefng gi\u1ea3i ph\u00e1p OCR trong ng\u00e2n h\u00e0ng<\/strong><\/a> \u0111\u00e3 t\u1ea1o ra cu\u1ed9c c\u00e1ch m\u1ea1ng s\u1ed1 h\u00f3a t\u00e0i li\u1ec7u, gi\u00fap gi\u1ea3m kh\u1ed1i l\u01b0\u1ee3ng c\u00f4ng vi\u1ec7c h\u00e0nh ch\u00ednh v\u00e0 mang l\u1ea1i tr\u1ea3i nghi\u1ec7m t\u1ed1t h\u01a1n cho kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

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V\u1eady OCR l\u00e0 g\u00ec?<\/b><\/h2>\n

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Nh\u1eadn d\u1ea1ng k\u00fd t\u1ef1 quang h\u1ecdc (ti\u1ebfng Anh: Optical Character Recognition, vi\u1ebft t\u1eaft l\u00e0 OCR), l\u00e0 lo\u1ea1i ph\u1ea7n m\u1ec1m m\u00e1y t\u00ednh \u0111\u01b0\u1ee3c t\u1ea1o ra \u0111\u1ec3 chuy\u1ec3n c\u00e1c h\u00ecnh \u1ea3nh c\u1ee7a ch\u1eef vi\u1ebft tay ho\u1eb7c ch\u1eef \u0111\u00e1nh m\u00e1y (th\u01b0\u1eddng \u0111\u01b0\u1ee3c qu\u00e9t b\u1eb1ng m\u00e1y scanner) th\u00e0nh c\u00e1c v\u0103n b\u1ea3n t\u00e0i li\u1ec7u. C\u00f4ng ngh\u1ec7 n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c tri\u1ec3n khai r\u1ed9ng r\u00e3i trong c\u00e1c l\u0129nh v\u1ef1c kinh doanh kh\u00e1c nhau, l\u0129nh v\u1ef1c ch\u00ednh l\u00e0 \u1ee9ng d\u1ee5ng trong c\u00e1c ng\u00e2n h\u00e0ng.\u00a0Vi\u1ec7c s\u1eed d\u1ee5ng OCR trong c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 t\u1ea1o ra cu\u1ed9c c\u00e1ch m\u1ea1ng h\u00f3a ng\u00e0nh c\u00f4ng nghi\u1ec7p, l\u00e0m cho cu\u1ed9c s\u1ed1ng d\u1ec5 d\u00e0ng h\u01a1n cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi.<\/span><\/p>\n

Gi\u1ea3i ph\u00e1p OCR<\/strong><\/a> \u1ee9ng d\u1ee5ng nhi\u1ec1u nh\u1ea5t trong c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam l\u00e0 vi\u1ec7c tr\u00edch xu\u1ea5t c\u00e1c tr\u01b0\u1eddng th\u00f4ng tin c\u1ea7n thi\u1ebft trong gi\u1ea5y t\u1edd tuy th\u00e2n nh\u01b0 ch\u1ee9ng minh nh\u00e2n d\u00e2n, gi\u1ea5y ph\u00e9p l\u00e1i xe,\u2026 \u0111\u01b0a t\u00e0i li\u1ec7u l\u00ean h\u1ec7 th\u1ed1ng, sau \u0111\u00f3 s\u1ebd tr\u00edch xu\u1ea5t d\u01b0\u1edbi d\u1ea1ng v\u0103n b\u1ea3n v\u00e0 \u0111i\u1ec1n v\u00e0o nh\u1eefng tr\u01b0\u1eddng th\u00f4ng tin c\u1ea7n thi\u1ebft theo y\u00eau c\u1ea7u c\u1ee7a m\u1ed7i ng\u00e2n h\u00e0ng.\u00a0<\/span><\/p>\n

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\"C\u00f4ng\u00a0C\u00f4ng ngh\u1ec7 OCR gi\u00fap \u0111\u01b0a t\u00e0i li\u1ec7u l\u00ean h\u1ec7 th\u1ed1ng v\u00e0 tr\u00edch xu\u1ea5t th\u00f4ng tin nhanh ch\u00f3ng<\/em><\/p>\n

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V\u00ec sao gi\u1ea3i ph\u00e1p OCR c\u1ea7n thi\u1ebft cho ng\u00e2n h\u00e0ng?<\/b><\/h2>\n

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\u1ee8ng d\u1ee5ng OCR<\/strong><\/a> mang l\u1ea1i th\u1ef1c s\u1ef1 h\u1eefu \u00edch cho c\u00e1c ng\u00e2n h\u00e0ng. N\u00f3 l\u00e0m cho t\u1ea5t c\u1ea3 c\u00e1c giao d\u1ecbch kinh doanh v\u00e0 quy tr\u00ecnh ng\u00e2n h\u00e0ng nhanh h\u01a1n v\u00e0 t\u0103ng r\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng. Nh\u1edd v\u00e0o s\u1ef1 tr\u1ee3 gi\u00fap c\u1ee7a m\u00e1y qu\u00e9t v\u00e0 c\u00f4ng ngh\u1ec7 OCR, gi\u00fap cho thao t\u00e1c nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng nhanh ch\u00f3ng h\u01a1n, khi c\u00e1c th\u00f4ng tin s\u1ebd \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt ngay sau khi ho\u00e0n t\u1ea5t giao d\u1ecbch m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i can thi\u1ec7p \u0111\u00e1nh m\u00e1y t\u1eeb nh\u00e2n vi\u00ean. OCR cho \u0111\u1ed9 ch\u00ednh x\u00e1c tr\u00ean 98% v\u00e0 h\u1ea1n ch\u1ebf kh\u1ea3 n\u0103ng x\u1ea3y ra sai s\u00f3t khi \u0111i\u1ec1n th\u00f4ng tin giao d\u1ecbch c\u1ee7a kh\u00e1ch h\u00e0ng.<\/span><\/p>\n

Trong th\u1eddi \u0111\u1ea1i c\u1ee7a c\u00e1ch m\u1ea1ng c\u00f4ng ngh\u1ec7 4.0, v\u1edbi t\u1ec9 l\u1ec7 s\u1eed d\u1ee5ng internet ng\u00e0y c\u00e0ng t\u0103ng c\u1ee7a d\u00e2n s\u1ed1 Vi\u1ec7t Nam\u00a0 l\u00e0 65.98% ( th\u1ed1ng k\u00ea n\u0103m 2019). Ng\u00e2n h\u00e0ng \u0111\u00e3 \u1ee9ng d\u1ee5ng gi\u1ea3i ph\u00e1p OCR mang l\u1ea1i, cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 m\u1edf th\u1ebb t\u00e0i kho\u1ea3n, \u0111\u0103ng k\u00ed d\u1ecbch v\u1ee5 th\u00f4ng qua thi\u1ebft b\u1ecb th\u00f4ng minh c\u1ee7a m\u00ecnh. Ng\u01b0\u1eddi d\u00f9ng t\u1ea3i h\u00ecnh \u1ea3nh ID c\u1ee7a m\u00ecnh l\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng v\u00e0 y\u00eau c\u1ea7u x\u00e1c minh danh t\u00ednh, t\u1eeb \u0111\u00f3 ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng m\u1edf t\u00e0i kho\u1ea3n, \u0111\u0103ng k\u00ed d\u1ecbch v\u1ee5 m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111\u1ebfn tr\u1ef1c ti\u1ebfp qu\u1ea7y giao d\u1ecbch. Ngo\u00e0i ra, n\u00f3 gi\u00fap ng\u00e2n h\u00e0ng d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn v\u00e0 \u0111\u01b0a d\u1ecbch v\u1ee5 c\u1ee7a m\u00ecnh \u0111\u1ebfn nh\u1eefng \u0111\u1ecba b\u00e0n n\u00f4ng th\u00f4n, v\u00f9ng s\u00e2u v\u00f9ng xa c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc. V\u1eeba ti\u1ebft ki\u1ec7m \u0111\u01b0\u1ee3c chi ph\u00ed h\u00e0nh ch\u00ednh v\u1eeba d\u1ec5 d\u00e0ng mang \u0111\u1ebfn tr\u1ea3i nghi\u1ec7m d\u1ecbch v\u1ee5 cho kh\u00e1ch h\u00e0ng m\u1ed9t c\u00e1ch nhanh ch\u00f3ng nh\u1ea5t.<\/span><\/p>\n

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\"Gi\u1ea3i Gi\u1ea3i ph\u00e1p OCR \u1ee9ng d\u1ee5ng trong ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n y\u00eau c\u1ea7u m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111\u1ebfn tr\u1ef1c ti\u1ebfp qu\u1ea7y giao d\u1ecbch<\/em><\/p>\n

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\u01afu \u0111i\u1ec3m v\u01b0\u1ee3t b\u1eadc c\u1ee7a \u1ee9ng d\u1ee5ng OCR mang l\u1ea1i<\/b><\/h2>\n

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Nh\u1eefng ti\u1ebfn b\u1ed9 c\u00f4ng ngh\u1ec7 di\u1ec5n ra trong ng\u00e0nh Ng\u00e2n h\u00e0ng, t\u1ea5t c\u1ea3 l\u00e0 nh\u1edd OCR. Khi nh\u1eefng gi\u1ea3i ph\u00e1p OCR \u0111\u01b0\u1ee3c cung c\u1ea5p, c\u00f4ng vi\u1ec7c th\u1ee7 c\u00f4ng \u0111\u00e3 gi\u1ea3m \u0111i r\u1ea5t nhi\u1ec1u. OCR trong c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 nh\u1eadn ra v\u0103n b\u1ea3n vi\u1ebft tay th\u00f4ng qua k\u1ebft h\u1ee3p v\u1edbi c\u00f4ng ngh\u1ec7 AI<\/strong><\/a>. \u0110\u00e2y hi\u1ec7n l\u00e0 m\u1ed9t trong nh\u1eefng l\u1ee3i th\u1ebf ch\u00ednh v\u00e0 \u01b0u \u0111i\u1ec3m v\u01b0\u1ee3t b\u1eadc m\u00e0 OCR mang \u0111\u1ebfn cho ng\u00e0nh ng\u00e2n h\u00e0ng. Ngo\u00e0i vi\u1ec7c \u0111\u1ecdc s\u1ed1 s\u00e9c, s\u1ed1 t\u00e0i kho\u1ea3n v\u00e0 s\u1ed1 li\u1ec7u, OCR trong c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 qu\u00e9t v\u00e0 c\u1ea3 gi\u1ea3i m\u00e3 ch\u1eef k\u00fd tr\u00ean s\u00e9c. C\u00f3 th\u1ec3 n\u00f3i OCR \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh l\u00e0 h\u1eefu \u00edch kh\u00f4ng ch\u1ec9 cho c\u00e1c ng\u00e2n h\u00e0ng, m\u00e0 c\u00f2n cho kh\u00e1ch h\u00e0ng c\u1ee7a h\u1ecd. Vi\u1ec7c c\u00e1c quy tr\u00ecnh ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u1edbi t\u1ed1c \u0111\u1ed9 t\u0103ng \u0111\u00e3 gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u kh\u00e1ch h\u00e0ng m\u1edbi v\u00e0 gi\u1ea3i ph\u00f3ng ti\u1ec1n c\u1ee7a m\u00ecnh nhanh h\u01a1n.<\/span><\/p>\n

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\"OCR OCR trong c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 nh\u1eadn ra v\u0103n b\u1ea3n vi\u1ebft tay th\u00f4ng qua k\u1ebft h\u1ee3p v\u1edbi c\u00f4ng ngh\u1ec7 AI<\/em><\/p>\n

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Ngo\u00e0i ra, c\u00e1c t\u00e0i li\u1ec7u sau khi s\u1ed1 ho\u00e1 s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ecbnh tuy\u1ebfn th\u00f4ng qua 1 lu\u1ed3ng d\u1eef li\u1ec7u trung t\u00e2m, n\u01a1i t\u1ea5t c\u1ea3 c\u00e1c chuy\u00ean gia, nh\u00e0 ph\u00e2n t\u00edch v\u00e0 nh\u00e2n vi\u00ean \u1edf c\u00e1c b\u1ed9 ph\u00e2n li\u00ean quan \u0111\u1ec1u c\u00f3 th\u1ec3 truy c\u1eadp, tra c\u1ee9u th\u00f4ng tin nhanh ch\u00f3ng. Vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 OCR v\u00e0o h\u1ec7 th\u1ed1ng gi\u00fap ng\u00e2n h\u00e0ng qu\u1ea3n l\u00ed c\u00f4ng vi\u1ec7c hi\u1ec7u qu\u1ea3, chu\u1ea9n ho\u00e1 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1eebng b\u1ed9 ph\u1eadn, \u0111\u01a1n gi\u1ea3n ho\u00e1 c\u00e1c quy tr\u00ecnh, gi\u1ea3m g\u00e1nh n\u1eb7ng h\u00e0nh ch\u00ednh, t\u0103ng n\u0103ng su\u1ea5t lao \u0111\u1ed9ng v\u00e0 t\u1ed1i \u01b0u ho\u00e1 chi ph\u00ed doanh nghi\u1ec7p.<\/span><\/p>\n

Ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng ng\u00e0nh lu\u00f4n ti\u00ean phong song h\u00e0nh c\u00f9ng v\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a khoa h\u1ecdc c\u00f4ng ngh\u1ec7. Vi\u1ec7c \u1ee9ng d\u1ee5ng OCR c\u00f9ng nhi\u1ec1u n\u1ec1n t\u1ea3ng khoa h\u1ecdc ti\u00ean ti\u1ebfn \u0111\u00e3 v\u00e0 \u0111ang gi\u00fap ng\u00e2n h\u00e0ng tr\u1edf n\u00ean th\u00f4ng minh v\u00e0 th\u00e2n thi\u1ec7n v\u1edbi ng\u01b0\u1eddi d\u00f9ng h\u01a1n.<\/span><\/p>\n

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T\u1ea1i<\/span> Innotech Vi\u1ec7t Nam<\/b><\/a> ch\u00fang t\u00f4i cung c\u1ea5p gi\u1ea3i ph\u00e1p c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 x\u00e1c minh v\u00e0 ch\u1ee9ng minh danh t\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng m\u1edbi \u0111\u0103ng k\u00fd t\u00e0i kho\u1ea3n retail bank , loans, credit cards v\u00e0 nh\u1eefng s\u1ea3n ph\u1ea9m b\u00e1n l\u1ebb kh\u00e1c. Gi\u1ea3i ph\u00e1p c\u0169ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 nhanh ch\u00f3ng v\u00e0 an to\u00e0n tr\u00ean c\u00e1c c\u00e1 nh\u00e2n c\u00f3 gi\u00e1 tr\u1ecb r\u00f2ng cao trong qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n v\u00e0 th\u1ec3 ch\u1ebf. <\/span>4 l\u1ee3i \u00edch ch\u00ednh c\u1ee7a eKYC x\u00e1c \u0111\u1ecbnh danh t\u00ednh kh\u00e1ch h\u00e0ng th\u00f4ng qua k\u0129 thu\u1eadt s\u1ed1:<\/span><\/p>\n