{"id":4759,"date":"2020-02-20T11:36:41","date_gmt":"2020-02-20T11:36:41","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=4759"},"modified":"2023-10-17T04:40:51","modified_gmt":"2023-10-17T04:40:51","slug":"su-ket-hop-hoan-hao-cua-ocr-va-ekyc-trong-ngan-hang","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/su-ket-hop-hoan-hao-cua-ocr-va-ekyc-trong-ngan-hang\/","title":{"rendered":"S\u1ef1 k\u1ebft h\u1ee3p ho\u00e0n h\u1ea3o c\u1ee7a OCR v\u00e0 eKYC trong ng\u00e2n h\u00e0ng"},"content":{"rendered":"
Ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7 l\u1edbn nh\u1ea5t hi\u1ec7n nay. Vi\u1ec7c k\u1ebft h\u1ee3p c\u00f4ng ngh\u1ec7 OCR v\u00e0 eKYC trong ng\u00e2n h\u00e0ng<\/strong><\/a> \u0111\u00e3 t\u1ea1o ra cu\u1ed9c c\u00e1ch m\u1ea1ng s\u1ed1 h\u00f3a t\u00e0i li\u1ec7u v\u00e0 x\u00e1c minh th\u00f4ng tin.<\/p>\n <\/p>\n \u00a0<\/strong><\/p>\n Kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn r\u1eb1ng c\u00f4ng ngh\u1ec7 \u0111\u00e3 h\u1ed7 tr\u1ee3 gi\u00fap cho c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh th\u1eadt s\u1ef1 ph\u00e1t tri\u1ec3n nh\u01b0 ng\u00e0y h\u00f4m nay. Ch\u00fang ta c\u00f3 th\u1ec3 th\u1ea5y vi\u1ec7c k\u1ebft h\u1ee3p c\u00f4ng ngh\u1ec7 \u0111\u1ec3 mang l\u1ea1i tr\u1ea3i nghi\u1ec7m t\u1ed1t nh\u1ea5t cho kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 ti\u1ebft ki\u1ec7m cho doanh nghi\u1ec7p.<\/p>\n \u0110\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng, khi b\u1ea1n c\u00f3 nhu c\u1ea7u \u0111\u0103ng k\u00ed th\u1ebb ho\u1eb7c \u0111\u0103ng k\u00ed d\u1ecbch v\u1ee5, b\u1ea1n ph\u1ea3i tr\u1ef1c ti\u1ebfp \u0111\u1ebfn ng\u00e2n h\u00e0ng, cung c\u1ea5p gi\u1ea5y t\u1edd ID c\u1ee7a m\u00ecnh. Khi \u0111\u00f3, ng\u00e2n h\u00e0ng s\u1ebd \u0111\u1ed1i chi\u1ebfu h\u00ecnh \u1ea3nh tr\u00ean th\u1ebb ID c\u1ee7a b\u1ea1n v\u1edbi b\u1ea1n \u1edf th\u1ef1c t\u1ebf. Qu\u00e1 tr\u00ecnh k\u00ea t\u1edd khai nh\u01b0 v\u1eady, m\u1ea5t kh\u00e1 nhi\u1ec1u th\u1eddi gian c\u1ee7a kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 b\u00ean ph\u00eda cung c\u1ea5p d\u1ecbch v\u1ee5. V\u00e0 \u0111\u00f4i khi, vi\u1ec7c nh\u1eadp li\u1ec7u sai d\u1eabn \u0111\u1ebfn nh\u1eefng r\u1eafc r\u1ed1i kh\u00f4ng \u0111\u00e1ng c\u00f3 v\u1ec1 sau.<\/p>\n Gi\u1ea3i ph\u00e1p eKYC<\/strong> <\/a>mang l\u1ea1i cho ng\u00e2n h\u00e0ng l\u00e0 c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n quy tr\u00ecnh \u0111\u0103ng k\u00fd b\u1eb1ng c\u00e1ch gi\u1ea3m ho\u1eb7c lo\u1ea1i b\u1ecf c\u00e1c th\u1ee7 t\u1ee5c tr\u00ean gi\u1ea5y v\u00e0 l\u01b0u gi\u1eef h\u1ed3 s\u01a1. T\u1eeb \u0111\u00f3, gi\u00fap gi\u1ea3m chi ph\u00ed h\u00e0nh ch\u00ednh v\u00e0 th\u1eddi gian cho vi\u1ec7c x\u00e1c minh, gi\u00fap cung c\u1ea5p d\u1ecbch v\u1ee5 cho kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng v\u00e0 nhanh ch\u00f3ng h\u01a1n. Tuy nhi\u00ean, \u00a0eKYC Vi\u1ec7t Nam<\/strong><\/a>\u00a0 v\u1eabn ch\u01b0a \u1ee9ng d\u1ee5ng r\u1ed9ng r\u00e3i v\u00e0 nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111ang tr\u00ean \u0111\u01b0\u1eddng t\u00ecm ki\u1ebfm qui tr\u00ecnh \u0111\u1ec3 x\u00e2y d\u1ef1ng ph\u00e1p l\u00fd ho\u00e0n ch\u1ec9nh v\u00e0 c\u00f3 th\u1ec3 \u1ee9ng d\u1ee5ng n\u00f3 c\u00e0ng nhanh c\u00e0ng t\u1ed1t v\u00e0o c\u00e1c h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng hi\u1ec7n t\u1ea1i.<\/p>\n <\/p>\n <\/p>\n Gi\u1ea3i ph\u00e1p eKYC gi\u00fap nh\u1eadn di\u1ec7n kh\u00e1ch h\u00e0ng nhanh ch\u00f3ng h\u01a1n<\/em><\/p>\n <\/p>\n \u00a0<\/strong><\/p>\n C\u00f4ng ngh\u1ec7 nh\u1eadn d\u1ea1ng k\u00fd t\u1ef1 quang h\u1ecdc<\/strong> <\/a>(OCR) ra \u0111\u1eddi t\u1eeb nh\u1eefng n\u0103m 90 c\u1ee7a th\u1ebf k\u1ef7 tr\u01b0\u1edbc v\u00e0 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i \u1edf nhi\u1ec1u l\u0129nh v\u1ef1c quan tr\u1ecdng tr\u00ean th\u1ebf gi\u1edbi. C\u00f4ng ngh\u1ec7 OCR \u0111\u00e3 mang l\u1ea1i v\u00f4 s\u1ed1 ti\u1ec7n \u00edch cho ng\u00e0nh ng\u00e2n h\u00e0ng, nh\u01b0ng \u0111\u00e1ng ch\u00fa \u00fd nh\u1ea5t l\u00e0 s\u1ed1 ho\u00e1 t\u00e0i li\u1ec7u. V\u1edbi c\u00f4ng ngh\u1ec7 nh\u1eadn d\u1ea1ng OCR, n\u00f3 c\u00f3 th\u1ec3 chuy\u1ec3n h\u00ecnh \u1ea3nh sang d\u1ea1ng text v\u00e0 t\u1ef1 \u0111\u1ed9ng tr\u00edch xu\u1ea5t c\u00e1c tr\u01b0\u1eddng th\u00f4ng tin c\u1ea7n thi\u1ebft. Gi\u00fap gi\u1ea3m t\u1ea3i l\u01b0\u1ee3ng l\u1edbn c\u00f4ng vi\u1ec7c h\u00e0nh ch\u00ednh c\u1ee7a nh\u00e2n vi\u00ean, ti\u1ebft ki\u1ec7m chi ph\u00ed v\u1eadn h\u00e0nh cho doanh nghi\u1ec7p.<\/p>\n <\/p>\n C\u00f4ng ngh\u1ec7 OCR c\u00f3 th\u1ec3 chuy\u1ec3n h\u00ecnh \u1ea3nh sang d\u1ea1ng text v\u00e0 t\u1ef1 \u0111\u1ed9ng tr\u00edch xu\u1ea5t c\u00e1c tr\u01b0\u1eddng th\u00f4ng tin c\u1ea7n thi\u1ebft<\/em><\/p>\n <\/p>\n \u00a0<\/strong><\/p>\n Ng\u00e0y nay, m\u1ecdi ng\u01b0\u1eddi \u0111\u1ec1u qu\u00e1 b\u1eadn r\u1ed9n \u0111\u1ec3 \u0111\u1ebfn ng\u00e2n h\u00e0ng, v\u00ec v\u1eady b\u1ea1n c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd th\u00e0nh vi\u00ean, m\u1edf th\u1ebb t\u00e0i kho\u1ea3n m\u1ed9t c\u00e1ch nhanh ch\u00f3ng v\u00e0 d\u1ec5 d\u00e0ng d\u00f9 b\u1ea1n \u0111ang \u1edf b\u1ea5t c\u1ee9 \u0111\u00e2u v\u1edbi quy tr\u00ecnh OCR<\/strong><\/a>:<\/p>\n Giai \u0111o\u1ea1n 1<\/strong>: \u0110\u1ea7u ti\u00ean, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ch\u1ee5p \u1ea3nh t\u00e0i li\u1ec7u ch\u1ee9ng minh c\u1ee7a m\u00ecnh nh\u01b0: h\u1ed9 chi\u1ebfu, b\u1eb1ng l\u00e1i xe ho\u1eb7c ch\u1ee9ng minh th\u01b0. Sau \u0111\u00f3, b\u1ea1n ch\u1ecdn t\u00e0i li\u1ec7u ch\u1ee9a th\u00f4ng tin c\u1ea7n thi\u1ebft v\u00e0 \u0111\u01b0a n\u00f3 l\u00ean h\u1ec7 th\u1ed1ng.<\/p>\n Giai \u0111o\u1ea1n 2<\/strong>: Ti\u1ebfp theo, h\u00ecnh \u1ea3nh tr\u00ean th\u00f4ng tin ch\u1ee9ng minh c\u1ee7a b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u1ea3i l\u00ean v\u00e0 ki\u1ec3m tra \u0111\u1ed1i chi\u1ebfu v\u1edbi c\u01a1 s\u1edf d\u1eef li\u1ec7u nh\u1eadn d\u1ea1ng tr\u00ean h\u1ec7 th\u1ed1ng. \u0110\u1ed3ng th\u1eddi, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u ch\u1ee5p m\u1ed9t b\u1ee9c h\u00ecnh t\u1ef1 s\u01b0\u1edbng v\u00e0 h\u1ec7 th\u1ed1ng s\u1ebd so s\u00e1nh v\u1edbi h\u00ecnh \u1ea3nh tr\u00ean t\u00e0i li\u1ec7u c\u1ee7a b\u1ea1n b\u1eb1ng c\u00f4ng ngh\u1ec7 sinh tr\u1eafc h\u1ecdc.<\/p>\n Giai \u0111o\u1ea1n 3<\/strong>: Trong tr\u01b0\u1eddng h\u1ee3p, h\u00ecnh \u1ea3nh c\u1ee7a b\u1ea1n kh\u1edbp v\u1edbi h\u00ecnh \u1ea3nh tr\u00ean t\u00e0i li\u1ec7u m\u00e0 b\u1ea1n cung c\u1ea5p, nh\u1eefng d\u1eef li\u1ec7u s\u1ebd t\u1ef1 \u0111\u1ed9ng \u0111i\u1ec1n v\u00e0o t\u1ea5t c\u1ea3 tr\u01b0\u1eddng th\u00f4ng tin c\u1ea7n thi\u1ebft. V\u00e0 khi \u0111\u00f3, b\u1ea1n \u0111\u00e3 \u0111\u0103ng k\u00ed th\u00e0nh c\u00f4ng v\u00e0 tr\u1edf th\u00e0nh kh\u00e1ch h\u00e0ng m\u1edbi.<\/p>\n \u00a0<\/strong><\/p>\n \u00a0<\/strong><\/p>\n Kh\u00f4ng ch\u1ec9 d\u1eebng l\u1ea1i \u1edf quy tr\u00ecnh OCR, Innotech Vi\u1ec7t Nam \u0111\u00e3 ph\u00e1t tri\u1ec3n gi\u1ea3i ph\u00e1p k\u1ebft h\u1ee3p OCR v\u00e0 quy tr\u00ecnh eKYC<\/strong><\/a> d\u00e0nh cho l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, t\u00e0i ch\u00ednh. N\u1eafm b\u1eaft \u0111\u01b0\u1ee3c nhu c\u1ea7u v\u00e0 hi\u1ec3u r\u00f5 v\u1ec1 c\u00f4ng ngh\u1ec7, ITV \u0111\u00e3 th\u00e0nh c\u00f4ng trong vi\u1ec7c tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a>, \u1ee9ng d\u1ee5ng m\u1edf r\u1ed9ng tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng vay ti\u1ec1n hay m\u1edf th\u1ebb t\u00edn d\u1ee5ng t\u1ea1i ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh.<\/p>\n1. Gi\u1ea3i ph\u00e1p eKYC mang \u0111\u1ebfn trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng l\u00e0 g\u00ec?<\/strong><\/h2>\n
2. \u1ee8ng d\u1ee5ng quy tr\u00ecnh OCR trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng <\/strong><\/h2>\n
\u1ee8ng d\u1ee5ng qui tr\u00ecnh OCR t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng:<\/strong><\/h3>\n
3. S\u1ef1 k\u1ebft h\u1ee3p ho\u00e0n h\u1ea3o c\u1ee7a OCR v\u00e0 eKYC trong ng\u00e2n h\u00e0ng<\/strong><\/h2>\n