{"id":4799,"date":"2020-02-27T04:19:53","date_gmt":"2020-02-27T04:19:53","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=4799"},"modified":"2020-03-23T09:16:00","modified_gmt":"2020-03-23T09:16:00","slug":"lam-cach-nao-de-lua-chon-dung-cong-ty-phat-trien-phan-mem-fintech","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/lam-cach-nao-de-lua-chon-dung-cong-ty-phat-trien-phan-mem-fintech\/","title":{"rendered":"C\u00e1ch \u0110\u1ec3 L\u1ef1a Ch\u1ecdn \u0110\u00fang C\u00f4ng Ty Ph\u00e1t Tri\u1ec3n Ph\u1ea7n M\u1ec1m Fintech"},"content":{"rendered":"

Khi t\u00ecm ki\u1ebfm c\u00f4ng ty <\/strong>ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m fintech<\/strong><\/a>, n\u00ean xem x\u00e9t nhi\u1ec1u kh\u00eda c\u1ea1nh c\u1ee7a doanh nghi\u1ec7p \u0111\u00f3 \u0111\u1ec3 \u0111\u01b0a ra l\u1ef1a ch\u1ecdn th\u1ef1c s\u1ef1 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u kinh doanh c\u1ee7a m\u00ecnh.<\/span><\/p>\n

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1. \u0110\u1ed9i ng\u0169 chuy\u00ean nghi\u1ec7p<\/strong><\/h2>\n

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\u0110i\u1ec1u quan tr\u1ecdng \u0111\u1ea7u ti\u00ean v\u00e0 quan tr\u1ecdng nh\u1ea5t c\u1ee7a m\u1ed9t c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m l\u00e0 ph\u1ea3i \u0111\u1ea3m b\u1ea3o ch\u1ea5t l\u01b0\u1ee3ng c\u1ee7a \u0111\u1ed9i ng\u0169 nh\u00e2n vi\u00ean k\u0129 thu\u1eadt. \u0110\u1ed9i ng\u0169 ph\u00e1t tri\u1ec3n ph\u1ea3i \u0111\u01b0\u1ee3c ch\u1ee9ng nh\u1eadn c\u00f3 th\u1ec3 cung c\u1ea5p cho c\u00f4ng ty fintech<\/strong><\/a> s\u1ea3n ph\u1ea9m ch\u1ea5t l\u01b0\u1ee3ng, th\u00e0nh th\u1ea1o trong t\u1ea5t c\u1ea3 c\u00e1c kh\u00eda c\u1ea1nh ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m m\u00e0 doanh nghi\u1ec7p b\u1ea1n \u0111ang h\u01b0\u1edbng \u0111\u1ebfn. H\u1ecd c\u1ea7n n\u1eafm v\u1eefng ki\u1ebfn \u200b\u200bth\u1ee9c v\u1ec1 ng\u00f4n ng\u1eef l\u1eadp tr\u00ecnh \u0111\u1ec3 vi\u1ebft r\u00f5 r\u00e0ng v\u00e0 kh\u00f4ng c\u00f3 l\u1ed7i. C\u00e1c ng\u00f4n ng\u1eef l\u1eadp tr\u00ecnh chu\u1ea9n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 ph\u00e1t tri\u1ec3n trong c\u00e1c gi\u1ea3i ph\u00e1p fintech l\u00e0 C ++, Java, C #, Python, Ruby v\u00e0 Scala.<\/p>\n

C\u00f9ng v\u1edbi \u0111\u00f3, trong \u0111\u1ed9i ng\u0169 ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m ph\u1ea3i c\u00f3 s\u1ef1 tham gia c\u1ee7a c\u00e1c chuy\u00ean gia t\u01b0 v\u1ea5n trong ng\u00e0nh. H\u1ecd c\u00f3 th\u1ec3 \u0111\u01b0a ra l\u1eddi khuy\u00ean v\u1ec1 s\u1ea3n ph\u1ea9m ho\u1eb7c th\u1eadm ch\u00ed h\u1ecd c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n gi\u1ea3m t\u1ea3i c\u00e1c t\u00ednh n\u0103ng kh\u00f4ng li\u00ean quan \u0111\u1ec3 tr\u00e1nh l\u00e3ng ph\u00ed ti\u1ec1n b\u1ea1c.<\/p>\n

Ngo\u00e0i ra, ph\u1ea3i \u0111\u1ea3m b\u1ea3o r\u1eb1ng doanh nghi\u1ec7p \u0111\u00f3 lu\u00f4n s\u1eb5n s\u00e0ng c\u1eadp nh\u1eadt nh\u1eefng xu h\u01b0\u1edbng c\u00f4ng ngh\u1ec7 Fintech<\/strong><\/a> m\u1edbi nh\u1ea5t v\u1ec1 AI, ML, Bigdata,… \u0111\u1ec3 c\u00f3 th\u1ec3 mang \u0111\u1ebfn s\u1ea3n ph\u1ea9m v\u1edbi nhi\u1ec1u t\u00ednh n\u0103ng b\u1ee9c ph\u00e1. V\u00e0 bi\u1ebft c\u00e1ch ph\u00e2n b\u1ed5 \u0111\u00fang \u0111\u1ed9i ng\u0169 ph\u00e1t tri\u1ec3n theo chuy\u00ean m\u00f4n \u0111\u1ec3 ho\u00e0n th\u00e0nh d\u1ef1 \u00e1n c\u1ee7a m\u1ed9t c\u00e1ch nhanh ch\u00f3ng v\u00e0 hi\u1ec7u qu\u1ea3.<\/p>\n

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2. T\u00ecm ki\u1ebfm kinh nghi\u1ec7m li\u00ean quan<\/strong><\/h2>\n

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B\u1ea1n t\u00ecm ki\u1ebfm g\u00ec khi thu\u00ea m\u1ed9t nh\u00e0 ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m fintech<\/strong><\/a>? C\u00e2u tr\u1ea3 l\u1eddi r\u00f5 r\u00e0ng l\u00e0 kinh nghi\u1ec7m v\u00e0 danh m\u1ee5c gi\u1ea3i ph\u00e1p c\u1ee7a h\u1ecd cung c\u1ea5p. Nh\u01b0ng ch\u1ec9 nh\u00ecn v\u00e0o kinh nghi\u1ec7m chung l\u00e0 kh\u00f4ng \u0111\u1ee7. C\u00f4ng ty fintech c\u1ea7n t\u00ecm ki\u1ebfm kinh nghi\u1ec7m li\u00ean quan c\u1ee7a c\u00f4ng ty ph\u1ea7n m\u1ec1m \u0111\u1ebfn d\u1ef1 \u00e1n m\u00e0 c\u00f4ng ty \u0111ang th\u1ef1c hi\u1ec7n. Ho\u1eb7c c\u00f3 kinh nghi\u1ec7m l\u00e0m vi\u1ec7c v\u1edbi kh\u00e1ch h\u00e0ng trong ng\u00e0nh fintech n\u1ebfu mu\u1ed1n t\u1ea1o ra m\u1ed9t s\u1ea3n ph\u1ea9m th\u1ef1c s\u1ef1 h\u1eefu \u00edch.<\/p>\n

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3. B\u1ea3o m\u1eadt th\u00f4ng tin<\/strong><\/h2>\n

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An ninh m\u1ea1ng v\u1eabn l\u00e0 ch\u1ee7 \u0111\u1ec1 n\u00f3ng trong l\u0129nh v\u1ef1c c\u00f4ng ngh\u1ec7 tr\u00ean to\u00e0n c\u1ea7u. V\u00e0 khi ph\u00e1t tri\u1ec3n m\u1ed9t gi\u1ea3i ph\u00e1p fintech<\/strong><\/a>, b\u1ea3o m\u1eadt l\u00e0 m\u1ed1i quan t\u00e2m h\u00e0ng \u0111\u1ea7u, v\u00ec m\u1ed9t sai l\u1ea7m nh\u1ecf c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn c\u1ea3 doanh nghi\u1ec7p. V\u00ec v\u1eady, c\u00f4ng ty fintech v\u00e0 \u0111\u1ed1i t\u00e1c c\u1ee7a m\u00ecnh, ph\u1ea3i nh\u1eadn th\u1ee9c r\u00f5 \u0111\u1ec3 \u0111\u01b0a c\u00e1ch gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 v\u1ec1 b\u1ea3o m\u1eadt th\u00f4ng tin li\u00ean quan \u0111\u1ebfn d\u1ef1 \u00e1n.<\/p>\n

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\"V\u1ea5n V\u1ea5n \u0111\u1ec1 b\u1ea3o m\u1eadt lu\u00f4n l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng trong vi\u1ec7c l\u1ef1a ch\u1ecdn doanh nghi\u1ec7p cung c\u1ea5p gi\u1ea3i ph\u00e1p fintech<\/em><\/p>\n

Ngo\u00e0i ra, n\u1ec1n t\u1ea3ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 l\u01b0u tr\u1eef d\u1eef li\u1ec7u c\u1ee7a c\u00f4ng ty c\u0169ng r\u1ea5t quan tr\u1ecdng. Ph\u1ea3i \u0111\u1ea3m b\u1ea3o d\u1eef li\u1ec7u c\u1ee7a doanh nghi\u1ec7p b\u1ea1n ph\u1ea3i th\u1ef1c s\u1ef1 an to\u00e0n \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt nhi\u1ec1u l\u1edbp, b\u1ea3o v\u1ec7 to\u00e0n th\u1eddi gian k\u1ebft h\u1ee3p v\u1edbi b\u1ea3o m\u1eadt to\u00e0n di\u1ec7n d\u1eef li\u1ec7u ra\/v\u00e0o tr\u00ean h\u1ec7 th\u1ed1ng khi giao ti\u1ebfp v\u1edbi b\u00ean ngo\u00e0i.<\/p>\n

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4. N\u0103ng l\u1ef1c c\u1ee7a doanh nghi\u1ec7p<\/strong><\/h2>\n

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L\u00e0 m\u1ed9t y\u1ebfu t\u1ed1 quan tr\u1ecdng trong vi\u1ec7c l\u1ef1a ch\u1ecdn doanh nghi\u1ec7p ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m fintech cho c\u00f4ng ty b\u1ea1n. V\u00e0 gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng h\u01a1n trong vi\u1ec7c \u0111\u01b0a ra \u0111\u00e1nh gi\u00e1 r\u1eb1ng h\u1ecd c\u00f3 th\u1ef1c s\u1ef1 ph\u00f9 h\u1ee3p \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p m\u00e0 c\u00f4ng ty b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm hay kh\u00f4ng.<\/p>\n

\u0110\u1ed1i v\u1edbi nh\u1eefng doanh nghi\u1ec7p ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m fintech l\u00e2u n\u0103m h\u1ecd s\u1ebd mang l\u1ea1i nh\u1eefng s\u1ea3n ph\u1ea9m v\u1edbi t\u00ednh ch\u1ea5t \u1ed5n \u0111\u1ecbnh h\u01a1n. Ngo\u00e0i ra, h\u1ecd c\u0169ng c\u00f3 nhi\u1ec1u kinh nghi\u1ec7m khi ph\u1ee5c v\u1ee5 nhi\u1ec1u kh\u00e1ch h\u00e0ng tr\u00ean th\u1ecb tr\u01b0\u1eddng n\u00e0y v\u00e0 kh\u1ea3 n\u0103ng x\u1eed l\u00fd nh\u1eefng v\u1ea5n \u0111\u1ec1 th\u01b0\u1eddng g\u1eb7p ph\u1ea3i. \u0110i\u1ec1u n\u00e0y \u00edt nhi\u1ec1u gi\u00fap b\u1ea1n c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh.<\/p>\n

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5. M\u00f4 h\u00ecnh l\u00e0m vi\u1ec7c chuy\u00ean nghi\u1ec7p<\/strong><\/h2>\n

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\u0110i\u1ec1u ph\u1ea3i c\u1ea7n ch\u00fa \u00fd khi c\u00e1c c\u00f4ng ty fintech mu\u1ed1n t\u00ecm ki\u1ebfm nh\u00e0 ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m fintech cho m\u00ecnh \u0111\u00f3 l\u00e0 m\u00f4 h\u00ecnh l\u00e0m vi\u1ec7c c\u1ee7a \u0111\u1ed1i t\u00e1c. Mu\u1ed1n d\u1ef1 \u00e1n th\u00e0nh c\u00f4ng, th\u00ec th\u00f4ng tin gi\u1eefa c\u00e1c b\u00ean li\u00ean quan t\u1edbi qu\u00e1 tr\u00ecnh ph\u00e1t tri\u1ec3n ph\u1ea3i minh b\u1ea1ch v\u1edbi nhau. T\u1eeb \u0111\u00f3, m\u1ecdi ng\u01b0\u1eddi \u1edf c\u00e1c vai tr\u00f2 kh\u00e1c nhau c\u00f3 \u0111\u1ee7 th\u00f4ng tin \u0111\u1ec3 l\u00e0m t\u1ed1t c\u00f4ng vi\u1ec7c c\u1ee7a m\u00ecnh.<\/p>\n

Ngo\u00e0i ra, c\u00f4ng t\u00e1c ki\u1ec3m tra ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m ph\u1ea3i \u0111\u01b0\u1ee3c di\u1ec5n ra th\u01b0\u1eddng xuy\u00ean, \u0111\u1ec3 ph\u00e1t hi\u1ec7n l\u1ed7i v\u00e0 ch\u1ec9nh s\u1eeda k\u1ecbp th\u1eddi. Mang \u0111\u1ebfn hi\u1ec7u qu\u1ea3 cao cho ng\u01b0\u1eddi s\u1edf h\u1eefu v\u00e0 s\u1ea3n ph\u1ea9m t\u1ed1t nh\u1ea5t cho ng\u01b0\u1eddi d\u00f9ng. Ph\u01b0\u01a1ng ph\u00e1p Agile v\u00e0 quy tr\u00ecnh Srum \u0111ang l\u00e0 xu h\u01b0\u1edbng l\u00e0m vi\u1ec7c t\u1ea1i c\u00e1c c\u00f4ng ty ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m t\u1ea1i Vi\u1ec7t Nam c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o v\u1ec1 m\u00f4 h\u00ecnh l\u00e0m vi\u1ec7c minh b\u1ea1ch v\u00e0 d\u1ec5 d\u00e0ng ki\u1ec3m so\u00e1t ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m.<\/p>\n

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\"Quy Quy tr\u00ecnh Srum \u0111ang l\u00e0 xu h\u01b0\u1edbng l\u00e0m vi\u1ec7c t\u1ea1i c\u00e1c c\u00f4ng ty ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m t\u1ea1i Vi\u1ec7t Nam<\/em><\/p>\n

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6. K\u1ebf ho\u1ea1ch qu\u1ea3n l\u00fd r\u1ee7i ro<\/strong><\/h2>\n

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Khi h\u1ee3p t\u00e1c v\u1edbi m\u1ed9t c\u00f4ng ty ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m th\u00ec ph\u1ea3i c\u00f3 s\u1ef1 tin c\u1eady l\u1eabn nhau v\u00e0 trong l\u0129nh v\u1ef1c fintech n\u00e0y c\u0169ng v\u1eady. Khi l\u1ef1a ch\u1ecdn \u0111\u1ed1i t\u00e1c chi\u1ebfn l\u01b0\u1ee3c, h\u00e3y \u0111\u1ea3m b\u1ea3o c\u00f4ng ty c\u00f3 k\u1ebf ho\u1ea1ch gi\u1ea3m thi\u1ec3u r\u1ee7i ro \u0111\u1ec3 tr\u00e1nh xung \u0111\u1ed9t n\u00e0y trong t\u01b0\u01a1ng lai. N\u1ebfu trong tr\u01b0\u1eddng h\u1ee3p m\u1ed9t c\u00f4ng ty ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m kh\u00f4ng cung c\u1ea5p s\u1ea3n ph\u1ea9m nh\u01b0 mong mu\u1ed1n v\u1ec1 ti\u1ebfn \u0111\u1ed9 ho\u00e0n th\u00e0nh hay ch\u1ea5t l\u01b0\u1ee3ng c\u1ee7a s\u1ea3n ph\u1ea9m, th\u00ec h\u1ecd n\u00ean c\u00f3 k\u1ebf ho\u1ea1ch \u0111\u1ec3 x\u1eed l\u00fd c\u0169ng nh\u01b0 b\u1ed3i th\u01b0\u1eddng cho \u0111i\u1ec1u \u0111\u00f3. Ngo\u00e0i ra, h\u00e3y ch\u1eafc ch\u1eafn r\u1eb1ng c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 fintech \u0111\u1ed3ng \u00fd v\u1edbi c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n h\u1ed7 tr\u1ee3 tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng ch\u00ednh th\u1ee9c.<\/p>\n

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7. K\u1ef9 n\u0103ng m\u1ec1m<\/strong><\/h2>\n

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Cu\u1ed1i c\u00f9ng nh\u01b0ng kh\u00f4ng k\u00e9m ph\u1ea7n quan tr\u1ecdng, c\u00e1c k\u1ef9 n\u0103ng m\u1ec1m c\u0169ng \u0111\u00f3ng m\u1ed9t vai tr\u00f2 quan tr\u1ecdng trong khi l\u1ef1a ch\u1ecdn m\u1ed9t c\u00f4ng ty ph\u00e1t tri\u1ec3n ph\u1ea7n m\u1ec1m fintech. Trong th\u1ebf gi\u1edbi chuy\u1ec3n \u0111\u1ed9ng kh\u00f4ng ng\u1eebng hi\u1ec7n nay, \u0111\u1ed9i ng\u0169 ph\u00e1t tri\u1ec3n c\u1ee7a b\u1ea1n ph\u1ea3i c\u00f3 nh\u1eefng k\u0129 n\u0103ng m\u1ec1m nh\u01b0 qu\u1ea3n l\u00fd th\u1eddi gian, x\u1eed l\u00fd c\u00f4ng vi\u1ec7c linh ho\u1ea1t, t\u01b0 duy \u0111\u1ed5i m\u1edbi,\u2026 \u0111\u1ec3 t\u1ea1o n\u00ean s\u1ea3n ph\u1ea9m h\u1eefu d\u1ee5ng v\u00e0 mang l\u1ea1i tr\u1ea3i nghi\u1ec7m t\u1ed1t nh\u1ea5t cho ng\u01b0\u1eddi s\u1eed d\u1ee5ng. H\u1ecd n\u00ean c\u00f3 kh\u1ea3 n\u0103ng gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 th\u1ef1c t\u1ebf \u0111\u1ec3 x\u00e2y d\u1ef1ng th\u00e0nh c\u00f4ng cho s\u1ea3n ph\u1ea9m c\u1ee7a b\u1ea1n.<\/p>\n

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\"\" Th\u1ed1ng k\u00ea nh\u1eefng k\u1ef9 n\u0103ng m\u1ec1m c\u1ea7n thi\u1ebft d\u00e0nh cho \u0111\u1ed9i ng\u0169 ph\u00e1t tri\u1ec3n<\/em><\/p>\n

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