{"id":5106,"date":"2020-03-17T10:04:54","date_gmt":"2020-03-17T10:04:54","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=5106"},"modified":"2020-03-18T04:01:16","modified_gmt":"2020-03-18T04:01:16","slug":"cap-nhat-4-xu-huong-digital-banking-toan-cau-trong-nam-2020","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/cap-nhat-4-xu-huong-digital-banking-toan-cau-trong-nam-2020\/","title":{"rendered":"C\u1eadp nh\u1eadt 4 xu h\u01b0\u1edbng digital banking to\u00e0n c\u1ea7u trong n\u0103m 2020"},"content":{"rendered":"

Khi c\u00e1c ng\u00e2n h\u00e0ng t\u00ecm c\u00e1ch \u0111i\u1ec1u ch\u1ec9nh m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng v\u00e0 chi\u1ebfn l\u01b0\u1ee3c kinh doanh c\u1ee7a m\u00ecnh \u0111\u1ec3 ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi s\u1ef1 thay \u0111\u1ed5i h\u00e0nh vi v\u00e0 mong \u0111\u1ee3i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng, h\u1ecd n\u00ean c\u1eadp nh\u1eadt 4 xu h\u01b0\u1edbng digital banking<\/strong><\/a> to\u00e0n c\u1ea7u d\u1ef1 ki\u1ebfn s\u1ebd t\u00e1c \u0111\u1ed9ng trong n\u0103m t\u1edbi.<\/p>\n

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S\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c digital banking <\/strong><\/h2>\n

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S\u1ed1 l\u01b0\u1ee3ng c\u00e1c digital banking ng\u00e0y c\u00e0ng t\u0103ng \u0111\u00e3 cho th\u1ea5y s\u1ef1 t\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh c\u1ee7a n\u00f3, khi ng\u01b0\u1eddi d\u00f9ng th\u1ef1c t\u1ebf \u1edf Anh \u0111\u00e3 \u0111\u1ea1t 73% kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5 online banking . Trong khi 5 n\u0103m tr\u01b0\u1edbc \u0111\u00f3, con s\u1ed1 n\u00e0y ch\u1ec9 \u1edf m\u1ee9c 53%, \u0111i\u1ec1u n\u00e0y cho th\u1ea5y con s\u1ed1 n\u00e0y s\u1ebd ti\u1ebfp t\u1ee5c t\u0103ng theo c\u1ea5p s\u1ed1 nh\u00e2n trong nh\u1eefng n\u0103m t\u1edbi.<\/p>\n

Nhi\u1ec1u c\u00f4ng ty c\u00f4ng ngh\u1ec7 l\u1edbn nh\u01b0 Apple v\u00e0 Google \u0111\u00e3 c\u00f3 nh\u1eefng b\u01b0\u1edbc ti\u1ebfn \u0111\u00e1ng k\u1ec3 trong vi\u1ec7c cung c\u1ea5p c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh v\u1edbi c\u00e1c h\u00ecnh th\u1ee9c ng\u00e2n h\u00e0ng m\u1edbi n\u00e0y. Trong khi c\u00f4ng ty Fintech<\/strong><\/a> nh\u01b0 Chime \u0111ang nh\u1eafm m\u1ee5c ti\u00eau v\u00e0o nh\u00f3m kh\u00e1ch h\u00e0ng th\u1ebf h\u1ec7 Millennials, th\u00ec Kabbage \u0111ang t\u1eadp trung v\u00e0o mua l\u1ea1i nh\u1eefng ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh \u0111\u1ec3 t\u1ea1o n\u00ean th\u01b0\u01a1ng hi\u1ec7u digital ri\u00eang cho m\u00ecnh. V\u00ec th\u1ebf, c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh d\u1ef1 ki\u1ebfn c\u0169ng s\u1ebd tri\u1ec3n khai cung c\u1ea5p nhi\u1ec1u d\u1ecbch v\u1ee5 k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0o n\u0103m 2020.<\/p>\n

C\u00e1c gi\u1ea3i ph\u00e1p Digital \u0111ang tr\u1edf th\u00e0nh \u0111i\u1ec3m ti\u1ebfp c\u1eadn \u01b0a th\u00edch c\u1ee7a ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 doanh nghi\u1ec7p v\u00ec c\u00e1c ph\u01b0\u01a1ng th\u1ee9c n\u00e0y v\u1eeba nhanh h\u01a1n, v\u1eeba ti\u1ebft ki\u1ec7m h\u01a1n c\u00e1c ph\u01b0\u01a1ng th\u1ee9c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. C\u00e1c Digital banking ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng c\u1ee7a m\u1ed9t s\u1ed1 t\u1ed5 ch\u1ee9c \u0111\u1ec3 ti\u1ebfp c\u1eadn th\u1ecb tr\u01b0\u1eddng to\u00e0n c\u1ea7u m\u00e0 kh\u00f4ng c\u1ea7n m\u1edf c\u00e1c chi nh\u00e1nh ch\u00ednh th\u1ed1ng. \u0110\u1ec3 ti\u1ebfp n\u1ed1i th\u00e0nh c\u00f4ng, h\u1ecd ph\u1ea3i \u0111\u1ea3m b\u1ea3o tr\u1ea3i nghi\u1ec7m tr\u1ef1c tuy\u1ebfn thu\u1eadn ti\u1ec7n, th\u00e2n thi\u1ec7n v\u1edbi ng\u01b0\u1eddi d\u00f9ng, an to\u00e0n tr\u01b0\u1edbc c\u00e1c m\u1ed1i \u0111e d\u1ecda t\u1eeb internet v\u00e0 cung c\u1ea5p gi\u00e1 tr\u1ecb cho kh\u00e1ch h\u00e0ng.<\/p>\n

<\/h2>\n

Th\u1ef1c hi\u1ec7n digital transformation<\/strong><\/h2>\n

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Xu h\u01b0\u1edbng digital banking ti\u1ebfp theo \u0111\u00f3 l\u00e0 digital transformation<\/strong><\/a>. Trong qu\u00e1 kh\u1ee9, nhi\u1ec1u t\u1ed5 ch\u1ee9c ng\u00e2n h\u00e0ng, t\u00e0i ch\u00ednh th\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng ri\u00eang l\u1ebb, t\u1ea1i m\u1ed9t chi nh\u00e1nh l\u1ea1i c\u00f3 m\u1ed9t c\u00e1ch ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng kh\u00e1c nhau v\u00e0 kh\u00f4ng nh\u1ea5t qu\u00e1n d\u1ec5 d\u1eabn \u0111\u1ebfn nh\u1eefng tr\u1ea3i nghi\u1ec7m kh\u00f3 ch\u1ecbu cho kh\u00e1ch h\u00e0ng.<\/p>\n

Trong n\u0103m 2020, c\u00e1c digital banking<\/strong><\/a> s\u1ebd ti\u1ebfp t\u1ee5c \u0111\u01a1n gi\u1ea3n h\u00f3a qu\u00e1 tr\u00ecnh onboarding c\u1ee7a kh\u00e1ch h\u00e0ng b\u1eb1ng c\u00e1ch t\u1eadn d\u1ee5ng c\u00f4ng ngh\u1ec7 Blockchain \u0111\u1ec3 k\u1ebft n\u1ed1i h\u1ed3 s\u01a1 kh\u00e1ch h\u00e0ng, gi\u1ea3m chi ph\u00ed s\u1eed d\u1ee5ng v\u00e0 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m ng\u00e2n h\u00e0ng to\u00e0n di\u1ec7n h\u01a1n. C\u00e1ch ti\u1ebfp c\u1eadn nh\u01b0 v\u1eady cho ph\u00e9p c\u00e1c digital banking th\u1ed1ng nh\u1ea5t li\u1ec1n m\u1ea1ch tr\u1ea3i nghi\u1ec7m k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 mang l\u1ea1i tr\u1ea3i nghi\u1ec7m c\u00e1 nh\u00e2n h\u00f3a cho t\u1eebng kh\u00e1ch h\u00e0ng.<\/p>\n

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\"C\u00f4ng C\u00f4ng ngh\u1ec7 Blockchain h\u1ed7 tr\u1ee3 vi\u1ec7c k\u1ebft n\u1ed1i h\u1ed3 s\u01a1 kh\u00e1ch h\u00e0ng v\u00e0 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m ng\u00e2n h\u00e0ng to\u00e0n di\u1ec7n h\u01a1n.<\/em><\/p>\n

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Cu\u1ed9c chi\u1ebfn tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng<\/strong><\/h2>\n

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C\u00e1c thi\u1ebft b\u1ecb k\u1ef9 thu\u1eadt s\u1ed1 nh\u01b0 Apple Card \u0111\u00e3 cho th\u1ea5y m\u1ee9c \u0111\u1ed9 quan tr\u1ecdng c\u1ee7a tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng trong cu\u1ed9c chi\u1ebfn thu h\u00fat, gi\u1eef ch\u00e2n v\u00e0 m\u1edf r\u1ed9ng c\u00e1c m\u1ed1i quan h\u1ec7 kh\u00e1ch h\u00e0ng. Khi s\u1eed d\u1ee5ng Apple Card, kh\u00e1ch h\u00e0ng trong t\u01b0\u01a1ng lai c\u00f3 th\u1ec3 \u0111\u0103ng k\u00fd trong v\u00e0i ph\u00fat v\u00e0 y\u00eau c\u1ea7u nh\u1eadp d\u1eef li\u1ec7u t\u1ed1i thi\u1ec3u t\u1eeb ng\u01b0\u1eddi d\u00f9ng. \u0110i\u1ec1u n\u00e0y mang l\u1ea1i cho kh\u00e1ch h\u00e0ng tr\u1ea3i nghi\u1ec7m thu\u1eadn ti\u1ec7n h\u01a1n v\u1edbi t\u01b0\u01a1ng t\u00e1c \u0111\u01a1n gi\u1ea3n, d\u1ec5 d\u00e0ng v\u00e0 nhanh ch\u00f3ng. Lo\u1ea1i tr\u1ea3i nghi\u1ec7m n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t ti\u00eau chu\u1ea9n m\u00e0 t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh s\u1ebd \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 trong n\u0103m 2020 n\u00e0y.<\/p>\n

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\"N\u00e2ng Tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng trong cu\u1ed9c chi\u1ebfn thu h\u00fat, gi\u1eef ch\u00e2n kh\u00e1ch h\u00e0ng.<\/em><\/p>\n

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Trong n\u0103m 2020, c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh n\u00ean n\u1eafm b\u1eaft xu h\u01b0\u1edbng digital banking n\u00e0y \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 l\u1ea1i c\u00e1c chi\u1ebfn l\u01b0\u1ee3c k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a m\u00ecnh, nh\u1eb1m hi\u1ec7n \u0111\u1ea1i h\u00f3a v\u00e0 n\u00e2ng cao tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng. Nh\u1eefng n\u1ed7 l\u1ef1c n\u00e0y s\u1ebd gi\u00fap c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 c\u1ea1nh tranh v\u1edbi nh\u1eefng \u0111\u1ed1i th\u1ee7 m\u1edbi trong ng\u00e0nh.<\/p>\n

<\/h2>\n

S\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a n\u1ec1n kinh t\u1ebf Gig\u00a0<\/strong><\/h2>\n

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Kh\u00e1i ni\u1ec7m n\u1ec1n kinh t\u1ebf Gig \u0111\u1ec1 c\u1eadp \u0111\u1ebfn m\u1ed9t l\u1ef1c l\u01b0\u1ee3ng lao \u0111\u1ed9ng cam k\u1ebft ng\u1eafn h\u1ea1n, h\u1ee3p \u0111\u1ed3ng l\u00e0m vi\u1ec7c t\u1ea1m th\u1eddi d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 \u1ee9ng d\u1ee5ng nh\u01b0 Grap, Uber, … \u0111ang d\u1ea7n tr\u1edf n\u00ean ph\u1ed5 bi\u1ebfn h\u01a1n. M\u1ed9t l\u01b0\u1ee3ng l\u1edbn c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p \u0111ang h\u1ed7 tr\u1ee3 n\u1ec1n kinh t\u1ebf Gig v\u00e0 t\u1eadn d\u1ee5ng l\u1ef1c l\u01b0\u1ee3ng lao \u0111\u1ed9ng t\u1ef1 do n\u00e0y l\u00e0 m\u1ed9t d\u1ea5u hi\u1ec7u cho th\u1ea5y b\u1ea3n ch\u1ea5t c\u1ee7a vi\u1ec7c l\u00e0m \u0111ang d\u1ea7n thay \u0111\u1ed5i.<\/p>\n

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\"Vi\u1ec7c Vi\u1ec7c ph\u00e1t tri\u1ec3n c\u00e1c doanh nghi\u1ec7p c\u00f4ng ngh\u1ec7 \u1ee9ng d\u1ee5ng l\u00e0m n\u1ec1n kinh t\u1ebf Gig ng\u00e0y c\u00e0ng \u0111\u01b0\u1ee3c m\u1edf r\u1ed9ng<\/em><\/p>\n

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N\u0103m 2019, C\u1ee5c Th\u1ed1ng k\u00ea Lao \u0111\u1ed9ng b\u00e1o c\u00e1o<\/a> r\u1eb1ng h\u01a1n 35% l\u1ef1c l\u01b0\u1ee3ng lao \u0111\u1ed9ng M\u1ef9 l\u00e0 c\u00f4ng nh\u00e2n Gig v\u00e0 con s\u1ed1 n\u00e0y d\u1ef1 ki\u1ebfn \u200b\u200bs\u1ebd t\u0103ng l\u00ean 43% v\u00e0o n\u0103m 2020. \u0110\u00e2y l\u00e0 c\u01a1 h\u1ed9i ph\u00e1t tri\u1ec3n cho b\u1ea5t k\u1ef3 ng\u00e2n h\u00e0ng, t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh n\u00e0o c\u00f3 th\u1ec3 cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p cho nh\u1eefng kh\u00e1ch h\u00e0ng n\u00e0y. Ph\u1ee5c v\u1ee5 t\u1ed1t h\u01a1n c\u00e1c t\u1ed5 ch\u1ee9c n\u00e0y b\u00e2y gi\u1edd c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn c\u01a1 h\u1ed9i t\u0103ng doanh thu trong t\u01b0\u01a1ng lai khi c\u00e1c t\u1ed5 ch\u1ee9c n\u00e0y ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd h\u01a1n.<\/p>\n

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T\u1ea1i\u00a0Innotech Vietnam<\/b><\/a>, ch\u00fang t\u00f4i cung c\u1ea5p nhi\u1ec1u d\u1ecbch v\u1ee5 v\u1ec1 ph\u1ea7n m\u1ec1m v\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 ti\u00ean ti\u1ebfn, gi\u1ea3i ph\u00e1p s\u00e1ng t\u1ea1o \u0111\u1ec3 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u v\u00e0 mong \u0111\u1ee3i t\u1eeb kh\u00e1ch h\u00e0ng. Ch\u00fang t\u00f4i lu\u00f4n \u0111\u1eb7t ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 l\u00ean h\u00e0ng \u0111\u1ea7u v\u1edbi \u0111\u1ed9i ng\u0169 chuy\u00ean nghi\u1ec7p v\u00e0 gi\u00e0u kinh nghi\u1ec7m \u0111\u1ec3 c\u00f3 th\u1ec3 mang l\u1ea1i gi\u00e1 tr\u1ecb t\u1ed1t nh\u1ea5t cho kh\u00e1ch h\u00e0ng.<\/p>\n

B\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t c\u00f4ng ty Software Outsourcing Development \u0111\u1ec3 cung c\u1ea5p gi\u1ea3i ph\u00e1p cho c\u00f4ng ty c\u1ee7a b\u1ea1n. Li\u00ean h\u1ec7 v\u1edbi c\u00e1c chuy\u00ean gia t\u1ea1i Innotech Vietnam \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p m\u1ecdi th\u1eafc m\u1eafc v\u1ec1\u00a0Software outsourcing development<\/b><\/a>!<\/p>\n

Email:\u00a0info@innotech-vn.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Khi c\u00e1c ng\u00e2n h\u00e0ng t\u00ecm c\u00e1ch \u0111i\u1ec1u ch\u1ec9nh m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng v\u00e0 chi\u1ebfn l\u01b0\u1ee3c kinh doanh c\u1ee7a m\u00ecnh \u0111\u1ec3 ph\u00f9 h\u1ee3p h\u01a1n v\u1edbi s\u1ef1 thay \u0111\u1ed5i h\u00e0nh vi v\u00e0 mong \u0111\u1ee3i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng, h\u1ecd n\u00ean c\u1eadp nh\u1eadt 4 xu h\u01b0\u1edbng digital banking to\u00e0n c\u1ea7u d\u1ef1 ki\u1ebfn s\u1ebd t\u00e1c \u0111\u1ed9ng trong n\u0103m t\u1edbi. […]<\/p>","protected":false},"author":7,"featured_media":5107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[1,190],"tags":[],"yst_prominent_words":[1816,674,1818,1811,569,1820,1813,78,1822,563,1819,1812,764,568,560,1815,701,1821,1814,1817],"publishpress_future_action":{"enabled":false,"date":"2025-04-09 19:31:05","action":"draft","terms":[],"taxonomy":"category"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/5106"}],"collection":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/comments?post=5106"}],"version-history":[{"count":1,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/5106\/revisions"}],"predecessor-version":[{"id":5117,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/posts\/5106\/revisions\/5117"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media\/5107"}],"wp:attachment":[{"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/media?parent=5106"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/categories?post=5106"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/tags?post=5106"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/innotech-vn.com\/vie\/wp-json\/wp\/v2\/yst_prominent_words?post=5106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}