{"id":6702,"date":"2020-05-12T10:41:21","date_gmt":"2020-05-12T10:41:21","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=6702"},"modified":"2024-06-04T17:36:58","modified_gmt":"2024-06-04T10:36:58","slug":"cach-xay-dung-ung-dung-vi-dien-tu-cho-giai-phap-ky-thuat-so","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/cach-xay-dung-ung-dung-vi-dien-tu-cho-giai-phap-ky-thuat-so\/","title":{"rendered":"C\u00e1ch X\u00e2y D\u1ef1ng \u1ee8ng D\u1ee5ng V\u00ed \u0110i\u1ec7n T\u1eed Cho Gi\u1ea3i Ph\u00e1p K\u1ef9 Thu\u1eadt S\u1ed1"},"content":{"rendered":"

C\u00f3 nhi\u1ec1u lo\u1ea1i \u1ee9ng d\u1ee5ng tr\u00ean th\u1ecb tr\u01b0\u1eddng nh\u01b0 c\u00e1c \u1ee9ng d\u1ee5ng theo nhu c\u1ea7u ng\u01b0\u1eddi d\u00f9ng (on-demand apps), \u1ee9ng d\u1ee5ng theo d\u00f5i s\u1ef1 ki\u1ec7n (event apps), \u1ee9ng d\u1ee5ng doanh nghi\u1ec7p (corporate apps), \u1ee9ng d\u1ee5ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed (e-commerce apps), v.v. H\u1ea7u h\u1ebft c\u00e1c \u1ee9ng d\u1ee5ng n\u00e0y bao g\u1ed3m t\u00edch h\u1ee3p giao d\u1ecbch ti\u1ec1n t\u1ec7 v\u1edbi c\u00e1c \u1ee9ng d\u1ee5ng c\u1ee7a b\u00ean th\u1ee9 ba. C\u00e1c \u1ee9ng d\u1ee5ng c\u1ee7a b\u00ean th\u1ee9 ba \u0111\u00f3 \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed<\/a>. <\/strong>C\u00e1c \u1ee9ng d\u1ee5ng cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng thanh to\u00e1n c\u00e1c ho\u00e1 \u0111\u01a1n m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng.<\/p>\n

Theo m\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t v\u00e0o n\u0103m 2015, 39% ng\u01b0\u1eddi tham gia kh\u1ea3o s\u00e1t thanh to\u00e1n tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng \u1edf M\u1ef9.\u00a0 H\u1ecd c\u0169ng \u0111\u00e3 th\u1ef1c hi\u1ec7n m\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t t\u01b0\u01a1ng t\u1ef1 v\u00e0o n\u0103m 2016 v\u1edbi 32% ng\u01b0\u1eddi tham gia thanh to\u00e1n tr\u1ef1c tuy\u1ebfn v\u00e0 s\u1eed d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed. Trong \u0111\u00f3, 78% kh\u00e1ch h\u00e0ng \u0111\u00e3 bi\u1ebft v\u1ec1 ch\u00fang.<\/p>\n

 <\/p>\n

\"\u0110i\u1ec7n<\/p>\n

\u0110i\u1ec7n tho\u1ea1i th\u00f4ng minh s\u1ebd thay th\u1ebf ti\u1ec1n m\u1eb7t v\u00e0 th\u1ebb t\u00edn d\u1ee5ng? | Ngu\u1ed3n: Statista<\/em><\/p>\n

 <\/p>\n

Trong m\u1ed9t cu\u1ed9c kh\u1ea3o s\u00e1t kh\u00e1c v\u00e0o n\u0103m 2017, c\u00e1c \u1ee9ng d\u1ee5ng thanh to\u00e1n \u0111i\u1ec7n t\u1eed cho c\u00e1c c\u1eeda h\u00e0ng b\u00e1n l\u1ebb tr\u1ef1c tuy\u1ebfn l\u00e0 ph\u1ed5 bi\u1ebfn nh\u1ea5t v\u1edbi 63% ng\u01b0\u1eddi d\u00f9ng so v\u1edbi t\u1ed5ng ng\u01b0\u1eddi d\u00f9ng di \u0111\u1ed9ng. Theo Juniper Research<\/a>, chi ti\u00eau tr\u00ean v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u00e3 t\u0103ng 32% so v\u1edbi d\u1ef1 ki\u1ebfn.<\/p>\n

Theo b\u00e1o c\u00e1o c\u1ee7a Statista<\/a>, doanh thu c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u00ed \u0111i\u1ec7n t\u1eed to\u00e0n c\u1ea7u \u0111\u00e3 t\u0103ng t\u1eeb 450 t\u1ef7 l\u00ean 780 t\u1ef7 \u0111\u00f4la M\u1ef9. C\u00e1c chuy\u00ean gia d\u1ef1 \u0111o\u00e1n th\u1ecb tr\u01b0\u1eddng n\u00e0y s\u1ebd t\u0103ng tr\u01b0\u1edfng l\u00ean \u0111\u1ebfn 1 ngh\u00ecn t\u1ef7 \u0111\u00f4la M\u1ef9 trong n\u0103m 2019.<\/p>\n

 <\/p>\n

V\u00ed \u0111i\u1ec7n t\u1eed (e-wallet) l\u00e0 g\u00ec?<\/strong><\/h1>\n

 <\/p>\n

\"V\u00ed<\/p>\n

V\u00ed \u0111i\u1ec7n t\u1eed \u0111ang tr\u1edf th\u00e0nh xu h\u01b0\u1edbng c\u1ee7a ng\u01b0\u1eddi d\u00f9ng hi\u1ec7n \u0111\u1ea1i<\/em><\/p>\n

 <\/p>\n

V\u00ed ti\u1ec1n th\u00f4ng th\u01b0\u1eddng l\u01b0u tr\u1eef ti\u1ec1n m\u1eb7t v\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed l\u01b0u gi\u1eef th\u00f4ng tin th\u1ebb v\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed (kh\u00f4ng ph\u1ea3i ti\u1ec1n m\u1eb7t).<\/p>\n

V\u00ed \u0111i\u1ec7n t\u1eed th\u01b0\u1eddng \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 l\u01b0u tr\u1eef c\u00e1c th\u00f4ng tin c\u1ee7a th\u1ebb, ti\u1ec1n \u0111i\u1ec7n t\u1eed nh\u01b0 bitcoin, th\u00f4ng tin kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft, th\u1ebb th\u00e0nh vi\u00ean c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c ho\u1eb7c c\u00e2u l\u1ea1c b\u1ed9, v.v. Vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch th\u00f4ng qua c\u00e1c \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed<\/strong><\/a> r\u1ea5t d\u1ec5 d\u00e0ng. C\u00e1c th\u00f4ng tin \u0111\u01b0\u1ee3c l\u01b0u tr\u1eef c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng v\u1ec1 sau m\u00e0 kh\u00f4ng c\u1ea7n truy c\u1eadp th\u00f4ng tin th\u1ebb l\u1ea1i.<\/p>\n

C\u00e1c \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 mua s\u1eafm tr\u1ef1c tuy\u1ebfn, thanh to\u00e1n tr\u1ef1c tuy\u1ebfn, v.v. Ng\u01b0\u1eddi d\u00f9ng \u0111\u1ed3ng th\u1eddi c\u00f3 th\u1ec3 thanh to\u00e1n t\u1ea1i c\u1eeda h\u00e0ng b\u00e1n l\u1ebb. Nh\u1eefng thanh to\u00e1n n\u00e0y c\u00e1c th\u1ec3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1eb1ng c\u00e1ch s\u1eed d\u1ee5ng s\u1ed1 \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng ho\u1eb7c m\u00e3 QR \u0111\u00e3 \u0111\u0103ng k\u00ed.<\/p>\n

Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 d\u00f9ng v\u00e0 \u0111\u1ed5i phi\u1ebfu gi\u1ea3m gi\u00e1 \u0111\u01b0\u1ee3c l\u01b0u gi\u1eef trong v\u00ed \u0111i\u1ec7n t\u1eed theo y\u00eau c\u1ea7u. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i xem x\u00e9t t\u1ea5t c\u1ea3 c\u00e1c ch\u1ee9c n\u0103ng n\u00e0y trong khi ph\u00e1t tri\u1ec3n \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed.<\/p>\n

 <\/p>\n

Ng\u00e0nh n\u00e0o c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb c\u00e1c \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed?<\/strong><\/h2>\n

 <\/p>\n

Nh\u01b0 \u0111\u00e3 nh\u1eafc \u0111\u1ebfn \u1edf tr\u00ean, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 d\u00f9ng c\u00e1c \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed m\u1ecdi l\u00fac, m\u1ecdi n\u01a1i; y\u00eau c\u1ea7u c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 ph\u1ea3i cung c\u1ea5p c\u00e1c c\u01a1 s\u1edf \u0111\u1ec3 l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u \u0111\u00f3. Khi thanh to\u00e1n b\u1eb1ng v\u00ed \u0111i\u1ec7n t\u1eed \u0111ang ng\u00e0y c\u00e0ng tr\u1edf n\u00ean \u01b0a chu\u1ed9ng, nhi\u1ec1u ng\u00e0nh c\u00f4ng nghi\u1ec7p c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb n\u00f3 nh\u01b0:<\/p>\n

 <\/p>\n

1. Ng\u00e0nh b\u00e1n l\u1ebb<\/h3>\n

 <\/p>\n

Ch\u1ee7 c\u1eeda h\u00e0ng b\u00e1n l\u1ebb c\u00f3 th\u1ec3 cung c\u1ea5p m\u00e3 QR \u0111\u1ec3 ng\u01b0\u1eddi d\u00f9ng thanh to\u00e1n c\u00e1c ho\u00e1 \u0111\u01a1n. H\u1ecd s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c tin nh\u1eafn ngay l\u1eadp t\u1ee9c t\u1eeb \u1ee9ng d\u1ee5ng v\u1ec1 giao d\u1ecbch th\u00e0nh c\u00f4ng.<\/p>\n

\"<\/p>\n

Thanh to\u00e1n tr\u1ef1c tuy\u1ebfn tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng n\u0103m 2020|Ngu\u1ed3n: Javelin<\/em><\/p>\n

 <\/p>\n

2. Ng\u00e0nh ch\u0103m s\u00f3c s\u1ee9c kho\u1ebb<\/h3>\n

 <\/p>\n

M\u1ed9t tr\u01b0\u1eddng h\u1ee3p \u0111i\u1ec3n h\u00ecnh m\u00e0 b\u1ec7nh nh\u00e2n ho\u1eb7c ng\u01b0\u1eddi th\u00e2n c\u1ee7a h\u1ecd c\u00f3 th\u1ec3 h\u1ebft ti\u1ec1n m\u1eb7t \u0111\u1ec3 chi tr\u1ea3 v\u00e0 do \u0111\u00f3, \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed \u0111\u1ec3 thanh to\u00e1n ho\u00e1 \u0111\u01a1n l\u00e0 m\u1ed9t \u0111i\u1ec3m c\u1ed9ng cho b\u1ec7nh vi\u1ec7n, c\u1eeda h\u00e0ng d\u01b0\u1ee3c ph\u1ea9m v\u00e0 c\u0169ng nh\u01b0 ng\u01b0\u1eddi d\u00f9ng.<\/p>\n

 <\/p>\n

\"\u1ee8ng<\/p>\n

\u1ee8ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed trong thanh to\u00e1n kh\u00e1m ch\u1eefa b\u1ec7nh.<\/em><\/p>\n

 <\/p>\n

3. Ng\u00e0nh vi\u1ec5n th\u00f4ng<\/h3>\n

 <\/p>\n

\u0110i\u1ec1u g\u00ec s\u1ebd x\u1ea3y ra n\u1ebfu ng\u01b0\u1eddi d\u00f9ng mu\u1ed1n th\u1ef1c hi\u1ec7n m\u1ed9t giao d\u1ecbch quan tr\u1ecdng v\u00e0 h\u1ebft ti\u1ec1n trong t\u00e0i kho\u1ea3n \u0111\u00f3? C\u00e1c \u1ee9ng d\u1ee5ng \u0111i\u1ec7n t\u1eed n\u00e0y r\u1ea5t h\u1eefu \u00edch \u0111\u1ec3 gi\u00fap \u0111\u1ee1 trong nh\u1eefng t\u00ecnh hu\u1ed1ng n\u00e0y, ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng c\u1ea7n \u0111\u1ebfn c\u1eeda h\u00e0ng v\u00e0 n\u1ea1p ti\u1ec1n b\u1eb1ng c\u00e1ch tr\u1ea3 ti\u1ec1n m\u1eb7t. H\u1ecd ch\u1ec9 c\u1ea7n n\u1ea1p ti\u1ec1n th\u00f4ng qua c\u00e1c \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed<\/strong><\/a>.<\/p>\n

 <\/p>\n

C\u00f4ng d\u1ee5ng c\u1ee7a v\u00ed \u0111i\u1ec7n t\u1eed?<\/strong><\/h2>\n

 <\/p>\n