{"id":9156,"date":"2020-09-22T09:25:43","date_gmt":"2020-09-22T09:25:43","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=9156"},"modified":"2024-06-04T17:12:22","modified_gmt":"2024-06-04T10:12:22","slug":"top-5-ngan-hang-tien-phong-trien-khai-ekyc-tai-viet-nam","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/top-5-ngan-hang-tien-phong-trien-khai-ekyc-tai-viet-nam\/","title":{"rendered":"Top 5 ng\u00e2n h\u00e0ng ti\u00ean phong tri\u1ec3n khai eKYC t\u1ea1i Vi\u1ec7t Nam"},"content":{"rendered":"

T\u1eeb \u0111\u1ea7u th\u00e1ng 7\/2020 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 cho ph\u00e9p kho\u1ea3ng 10 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n \u0111\u01b0\u1ee3c th\u00ed \u0111i\u1ec3m \u00e1p d\u1ee5ng \u0111\u1ecbnh danh \u0111i\u1ec7n t\u1eed (eKYC) trong ho\u1ea1t \u0111\u1ed9ng v\u1edbi y\u00eau c\u1ea7u ph\u1ea3i \u0111\u1ea3m b\u1ea3o an to\u00e0n r\u1ee7i ro, khi c\u00f3 t\u00ecnh hu\u1ed1ng x\u1ea3y ra th\u00ec c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u1ea3i t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 top 5 ng\u00e2n h\u00e0ng ti\u00ean phong tri\u1ec3n khai eKYC<\/strong> <\/a>t\u1ea1i Vi\u1ec7t Nam.<\/p>\n

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Top 5 ng\u00e2n h\u00e0ng ti\u00ean phong tri\u1ec3n khai \u1ee9ng d\u1ee5ng eKYC t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n

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C\u00e1c ng\u00e2n h\u00e0ng tri\u1ec3n khai eKYC<\/strong><\/a> v\u00e0o ho\u1ea1t \u0111\u1ed9ng, \u0111\u1ebfn nay sau 2 th\u00e1ng \u0111\u00e3 ghi nh\u1eadn nh\u1eefng k\u1ebft qu\u1ea3 ban \u0111\u1ea7u kh\u00e1 \u1ea5n t\u01b0\u1ee3ng.<\/p>\n

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VPBank<\/strong><\/h3>\n

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\"ng\u00e2n VPBank l\u00e0 ng\u00e2n h\u00e0ng ti\u00ean phong \u0111\u1ea7u ti\u00ean v\u1ec1 tri\u1ec3n khai eKYC t\u1ea1i Vi\u1ec7t Nam<\/em><\/p>\n

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T\u1ea1i VPBank \u0111\u00e2y l\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u ti\u00ean \u0111\u00e1p \u1ee9ng t\u1ea5t c\u1ea3 c\u00e1c quy \u0111\u1ecbnh v\u00e0 th\u1ef1c hi\u1ec7n tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a> t\u1eeb \u0111\u1ea7u th\u00e1ng 7. V\u1edbi gi\u1ea3i ph\u00e1p n\u00e0y, cho ph\u00e9p kh\u00e1ch h\u00e0ng m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n 100% online \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch ngay m\u00e0 kh\u00f4ng c\u1ea7n ch\u1edd \u0111\u1ee3i, v\u00e0 c\u00f3 c\u01a1 h\u1ed9i tr\u1ea3i nghi\u1ec7m c\u00e1c s\u1ea3n ph\u1ea9m \/ d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1 c\u1ee7a VPBank nh\u01b0 chuy\u1ec3n kho\u1ea3n, thanh to\u00e1n h\u00f3a \u0111\u01a1n, n\u1ea1p ti\u1ec1n d\u1ecbch v\u1ee5, li\u00ean k\u1ebft v\u00ed \u0111i\u1ec7n t\u1eed<\/strong><\/a>\u2026 v\u1edbi h\u1ea1n m\u1ee9c n\u1ed9p ti\u1ec1n t\u1ed1i \u0111a 10 tri\u1ec7u \/ng\u00e0y v\u00e0 s\u1ebd h\u1ebft h\u1ea1n khi t\u1ed5ng h\u1ea1n m\u1ee9c n\u1ed9p ti\u1ec1n \u0111\u1ea1t 300 tri\u1ec7u.<\/p>\n

\u00d4ng Nguy\u1ec5n H\u1ed3ng Trung, Gi\u00e1m \u0111\u1ed1c Trung t\u00e2m s\u1ed1 h\u00f3a \u0111\u1ed3ng th\u1eddi l\u00e0 ng\u01b0\u1eddi ph\u1ee5 tr\u00e1ch tr\u1ef1c ti\u1ebfp d\u1ef1 \u00e1n eKYC c\u1ee7a VPBank cho bi\u1ebft: \u201cT\u1eeb khi tri\u1ec3n khai eKYC<\/strong><\/a> \u0111\u1ebfn nay, VPBank \u0111\u00e3 c\u00f3 x\u1ea5p x\u1ec9 15.000 t\u00e0i kho\u1ea3n \u0111\u0103ng k\u00fd m\u1edbi, b\u1eb1ng 50% so v\u1edbi d\u1ef1 t\u00ednh c\u1ee7a c\u1ea3 n\u0103m 2020 (ng\u00e2n h\u00e0ng d\u1ef1 t\u00ednh trong n\u0103m nay s\u1ebd c\u00f3 th\u00eam kho\u1ea3ng 30.000 t\u00e0i kho\u1ea3n kh\u00e1ch h\u00e0ng m\u1edbi \u0111\u0103ng k\u00fd qua eKYC)\u201d.<\/p>\n

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HDBank<\/strong><\/h3>\n

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\"ng\u00e2n Nh\u1edd v\u00e0o \u1ee9ng d\u1ee5ng tri\u1ec3n khai eKYC, Kh\u00e1ch h\u00e0ng s\u1ebd c\u00f3 ngay t\u00e0i kho\u1ea3n iMoney tr\u00ean App HDBank trong v\u00f2ng 2 ph\u00fat.<\/em><\/p>\n

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T\u1ea1i HDBank, ng\u00e2n h\u00e0ng n\u00e0y ch\u00ednh th\u1ee9c \u00e1p d\u1ee5ng \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed eKYC<\/strong><\/a> t\u1eeb \u0111\u1ea7u th\u00e1ng 8\/2020: Kh\u00e1ch h\u00e0ng s\u1ebd c\u00f3 ngay t\u00e0i kho\u1ea3n iMoney tr\u00ean App HDBank th\u00f4ng qua v\u00e0i thao t\u00e1c \u0111\u01a1n gi\u1ea3n, nhanh ch\u00f3ng v\u1edbi s\u1ed1 l\u01b0\u1ee3ng th\u00f4ng tin c\u1ea7n nh\u1eadp t\u1ed1i thi\u1ec3u. Sau khi ho\u00e0n t\u1ea5t c\u00e1c b\u01b0\u1edbc trong kho\u1ea3ng 2 ph\u00fat, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 ngay l\u1eadp t\u1ee9c c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch tr\u1ef1c tuy\u1ebfn v\u1edbi nhi\u1ec1u t\u00ednh n\u0103ng nh\u01b0 thanh to\u00e1n h\u00f3a \u0111\u01a1n v\u00e0 QR Pay, n\u1ea1p ti\u1ec1n \u0111i\u1ec7n tho\u1ea1i, \u0111\u1eb7t v\u00e9 m\u00e1y bay, v\u00e9 t\u00e0u, \u0111\u1eb7t ph\u00f2ng kh\u00e1ch s\u1ea1n,… theo nhu c\u1ea7u.<\/p>\n

Theo th\u1ed1ng k\u00ea \u0111\u1ebfn nay c\u0169ng \u0111\u00e3 g\u1ea7n 2 th\u00e1ng tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a>, HDBank \u0111\u00e3 c\u00f3 th\u00eam 35.000 kh\u00e1ch h\u00e0ng m\u1edbi \u0111\u0103ng k\u00fd iMoney tr\u00ean App HDBank c\u00f9ng 15.000 t\u00e0i kho\u1ea3n \u0111\u00e3 th\u1ef1c hi\u1ec7n x\u00e1c th\u1ef1c th\u00f4ng tin tr\u1ef1c tuy\u1ebfn. V\u00e0 HDBank c\u0169ng cho th\u1ea5y c\u00f3 40% kh\u00e1ch h\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch online tr\u00ean n\u1ec1n t\u1ea3ng ng\u00e2n h\u00e0ng s\u1ed1 HDBank th\u01b0\u1eddng xuy\u00ean, n\u00e2ng t\u1ef7 l\u1ec7 giao d\u1ecbch t\u0103ng tr\u01b0\u1edfng 25% so v\u1edbi c\u00e1c th\u00e1ng tr\u01b0\u1edbc khi tri\u1ec3n khai eKYC.<\/p>\n

“\u0110i\u1ec1u n\u00e0y cho th\u1ea5y eKYC \u0111\u00e3 g\u00f3p ph\u1ea7n d\u1eabn d\u1eaft ng\u01b0\u1eddi d\u00f9ng chuy\u1ec3n \u0111\u1ed5i th\u00f3i quen t\u1eeb giao d\u1ecbch tr\u1ef1c ti\u1ebfp t\u1ea1i ng\u00e2n h\u00e0ng sang giao d\u1ecbch tr\u1ef1c tuy\u1ebfn nh\u1eb1m h\u01b0\u1edbng \u0111\u1ebfn s\u1ef1 nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i, an to\u00e0n, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong b\u1ed1i c\u1ea3nh t\u00ecnh h\u00ecnh d\u1ecbch Covid-19 c\u00f2n di\u1ec5n bi\u1ebfn ph\u1ee9c t\u1ea1p” \u2013 \u0111\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng HDBank cho bi\u1ebft.<\/p>\n

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TPBank<\/strong><\/h3>\n

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\"ng\u00e2n Ng\u00e2n h\u00e0ng TPBank c\u00f3 th\u1ec3 \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed trong v\u00f2ng 5s nh\u1edd v\u00e0o gi\u1ea3i ph\u00e1p eKYC<\/em><\/p>\n

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T\u1ea1i ng\u00e2n h\u00e0ng TPBank, sau h\u01a1n 1 th\u00e1ng th\u00ed \u0111i\u1ec3m ph\u01b0\u01a1ng th\u1ee9c \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed eKYC<\/strong><\/a>, c\u00f4ng ngh\u1ec7 n\u00e0y \u0111\u00e3 cho th\u1ea5y kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn kh\u00e1ch h\u00e0ng v\u01b0\u1ee3t tr\u1ed9i, c\u0169ng nh\u01b0 nh\u1eefng ti\u1ec7n \u00edch ch\u01b0a t\u1eebng c\u00f3, c\u1ea3 v\u1ec1 th\u1eddi gian v\u00e0 chi ph\u00ed, cho kh\u00e1ch h\u00e0ng khi m\u1edf t\u00e0i kho\u1ea3n.<\/p>\n

\u0110\u00f3 ch\u00ednh l\u00e0 \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 g\u1ecdi \u0111i\u1ec7n tr\u1ef1c tuy\u1ebfn, ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o x\u00e1c th\u1ef1c \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng, ki\u1ec3m tra v\u00e0 x\u00e1c th\u1ef1c gi\u1ea5y t\u1edd li\u00ean quan nh\u01b0 ch\u1ee9ng minh th\u01b0 nh\u00e2n d\u00e2n \u1edf m\u1ee9c cao b\u1eadc nh\u1ea5t, v\u00e0 c\u00f3 hi\u1ec7u qu\u1ea3 t\u01b0\u01a1ng \u0111\u01b0\u01a1ng g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp, qua app TPBank.<\/p>\n

Ngo\u00e0i ra, \u0111\u1ea1i di\u1ec7n TPBank n\u00e0y cho bi\u1ebft, trong th\u00e1ng \u0111\u1ea7u tri\u1ec3n khai theo quy tr\u00ecnh eKYC<\/strong> <\/a>\u0111\u00e3 thu h\u00fat g\u1ea7n 30.000 kh\u00e1ch h\u00e0ng \u0111\u0103ng k\u00fd m\u1edf t\u00e0i kho\u1ea3n m\u1edbi th\u00f4ng qua ph\u01b0\u01a1ng th\u1ee9c n\u00e0y, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 85% s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng \u0111\u0103ng k\u00fd m\u1edf t\u1ea1i qu\u1ea7y giao d\u1ecbch ho\u1eb7c t\u1ea1i LiveBank theo c\u00e1ch truy\u1ec1n th\u1ed1ng. “\u0110i\u1ec1u \u0111\u00f3 cho th\u1ea5y c\u00f4ng ngh\u1ec7 n\u00e0y \u0111\u00e3 nhanh ch\u00f3ng \u0111\u00e1p \u1ee9ng \u0111\u00fang nhu c\u1ea7u ti\u1ec7n l\u1ee3i, nhanh ch\u00f3ng v\u00e0 an to\u00e0n c\u1ee7a kh\u00e1ch h\u00e0ng. Quan tr\u1ecdng h\u01a1n, con s\u1ed1 \u0111\u00f3 cho th\u1ea5y ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn, mang d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng t\u1edbi g\u1ea7n 30.000 kh\u00e1ch h\u00e0ng m\u1edbi \u1edf kh\u1eafp m\u1ecdi mi\u1ec1n \u0111\u1ea5t n\u01b0\u1edbc m\u00e0 kh\u00f4ng ph\u1ea3i \u0111\u1ea7u t\u01b0 th\u00eam v\u00e0o vi\u1ec7c m\u1edf r\u1ed9ng m\u1ea1ng l\u01b0\u1edbi chi nh\u00e1nh” \u2013 l\u00e3nh \u0111\u1ea1o TPBank n\u00f3i.<\/p>\n

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Ng\u00e2n h\u00e0ng B\u1ea3n Vi\u1ec7t (Viet Capital Bank)<\/strong><\/h3>\n

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\"ng\u00e2n V\u1edbi gi\u1ea3i ph\u00e1p eKYC mang l\u1ea1i s\u1ef1 thu\u1eadn ti\u1ec7n h\u01a1n cho ng\u00e2n h\u00e0ng B\u1ea3n Vi\u1ec7t trong vi\u1ec7c ti\u1ebfp c\u1eadn ng\u01b0\u1eddi d\u00f9ng<\/em><\/p>\n

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C\u00f2n t\u1ea1i Viet Capital Bank, ng\u00e2n h\u00e0ng c\u0169ng \u0111\u00e3 tri\u1ec3n khai s\u1eed d\u1ee5ng gi\u1ea3i ph\u00e1p eKYC \u0111\u1ec3 x\u00e1c th\u1ef1c th\u00f4ng tin kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed cho h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. D\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o<\/strong> AI<\/strong><\/a>, nh\u1eadn di\u1ec7n g\u01b0\u01a1ng m\u1eb7t Facematching v\u00e0 nh\u1eadn di\u1ec7n k\u00ed t\u1ef1 quang h\u1ecdc OCR nh\u1eb1m h\u1ed7 tr\u1ee3 t\u1ed1i \u0111a kh\u1ea3 n\u0103ng gian l\u1eadn x\u1ea3y ra.<\/p>\n

Gi\u1ea3i ph\u00e1p n\u00e0y \u0111\u01b0\u1ee3c tri\u1ec3n khai \u0111\u1ed3ng b\u1ed9 tr\u00ean c\u00e1c k\u00eanh ph\u00e2n ph\u1ed1i s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 c\u1ee7a B\u1ea3n Vi\u1ec7t, bao g\u1ed3m \u1ee9ng d\u1ee5ng Viet Capital Mobile Banking, ph\u1ea7n m\u1ec1m ph\u1ee5c v\u1ee5 giao d\u1ecbch t\u1ea1i qu\u1ea7y v\u00e0 tr\u00ean c\u00e1c \u1ee9ng d\u1ee5ng c\u1ee7a c\u00e1c \u0111\u1ed1i t\u00e1c l\u00e0 trung gian thanh to\u00e1n v\u00e0 c\u00e1c c\u00f4ng ty fintech<\/strong><\/a> h\u1ee3p t\u00e1c v\u1edbi Ng\u00e2n h\u00e0ng.<\/p>\n

\u00d4ng \u0110\u1ed7 Th\u00e0nh Nam, gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng s\u1ed1 B\u1ea3n Vi\u1ec7t cho bi\u1ebft th\u00eam, t\u1ef7 l\u1ec7 kh\u00e1ch h\u00e0ng m\u1edbi \u0111\u0103ng k\u00fd t\u00e0i kho\u1ea3n \u0111\u1ebfn th\u00e1ng 8\/2020 \u1edf ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 t\u0103ng g\u1ea7n g\u1ea5p 3 l\u1ea7n so v\u1edbi h\u1ed3i th\u00e1ng 1\/2020. T\u1ef7 tr\u1ecdng kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng c\u00e1c d\u1ecbch v\u1ee5, thanh to\u00e1n qua ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed\/v\u00ed chi\u1ebfm 50%, chuy\u1ec3n ti\u1ec1n chi\u1ebfm 40% v\u00e0 g\u1eedi ti\u1ebft ki\u1ec7m chi\u1ebfm 10% v\u00e0 c\u1ea3 3 m\u1ea3ng n\u00e0y \u0111\u1ec1u t\u0103ng tr\u01b0\u1edfng m\u1ea1nh k\u1ec3 t\u1eeb khi \u1ee9ng d\u1ee5ng eKYC<\/strong> <\/a>\u0111\u1ebfn nay. \u201cC\u00e1c con s\u1ed1 tr\u00ean th\u1ec3 hi\u1ec7n, vi\u1ec7c sau khi \u0111\u1ecbnh danh b\u1eb1ng eKYC, kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c giao d\u1ecbch ngay l\u1eadp t\u1ee9c tr\u00ean \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng c\u1ee7a B\u1ea3n Vi\u1ec7t \u0111\u00e3 \u0111\u00e1p \u1ee9ng \u0111\u00fang nhu c\u1ea7u c\u1ea5p thi\u1ebft c\u1ee7a kh\u00e1ch h\u00e0ng trong th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i\u201d, \u00f4ng Nam b\u1ed5 sung.<\/p>\n

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Ng\u00e2n h\u00e0ng TMCP Qu\u1ed1c D\u00e2n (NCB)<\/strong><\/h3>\n

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\"ng\u00e2n Vi\u1ec7c \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed eKYC l\u00e0 m\u1ed9t b\u01b0\u1edbc \u0111\u00e1nh d\u1ea5u cho qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u1ee7a NCB<\/em><\/p>\n

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Ng\u00e2n h\u00e0ng TMCP Qu\u1ed1c D\u00e2n (NCB) \u0111ang d\u1ea7n chuy\u1ec3n sang m\u00f4 h\u00ecnh kinh doanh s\u1ed1, cung \u1ee9ng s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1 nh\u1eb1m \u0111\u00e1p \u1ee9ng nhu c\u1ea7u, \u0111\u00f2i h\u1ecfi ng\u00e0y c\u00e0ng cao c\u1ee7a kh\u00e1ch h\u00e0ng, trong \u0111\u00f3, vi\u1ec7c \u0110\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed (e-KYC) l\u00e0 d\u1ecbch v\u1ee5 n\u1ec1n t\u1ea3ng thi\u1ebft y\u1ebfu cho vi\u1ec7c ph\u00e1t tri\u1ec3n m\u00f4 h\u00ecnh ng\u00e2n h\u00e0ng s\u1ed1.<\/p>\n

Ch\u1ec9 v\u1edbi 2 ph\u00fat, th\u00f4ng qua NCB iziMobile, NCB c\u00f3 th\u1ec3 \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng v\u1edbi d\u1ecbch v\u1ee5 m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n. D\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u1ee7a c\u00e1c c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i nh\u01b0: x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc, nh\u1eadn di\u1ec7n kh\u00e1ch h\u00e0ng qua tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed, … T\u1eeb \u0111\u00f3, ti\u1ebft ki\u1ec7m r\u1ea5t nhi\u1ec1u th\u1eddi gian, chi ph\u00ed cho kh\u00e1ch h\u00e0ng v\u00e0 ng\u00e2n h\u00e0ng, n\u00e2ng cao tr\u1ea3i nghi\u1ec7m v\u00e0 s\u1ef1 h\u00e0i l\u00f2ng c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n

\u0110\u1ea1i di\u1ec7n l\u00e3nh \u0111\u1ea1o NCB c\u0169ng chia s\u1ebb th\u00eam: \u201cM\u1eb7c d\u00f9 m\u1edbi ra m\u1eaft t\u1eeb th\u00e1ng 3\/2020, tuy nhi\u00ean \u1ee9ng d\u1ee5ng NCB iziMobile \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 ph\u1ea3n h\u1ed3i t\u00edch c\u1ef1c c\u1ee7a kh\u00e1ch h\u00e0ng, s\u1ed1 l\u01b0\u1ee3ng \u0111\u00e3 t\u0103ng l\u00ean h\u00e0ng ngh\u00ecn kh\u00e1ch h\u00e0ng m\u1ed7i th\u00e1ng. Vi\u1ec7c NCB tri\u1ec3n khai th\u00e0nh c\u00f4ng h\u1ec7 th\u1ed1ng \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed (eKYC) l\u00e0 m\u1ed9t d\u1ea5u m\u1ed1c quan tr\u1ecdng, th\u1ec3 hi\u1ec7n t\u1ea7m nh\u00ecn v\u00e0 quy\u1ebft t\u00e2m chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u1ee7a NCB. V\u1edbi nh\u1eefng ti\u1ebfn b\u1ed9 v\u1ec1 c\u00f4ng ngh\u1ec7, th\u1eddi gian t\u1edbi, Ng\u00e2n h\u00e0ng s\u1ebd ti\u1ebfp t\u1ee5c s\u1ed1 h\u00f3a c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 nh\u1eb1m gia t\u0103ng tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng\u201d.<\/p>\n

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Xem th\u00eam: ” Quy tr\u00ecnh eKYC cho onboarding trong ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n nh\u01b0 th\u1ebf n\u00e0o?<\/a>“<\/p><\/blockquote>\n

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M\u1ed9t s\u1ed1 th\u00e1ch th\u1ee9c \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 tri\u1ec3n khai eKYC<\/strong><\/h2>\n

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B\u00ean c\u1ea1nh nh\u1eefng th\u00e0nh qu\u1ea3 b\u01b0\u1edbc \u0111\u1ea7u \u0111\u00e3 \u0111\u1ea1t \u0111\u01b0\u1ee3c c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng khi \u1ee9ng d\u1ee5ng quy tr\u00ecnh eKYC<\/strong><\/a> v\u00e0o cung c\u1ea5p d\u1ecbch v\u1ee5 cho kh\u00e1ch h\u00e0ng. Tuy nhi\u00ean, do eKYC m\u1edbi \u0111\u01b0a v\u00e0o tri\u1ec3n khai v\u00e0 c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n \u0111ang “v\u1eeba l\u00e0m v\u1eeba nghe v\u1eeba s\u1eeda”, v\u00ec th\u1ebf c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n ph\u1ea3i theo d\u00f5i s\u00e1t sao \u0111\u1ec3 kh\u1eafc ph\u1ee5c nh\u1eefng v\u1ea5n \u0111\u1ec1 ph\u00e1t sinh \u0111\u1ec3 c\u00f3 th\u1ec3 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u1ed1t nh\u1ea5t cho kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh.<\/p>\n

Ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e1c s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 tr\u00ean t\u00e0i kho\u1ea3n eKYC c\u00f2n ch\u01b0a phong ph\u00fa b\u1eb1ng t\u00e0i kho\u1ea3n truy\u1ec1n th\u1ed1ng, m\u00e0 ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o c\u00e1c d\u1ecbch v\u1ee5 thanh to\u00e1n ho\u1eb7c g\u1eedi ti\u1ebft ki\u1ec7m, ho\u1eb7c c\u00e1c ng\u00e2n h\u00e0ng c\u00f2n \u0111\u01b0a ra h\u1ea1n m\u1ee9c giao d\u1ecbch trong ng\u00e0y…n\u00ean giao d\u1ecbch qua k\u00eanh n\u00e0y ch\u01b0a cao.<\/p>\n

Ngo\u00e0i ra, v\u1ea5n \u0111\u1ec1 li\u00ean quan b\u1ea3o m\u1eadt r\u1ee7i ro c\u0169ng \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n th\u00eam khi c\u00e1c ng\u00e2n h\u00e0ng tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a>, khi \u0111\u00e3 xu\u1ea5t hi\u1ec7n tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi d\u00f9ng t\u1ea1i Vi\u1ec7t Nam s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 deepfake \u0111\u1ec3 gian l\u1eadn nh\u1eb1m b\u1ecf qua b\u01b0\u1edbc ki\u1ec3m tra Th\u1ef1c th\u1ec3 s\u1ed1ng (liveness detection). Nh\u1eefng r\u1ee7i ro \u0111\u00f3 bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i li\u00ean t\u1ee5c theo d\u00f5i, c\u1eadp nh\u1eadt \u0111\u1ec3 ng\u0103n ch\u1eb7n c\u00e1c r\u1ee7i ro n\u00e0y.<\/p>\n

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Xem th\u00eam: “eKYC – \u0111\u1ecbnh danh kh\u00e1ch h\u00e0ng \u0111i\u1ec7n t\u1eed – kh\u00f3 kh\u0103n c\u1ee7a ng\u00e2n h\u00e0ng<\/a>“<\/p><\/blockquote>\n

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Nh\u1eefng \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC:<\/strong><\/h2>\n

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X\u00e2y d\u1ef1ng b\u1ea3n m\u00f4 t\u1ea3 quy tr\u00ecnh eKYC \u1ee9ng v\u1edbi ch\u00ednh doanh nghi\u1ec7p c\u1ee7a b\u1ea1n c\u00e0ng chi ti\u1ebft c\u00e0ng t\u1ed1t: <\/strong><\/h3>\n

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Vi\u1ec7c n\u00e0y s\u1ebd gi\u00fap b\u1ea1n \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u01b0\u1ee3c k\u1ebft qu\u1ea3 \u0111\u1ea1t \u0111\u01b0\u1ee3c v\u00e0 t\u00ecm ki\u1ebfm \u0111\u01b0\u1ee3c c\u00e1c \u0111\u1ed1i t\u00e1c l\u1eadp tr\u00ecnh, c\u00e1c \u0111\u01a1n v\u1ecb cung c\u1ea5p c\u00f4ng ngh\u1ec7 t\u00edch h\u1ee3p hi\u1ec7u qu\u1ea3, ti\u1ebft ki\u1ec7m th\u1eddi gian, chi ph\u00ed v\u00e0 r\u1ee7i ro.<\/p>\n

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L\u1ef1a ch\u1ecdn, \u0111\u00e1nh gi\u00e1 c\u00e1c c\u00f4ng ngh\u1ec7 t\u00edch h\u1ee3p t\u1eeb b\u00ean th\u1ee9 3 c\u00f9ng v\u1edbi chuy\u00ean gia:<\/strong><\/h3>\n

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Gi\u1ea3i ph\u00e1p eKYC Vi\u1ec7t Nam<\/strong><\/a> b\u1eaft bu\u1ed9c ph\u1ea3i \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p c\u00f4ng ngh\u1ec7 OCR, Liveness Detection, Face Matching\u2026t\u1eeb nhi\u1ec1u nh\u00e0 cung c\u1ea5p, ch\u00ednh v\u00ec th\u1ebf b\u1ea1n c\u1ea7n m\u1ed9t chuy\u00ean gia v\u1ec1 gi\u1ea3i ph\u00e1p \u0111\u00e3 t\u1eebng tri\u1ec3n khai t\u00edch h\u1ee3p \u0111\u1ec3 t\u01b0 v\u1ea5n, \u0111\u00e1nh gi\u00e1 xem h\u1ec7 th\u1ed1ng hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n c\u00f3 ph\u00f9 h\u1ee3p \u0111\u1ec3 t\u00edch h\u1ee3p c\u00e1c c\u00f4ng ngh\u1ec7 m\u1edbi v\u00e0o hay kh\u00f4ng? N\u1ebfu c\u00f3, th\u00ec h\u1ec7 th\u1ed1ng s\u1ebd n\u00ean \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf nh\u01b0 th\u1ebf n\u00e0o. N\u1ebfu nh\u01b0 ch\u01b0a t\u1eebng c\u00f3 kinh nghi\u1ec7m, ch\u1eafc ch\u1eafn \u0111\u1ed9i ng\u0169 in-house c\u1ee7a b\u1ea1n s\u1ebd ph\u1ea3i \u201cg\u1eb7p nh\u1eefng b\u00e0i h\u1ecdc \u0111\u1eafng cay\u201d.<\/p>\n

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X\u00e2y d\u1ef1ng team chuy\u00ean bi\u1ec7t cho vi\u1ec7c ph\u00e1t tri\u1ec3n gi\u1ea3i ph\u00e1p eKYC:<\/strong><\/h3>\n

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V\u1edbi kinh nghi\u1ec7m tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC cho nhi\u1ec1u \u0111\u01a1n v\u1ecb t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng. Innotech khuy\u00ean b\u1ea1n n\u00ean x\u00e2y d\u1ef1ng m\u1ed9t \u0111\u1ed9i ng\u0169 chuy\u00ean bi\u1ec7t cho d\u1ef1 \u00e1n ch\u1ecbu tr\u00e1ch nhi\u1ec7m sau:<\/p>\n

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