{"id":9600,"date":"2020-10-15T09:00:32","date_gmt":"2020-10-15T09:00:32","guid":{"rendered":"https:\/\/innotech-vn.com\/?p=9600"},"modified":"2024-06-04T17:03:53","modified_gmt":"2024-06-04T10:03:53","slug":"giai-phap-ekyc-toan-dien-cho-cong-ty-chung-khoan","status":"publish","type":"post","link":"https:\/\/innotech-vn.com\/vie\/giai-phap-ekyc-toan-dien-cho-cong-ty-chung-khoan\/","title":{"rendered":"Gi\u1ea3i ph\u00e1p eKYC to\u00e0n di\u1ec7n cho c\u00f4ng ty ch\u1ee9ng kho\u00e1n"},"content":{"rendered":"

C\u00f4ng ngh\u1ec7 thay \u0111\u1ed5i ng\u00e0nh ch\u1ee9ng kho\u00e1n nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/h2>\n

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\"C\u00f4ng<\/p>\n

C\u00f4ng ngh\u1ec7 l\u00e0 y\u1ebfu t\u1ed1 \u0111ang d\u1ea7n thay \u0111\u1ed5i th\u00f3i quen v\u00e0 h\u00e0nh vi c\u1ee7a ng\u01b0\u1eddi d\u00f9ng<\/em><\/p>\n

C\u00f4ng ngh\u1ec7 thay \u0111\u1ed5i t\u1eebng ng\u00e0y l\u00e0m thay \u0111\u1ed5i h\u00e0nh vi, th\u00f3i quen c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0, \u0111\u00f2i h\u1ecfi ch\u00ednh c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n ph\u1ea3i li\u00ean t\u1ee5c c\u1ea3i ti\u1ebfn c\u00f4ng ngh\u1ec7 \u0111\u1ec3 b\u1eaft k\u1ecbp xu h\u01b0\u1edbng chung c\u1ee7a th\u1ecb tr\u01b0\u1eddng. \u0110\u1eb7c bi\u1ec7t trong b\u1ed1i c\u1ea3nh c\u1ea1nh tranh m\u1ea1nh m\u1ebd gi\u1eefa c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n nh\u01b0 hi\u1ec7n t\u1ea1i, n\u1ebfu kh\u00f4ng t\u1ea1o ra \u0111\u01b0\u01a1c nh\u1eefng gi\u00e1 tr\u1ecb kh\u00e1c bi\u1ec7t th\u00ec kh\u00f3 c\u00f3 th\u1ec3 n\u00edu ch\u00e2n kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 l\u00e2u d\u00e0i c\u1ee7a c\u00f4ng ty.<\/p>\n

Theo McKinsey, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh – ch\u1ee9ng kho\u00e1n, b\u1ea3o hi\u1ec3m, ng\u00e2n h\u00e0ng Vi\u1ec7t Nam s\u1ebd c\u00f3 t\u1eeb 3-5 n\u0103m \u0111\u1ec3 ph\u00e1t tri\u1ec3n chuy\u1ec3n \u0111\u1ed5i s\u1ed1 n\u1ebfu kh\u00f4ng mu\u1ed1n b\u1ecb \u0111\u00e1nh b\u1eadt b\u1edfi nh\u1eefng c\u00f4ng ty n\u01b0\u1edbc ngo\u00e0i. M\u1ed9t b\u00e1o c\u00e1o \u0111\u1ebfn t\u1eeb Forrester cho bi\u1ebft, h\u01a1n 80% c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u2013 ch\u1ee9ng kho\u00e1n, ng\u00e2n h\u00e0ng, b\u1ea3o hi\u1ec3m nh\u1eadn ra r\u1eb1ng \u201cChuy\u1ec3n \u0111\u1ed5i s\u1ed1 ng\u00e2n h\u00e0ng\u201d l\u00e0 ch\u00eca kh\u00f3a cho s\u1ef1 th\u00e0nh c\u00f4ng trong t\u01b0\u01a1ng lai c\u1ee7a h\u1ecd v\u00e0 s\u1ef1 chuy\u1ec3n \u0111\u1ed5i n\u00e0y c\u1ea7n x\u1ea3y ra c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t.<\/p>\n

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Gi\u1ea3i ph\u00e1p eKYC \u0111\u00e3 thay \u0111\u1ed5i ng\u00e0nh ch\u1ee9ng kho\u00e1n nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/h2>\n

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Hi\u1ec7n nay, \u0111a ph\u1ea7n c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n \u0111\u1ec1u cho ph\u00e9p nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111\u0103ng k\u00fd m\u1edf t\u00e0i kho\u1ea3n tr\u1ef1c tuy\u1ebfn tr\u00ean website. Tuy nhi\u00ean, sau \u0111\u00f3, b\u01b0\u1edbc cu\u1ed1i c\u00f9ng nh\u00e0 \u0111\u1ea7u t\u01b0 v\u1eabn ph\u1ea3i g\u1eedi gi\u1ea5y t\u1edd ra chi nh\u00e1nh, h\u1eb9n g\u1eb7p nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n ho\u1eb7c ph\u1ea3i tr\u1ef1c ti\u1ebfp \u0111\u1ebfn qu\u1ea7y giao d\u1ecbch \u0111\u1ec3 ho\u00e0n t\u1ea5t c\u00e1c th\u1ee7 t\u1ee5c x\u00e1c minh m\u1edbi c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u \u0111\u1ea7u t\u01b0. Quy tr\u00ecnh n\u00e0y g\u00e2y ra nh\u1eefng b\u1ea5t ti\u1ec7n nh\u1ea5t \u0111\u1ecbnh v\u1ec1 m\u1eb7t th\u1eddi gian v\u00e0 di chuy\u1ec3n cho nh\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n

V\u1edbi s\u1ef1 ra \u0111\u1eddi c\u1ee7a gi\u1ea3i ph\u00e1p eKYC<\/strong><\/a>, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 x\u00e1c th\u1ef1c danh t\u00ednh kh\u00e1ch h\u00e0ng ho\u00e0n to\u00e0n tr\u1ef1c tr\u00ean \u1ee9ng d\u1ee5ng di \u0111\u1ed9ng v\u00e0 ch\u1ec9 m\u1ea5t kho\u1ea3ng t\u1eeb 3-5 ph\u00fat \u0111\u1ec3 nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh quy tr\u00ecnh m\u1edf t\u00e0i kho\u1ea3n t\u1ef1 \u0111\u1ed9ng v\u00e0 giao d\u1ecbch \u0111\u01b0\u1ee3c ngay trong ng\u00e0y.<\/p>\n

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\"Kh\u00e1ch<\/p>\n

Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 m\u1edf t\u00e0i kho\u1ea3n trong v\u00f2ng 3-5 ph\u00fat v\u00e0 \u0111\u01b0\u1ee3c giao d\u1ecbch ngay<\/em><\/p>\n

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\u0110\u00e2y l\u00e0 xu h\u01b0\u1edbng \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi s\u1eed d\u1ee5ng nh\u1eb1m \u0111\u01a1n gi\u1ea3n h\u00f3a quy tr\u00ecnh v\u00e0 t\u1ea1o s\u1ef1 thu\u1eadn l\u1ee3i, tho\u1ea3i m\u00e1i cho ng\u01b0\u1eddi d\u00f9ng. Vi\u1ec7c tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC cho c\u00f4ng ty ch\u1ee9ng kho\u00e1n<\/strong><\/a> \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 gi\u1ea3i ph\u00e1p quan tr\u1ecdng gi\u00fap h\u1ecd d\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn \u0111\u1ebfn \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n tr\u1ebb – nh\u1eefng ng\u01b0\u1eddi c\u00f3 ki\u1ebfn th\u1ee9c v\u00e0 \u00fd th\u1ee9c \u0111\u1ea7u t\u01b0 t\u1eeb r\u1ea5t s\u1edbm m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n

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V\u1eady quy tr\u00ecnh eKYC \u1ee9ng d\u1ee5ng trong ch\u1ee9ng kho\u00e1n s\u1ebd di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/h2>\n

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V\u1edbi ti\u00eau ch\u00ed \u201c\u0110\u01a1n gi\u1ea3n \u2013 Ti\u1ec7n l\u1ee3i \u2013 B\u1ea3o m\u1eadt\u201d, c\u00f4ng ty ch\u1ee9ng kho\u00e1n \u1ee9ng d\u1ee5ng eKYC<\/strong><\/a> v\u00e0o qu\u00e1 tr\u00ecnh m\u1edf t\u00e0i kho\u1ea3n cho kh\u00e1ch h\u00e0ng 100% tr\u1ef1c tuy\u1ebfn, kh\u00f4ng c\u1ea7n ph\u1ea3i g\u1eb7p m\u1eb7t \u0111\u1ec3 \u0111\u1ed1i chi\u1ebfu, \u0111\u1ea3m b\u1ea3o t\u00ednh b\u1ea3o m\u1eadt v\u00e0 gi\u1ea3m thi\u1ec3u t\u00ecnh tr\u1ea1ng gi\u1ea3 m\u1ea1o gi\u1ea5y t\u1edd ng\u00e0y c\u00e0ng ph\u1ee9c t\u1ea1p m\u00e0 m\u1eaft th\u01b0\u1eddng kh\u00f4ng th\u1ec3 ph\u00e2n bi\u1ec7t \u0111\u01b0\u1ee3c.<\/p>\n

\u0110\u00f3 ch\u00ednh l\u00e0 \u1ee9ng d\u1ee5ng nh\u1eefng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i, k\u1ebft h\u1ee3p OCR (nh\u1eadn d\u1ea1ng k\u00fd t\u1ef1 quang h\u1ecdc); eKYC<\/strong><\/a> v\u1edbi nh\u1eadn di\u1ec7n khu\u00f4n m\u1eb7t (Face Matching); Ph\u00e1t hi\u1ec7n ng\u01b0\u1eddi th\u1eadt (Liveness detection) gi\u00fap nh\u1eadn di\u1ec7n, \u0111\u1ed1i chi\u1ebfu th\u00f4ng tin, h\u00ecnh \u1ea3nh, \u0111\u1ea3m b\u1ea3o \u0111\u1ed9 ch\u00ednh x\u00e1c, gi\u00fap thay th\u1ebf ho\u00e0n to\u00e0n vi\u1ec7c g\u1eb7p m\u1eb7t tr\u1ef1c ti\u1ebfp, \u0111\u1ea3m b\u1ea3o t\u00ednh li\u00ean t\u1ee5c, kh\u00f4ng gi\u00e1n \u0111o\u1ea1n c\u1ee7a qu\u00e1 tr\u00ecnh \u0111\u1ecbnh danh nh\u1edd quy tr\u00ecnh \u0111\u1ed9ng v\u00e0 c\u00f4ng ngh\u1ec7 4.0 ti\u00ean ti\u1ebfn v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c l\u00ean \u0111\u1ebfn 99%.<\/p>\n

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\"Gi\u1ea3i<\/p>\n

Gi\u1ea3i ph\u00e1p eKYC k\u1ebft h\u1ee3p v\u1edbi nh\u1eefng c\u00f4ng ngh\u1ec7 hi\u1ec7n \u0111\u1ea1i \u0111\u1ea3m b\u1ea3o x\u00e1c th\u1ef1c danh t\u00ednh kh\u00e1ch h\u00e0ng v\u1edbi \u0111\u1ed9 ch\u00ednh x\u00e1c l\u00ean \u0111\u1ebfn 99%<\/em><\/p>\n

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\u0110\u1ed3ng th\u1eddi, x\u00e1c th\u1ef1c k\u00e9p v\u1edbi d\u1eef li\u1ec7u t\u1eeb h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng gi\u00fap \u0111\u1ecbnh danh v\u00e0 chu\u1ea9n ho\u00e1 d\u1eef li\u1ec7u th\u00f4ng tin kh\u00e1ch h\u00e0ng, \u0111\u1ea3m b\u1ea3o an to\u00e0n, b\u1ea3o m\u1eadt th\u00f4ng tin tuy\u1ec7t \u0111\u1ed1i theo \u0111\u00fang quy tr\u00ecnh x\u00e1c minh danh t\u00ednh KYC<\/strong><\/a> truy\u1ec1n th\u1ed1ng. T\u1eeb \u0111\u00f3, c\u00f3 th\u1ec3 gi\u00fap doanh nghi\u1ec7p ch\u1ee9ng kho\u00e1n r\u00fat ng\u1eafn th\u1eddi gian m\u1edf t\u00e0i kho\u1ea3n cho kh\u00e1ch h\u00e0ng t\u1eeb 2-3 ng\u00e0y xu\u1ed1ng c\u00f2n 1 ng\u00e0y ho\u1eb7c th\u1eadm ch\u00ed c\u00f3 th\u1ec3 l\u00e0 v\u00e0i gi\u1edd, v\u00e0i ph\u00fat v\u00e0 c\u00f3 th\u1ec3 giao d\u1ecbch \u0111\u01b0\u1ee3c ngay.<\/p>\n

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Xem th\u00eam: “\u1ee8ng d\u1ee5ng eKYC trong m\u1edf t\u00e0i kho\u1ea3n d\u1ecbch v\u1ee5 ch\u1ee9ng kho\u00e1n t\u1ea1i Vi\u1ec7t Nam<\/a>“<\/p><\/blockquote>\n

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Quy tr\u00ecnh eKYC cho d\u1ecbch v\u1ee5 ch\u1ee9ng kho\u00e1n t\u1ea1i Innotech:<\/b><\/p>\n

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\"Quy<\/p>\n

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>> <\/b>H\u00e3y li\u00ean h\u1ec7 v\u1edbi Innotech Vi\u1ec7t Nam<\/strong><\/a> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n \u1ee9ng d\u1ee5ng v\u00e0o m\u00f4 h\u00ecnh kinh doanh ph\u00f9 h\u1ee3p nh\u1ea5t.<\/p>\n

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Ngo\u00e0i c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n, gi\u1ea3i ph\u00e1p eKYC c\u0169ng \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u00e0nh nh\u01b0 ng\u00e2n h\u00e0ng, b\u1ea3o hi\u1ec3m, t\u00e0i ch\u00ednh,.. \u0111\u01b0a v\u00e0o tri\u1ec3n khai m\u1ea1nh m\u1ebd trong n\u0103m 2020 nh\u1eb1m ho\u00e0n thi\u1ec7n h\u1ec7 sinh th\u00e1i s\u1ed1. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 b\u01b0\u1edbc \u0111\u1ed9t ph\u00e1 trong qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i s\u1ed1 c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh Vi\u1ec7t Nam trong th\u1eddi gian t\u1edbi.<\/p>\n

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\u0110\u01a1n v\u1ecb cung c\u1ea5p gi\u1ea3i ph\u00e1p eKYC cho ch\u1ee9ng kho\u00e1n uy t\u00edn t\u1ea1i Vi\u1ec7t Nam<\/strong><\/h2>\n

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Innotech Vi\u1ec7t Nam<\/strong><\/a> v\u1edbi h\u01a1n 12 n\u0103m kinh nghi\u1ec7m trong vi\u1ec7c cung c\u1ea5p ph\u1ea7n m\u1ec1m cho c\u00e1c c\u00f4ng ty tr\u00ean to\u00e0n c\u1ea7u. Innotech Vi\u1ec7t Nam t\u1eadp trung ph\u00e1t tri\u1ec3n c\u00e1c n\u1ec1n t\u1ea3ng v\u00e0 gi\u1ea3i ph\u00e1p gi\u00fap doanh nghi\u1ec7p \u0111\u1ea9y nhanh qu\u00e1 tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1, n\u00e2ng cao kh\u1ea3 n\u0103ng c\u1ea1nh tranh, d\u00e0nh nhi\u1ec1u th\u1eddi gian \u0111\u1ec3 t\u1eadp trung ph\u00e1t tri\u1ec3n m\u00f4 h\u00ecnh kinh doanh c\u1ee7a m\u00ecnh.<\/p>\n

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Innotech Vi\u1ec7t Nam c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty ch\u1ee9ng kho\u00e1n tri\u1ec3n khai gi\u1ea3i ph\u00e1p eKYC v\u1edbi c\u00e1c c\u00f4ng ngh\u1ec7:<\/h3>\n

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OCR<\/strong><\/h4>\n

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C\u00f4ng ngh\u1ec7 nh\u1eadn d\u1ea1ng k\u00fd t\u1ef1 quang h\u1ecdc (OCR) ra \u0111\u1eddi t\u1eeb nh\u1eefng n\u0103m 90 c\u1ee7a th\u1ebf k\u1ef7 tr\u01b0\u1edbc v\u00e0 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i \u1edf nhi\u1ec1u l\u0129nh v\u1ef1c quan tr\u1ecdng tr\u00ean th\u1ebf gi\u1edbi. Ng\u00e2n h\u00e0ng l\u00e0 m\u1ed9t trong nh\u1eefng l\u0129nh v\u1ef1c l\u1edbn nh\u1ea5t m\u00e0 OCR k\u1ebft h\u1ee3p c\u00e1c c\u00f4ng ngh\u1ec7 t\u1ef1 \u0111\u1ed9ng h\u00f3a hi\u1ec7n nay. S\u1eed d\u1ee5ng OCR trong c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 t\u1ea1o ra m\u1ed9t cu\u1ed9c c\u00e1ch m\u1ea1ng v\u1ec1 s\u1ed1 h\u00f3a t\u00e0i li\u1ec7u di\u1ec5n ra \u1edf t\u1ed1c \u0111\u1ed9 cao v\u00e0 quy m\u00f4 l\u1edbn, gi\u1ea3m t\u1ea3i cho m\u1ed9t l\u01b0\u1ee3ng l\u1edbn c\u00f4ng vi\u1ec7c h\u00e0nh ch\u00ednh.<\/p>\n

T\u1ea1i Innotech Vietnam, c\u00f4ng ngh\u1ec7 OCR \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p trong quy tr\u00ecnh eKYC<\/strong><\/a>. tr\u00edch xu\u1ea5t th\u00f4ng tin t\u1eeb c\u00e1c t\u00e0i li\u1ec7u nh\u1eadn d\u1ea1ng nh\u01b0 h\u1ed9 chi\u1ebfu, ch\u1ee9ng minh th\u01b0 , b\u1eb1ng l\u00e1i xe v\u00e0 \u0111\u01b0a th\u00f4ng tin \u0111\u00e3 \u0111\u01b0\u1ee3c m\u00e3 ho\u00e1 l\u00ean h\u1ec7 th\u1ed1ng. To\u00e0n b\u1ed9 qu\u00e1 tr\u00ecnh t\u1eeb tr\u00edch xu\u1ea5t d\u1eef li\u1ec7u \u0111\u1ec3 h\u00ecnh th\u00e0nh s\u1ed1 li\u1ec7u kh\u00f4ng m\u1ea5t qu\u00e1 3 gi\u00e2y khi\u1ebfn qu\u00e1 tr\u00ecnh ho\u00e0n to\u00e0n t\u1ef1 \u0111\u1ed9ng v\u00e0 \u0111\u1ed9 ch\u00ednh x\u00e1c l\u00ean t\u1edbi 99%.<\/p>\n

C\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd \u0111\u01b0\u1ee3c x\u00e1c minh<\/strong><\/span><\/h3>\n

\u0110\u1ed1i v\u1edbi x\u00e1c minh C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n<\/b><\/span><\/h4>\n

\"\"<\/p>\n